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Harbour Ridge Yacht & Country Club Homes for Sale

Harbour Ridge Yacht & Country Club Homes for Sale in Palm City, FL

Harbour Ridge Yacht & Country Club is a private, guard-gated club community on the North Fork of the St. Lucie River with a Palm City, FL 34990 address. Its homes and condominiums are grouped into named villages, among them Buttonbush, Bayberry, Cinnamon, Dewberry, Lancewood, Mariner, Mile Lake, Palmetto, Riverside and Sweet Bay. Every owner is a club member: membership is mandatory and comes with ownership, which is the single most important thing to understand before buying here. This page gathers every Harbour Ridge listing, whichever village the MLS filed it under, in one live feed.

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Harbour Ridge Yacht & Country Club at a Glance

Location North Fork of the St. Lucie River, Palm City address (FL 34990); the community lies in St. Lucie County
Home types Single-family homes and condominiums in named villages
Built 1984 to 2010
Gate Guard-gated, 24-hour manned security (per recent MLS listings)
55+ No
Club membership Mandatory equity membership with every purchase; the equity amount varies and is subject to change
Club spending An annual minimum spending requirement applies at the club
Club amenities (per listings) Two 18-hole championship golf courses including Golden Marsh, tennis and pickleball, fitness center and pool, riverfront clubhouse with dining, yacht club and marina (slips extra)
Monthly costs Recent listings bundle club dues, POA and village fees into one monthly figure, so it runs well above typical Palm City HOAs; confirm the full amount for the specific home
MLS names Harbour Ridge; Harbour Ridge Yacht & Country Club; Harbour Ridge Plat No. 1-20 and village names (Buttonbush, Bayberry, Cinnamon, Dewberry, Fairway, Lancewood, Mariner, Mile Lake, Palmetto, Pond Apple, Riverside, Sand Pine, Sweet Bay and others)

Membership Is Part of Owning Here

At Harbour Ridge you cannot buy a home without joining the club. Every purchase comes with a mandatory equity membership; the equity amount varies and is set by the club, so it changes over time. On top of that, members pay ongoing club dues bundled with the association fees and must meet an annual minimum spending requirement at the club. That changes the math compared with communities like Monarch Country Club, where membership is optional. When you compare prices, compare the total: purchase price plus equity, the full monthly figure and the annual club minimum.

Villages and Plat Names

Harbour Ridge was built out as a series of villages, each recorded as its own plat and many with their own condominium or village association. That is why listings appear as Harbour Ridge Plat No. 4 Mariner Village, Harbour Ridge - Cinnamon Village, Pond Apple Village Condominium and so on. Single-family villages sit alongside condominium villages on the golf courses, Mile Lake and the river; the feed on this page includes all of them.

What the Monthly Fee Covers

Recent listings describe a combined monthly charge that can include club dues, POA, village or condominium fees, capital fees and, in some condo villages, water and sewer. Exactly what is included depends on the village. Get the breakdown from the club and the village association for the home you are considering.

What to Check Before You Buy in Harbour Ridge Yacht & Country Club

Equity membership Get the current equity amount and terms directly from Harbour Ridge; it varies and is subject to change.
Annual club minimum Ask for the current annual minimum spending requirement and how it is billed.
Village association Condo and single-family villages have different associations, budgets and reserves; ask for the specific village’s documents.
Approvals Listings note association approval is required and corporate ownership is not allowed; plan time for approval.
Insurance and roof Many homes date from the 1980s and 1990s; get an insurance quote early.
Boat slips Marina slips are separate from membership and subject to availability.

If you are financing, call before you write an offer. We are a RE/MAX agent and a licensed loan officer, so we can run the numbers on a specific Harbour Ridge home with you.

Nearby Palm City Communities

Harbour Ridge Yacht & Country Club FAQs

Where is Harbour Ridge Yacht & Country Club?

On the North Fork of the St. Lucie River with a Palm City, FL 34990 address. The community itself lies in St. Lucie County, just north of the Martin County line.

Is membership required at Harbour Ridge?

Yes. Club membership is mandatory with every purchase. The equity amount varies and is subject to change, and members must also meet an annual minimum spending requirement at the club. Confirm current terms with the club.

What kind of homes are in Harbour Ridge?

Single-family homes and condominiums built between 1984 and 2010, grouped into named villages on the golf courses, lakes and river.

What amenities does Harbour Ridge have?

Listings describe two 18-hole championship golf courses, tennis and pickleball, a fitness center and pool, a riverfront clubhouse with dining, and a yacht club and marina with slips available for an additional fee.

Is Harbour Ridge gated?

Yes. Recent listings describe a guard gate with 24-hour manned security.

Is Harbour Ridge a 55+ community?

No. It is not age-restricted.

Why is the monthly fee so high?

Listings typically quote one monthly figure that bundles club dues with the POA and village or condo fees, and the annual club minimum comes on top. Compare it against your current HOA plus any club costs you pay elsewhere.

How much do homes in Harbour Ridge cost?

Prices move with the market, so the live listings at the top of this page and the sold section below are the best guide. For comparables on a specific home, call (772) 359-1926.

Ready to see Harbour Ridge Yacht & Country Club homes?

Free, no-obligation home value report and a local answer to any Harbour Ridge question.

Call (772) 359-1926What's My Harbour Ridge Home Worth?Get Pre-Qualified

RE/MAX serving Harbour Ridge Yacht & Country Club and Palm City

Recently Sold in Harbour Ridge Yacht & Country Club

Closed sales in Harbour Ridge Yacht & Country Club, updated from the MLS. Want to know what your home would sell for today? Call (772) 359-1926.

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