Golden Gate Homes for Sale in Stuart FL

Golden Gate is a no-HOA neighborhood in south Stuart, zip 34997, just south of SE Indian Street along SE Dixie Highway. It mixes single-family homes with duplexes, triplexes and small quadplexes on streets like SE Jefferson, Bonita, Fairmont, Garden, Clayton, Amherst and Iris, and most lots are about a quarter acre.

Buyers come here for three reasons: no HOA, room for a boat or RV, and a short drive to the Sandsprit Park boat ramps and the Manatee Pocket in Port Salerno. Investors come for the multi-family buildings. This page covers the homes, zoning, financing and what to check before you buy.

• At a Glance
• The Homes
• Boats, RVs and the Water
• Zoning and the CRA
• Financing
• Before You Buy
• Location
• FAQs

Golden Gate at a Glance

The Homes

Golden Gate is not a planned subdivision with matching models. It grew lot by lot, so one street can have a 1970s concrete-block ranch, a two-story duplex and a brand-new house side by side. Most single-family homes have 3 bedrooms and 2 baths, and many have carports or one-car garages rather than big attached garages.

Many Golden Gate sales are 2 to 4 unit buildings. Duplexes are the most common, often with two 2- or 3-bedroom units, separate meters and their own laundry hookups. That mix makes the neighborhood a good fit for house hackers who live in one unit and rent the other, and for investors building a small rental portfolio.

A few builders are also putting up new single-family homes on infill lots, so you can find new construction here without an HOA, which is rare in Stuart.

Boats, RVs and the Water

With no HOA, Golden Gate is one of the easier places in Stuart to keep a boat, trailer or RV at home. Many lots have wide side yards, double gates or concrete pads, and plenty of listings advertise room for "toys." Martin County code still sets the rules, so we check where and how a boat or RV can be parked on a specific lot before you write an offer.

Sandsprit Park, the county park with public boat ramps on the Manatee Pocket in Port Salerno, is a few minutes away. From the Pocket it is a short run to the St. Lucie Inlet, the Intracoastal and the ocean, and the Port Salerno waterfront has restaurants, marinas and fish houses. Golden Gate homes are not waterfront, but for a boater it is a practical, lower-cost alternative to paying for a dock.

Zoning and the Golden Gate CRA

Golden Gate is one of Martin County's Community Redevelopment Areas (CRAs). The CRA funds neighborhood projects such as street lighting, sidewalks and drainage along the Dixie Highway corridor, and it has its own land-use rules.

Zoning here changes lot by lot. Some lots are zoned for multi-family and some are single-family only, and a building being used as a duplex does not prove it is legally one. Before you buy, confirm with Martin County Growth Management:

• The lot's zoning and future land use
• The legal number of units, backed by permits
• Whether you can add a unit or rebuild, if that is part of your plan

Financing in Golden Gate

Golden Gate draws many cash buyers because of investor activity. The rest financed, mostly with conventional loans, plus some FHA and VA.

If you plan to live in one unit, you can finance a 2 to 4 unit building with FHA, VA or conventional financing, and rent from the other units can help you qualify, depending on the program. Investors buying non-owner-occupied rentals usually use conventional investment or DSCR-style loans. Older roofs, electrical panels and unpermitted conversions can hold up an appraisal or insurance, so they are worth checking early. AL is a licensed mortgage loan officer (NMLS #1883073) and can run the numbers on a specific property.

Before You Buy in Golden Gate

Where Is Golden Gate in Stuart?

Golden Gate sits in south Stuart, south of SE Indian Street and along SE Dixie Highway (A1A), between US-1 and the Port Salerno waterfront. Streets include SE Jefferson Street, SE Bonita Street, SE Fairmont Street, SE Garden Street, SE Clayton Street, SE Amherst Street, SE Iris Street, SE Camino Avenue and SE Golden Gate Avenue.

View Golden Gate on Google Maps

Next door, Hibiscus Park and Dixie Park are other no-HOA options in 34997.

Nearby neighborhoods

• Port Salerno
• Hibiscus Park
• Dixie Park
• Coral Gardens
• Emerald Lakes
• Martin's Crossing

More Stuart pages: Stuart homes for sale and zip 34997 homes.

Golden Gate FAQs

We do not post static sold prices on this page because they go out of date quickly. For recent sales on a particular street, call us.