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Hibiscus Park is a no-HOA neighborhood of single-family homes in south Stuart, off US-1 near SE Salerno Road and a few minutes from Port Salerno. Its streets are named for trees and flowers, including SE Cypress, Banyan, Orchid, Bamboo, Lime Tree, Orange Tree and Mimosa, and most homes sit on lots of about 0.18 acre.
It is one of the more affordable ways to own a house in Stuart, and most buyers finance, including many first-time buyers using FHA. This page covers the homes, what to check on well and septic, financing and the neighborhood. The Hibiscus Park listings on this page update automatically from the MLS.
| Location | South Stuart, zip 34997, near US-1 and SE Salerno Road |
|---|---|
| Home type | Single-family only |
| HOA | None |
| Gated | No |
| Built | 1950s through the 1990s, with a few newer homes |
| Size | Mostly 2 and 3 bedrooms; lots about 0.18 acre |
| Utilities | Many homes on well and septic; some on city water |
| Buyers | Conventional, FHA and VA loans all used |
Hibiscus Park is a straightforward neighborhood of one-story homes. Most are 2- and 3-bedroom houses, many of concrete block, with carports or 1- and 2-car garages and fenced yards, and a handful have private pools. Many have been updated with metal roofs, impact windows and new kitchens, while others are original and priced for renovation.
Because the neighborhood was built over several decades, you will find everything from 1950s cottages to homes built in the 2010s and 2020s on the same street. See more no-HOA options on our Stuart homes with no HOA and Stuart homes under $400K pages.
With no association there are no monthly dues and no architectural committee, so you can paint, fence, landscape and park your vehicles without asking a board. That makes Hibiscus Park popular with buyers who have a work truck, a boat or a trailer, and with buyers who plan to renovate. Martin County code still applies to parking, boat and RV storage, fences and additions.
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Hibiscus Park and Stuart specialists
Hibiscus Park is one of the most financed neighborhoods in Stuart. Buyers here often finance, using conventional, FHA and VA loans.
No HOA dues means nothing extra counted in your debt-to-income ratio. The things that change your loan most here are the well, the septic and the roof. FHA and VA loans usually require a water test on a well, may require a septic inspection, and the appraiser checks basic safety and condition items, so it helps to know about these before you write an offer. An older roof can also raise your insurance or make it harder to place.
| Well water | If the home has a well, get a water test, which FHA and VA loans usually require. |
|---|---|
| Septic | Confirm septic or sewer and have the septic system inspected. |
| Roof and insurance | Ask for the roof age and get 4-point and wind mitigation inspections early. |
| Electrical and plumbing | Check the panel and plumbing type on older homes that have not been updated. |
| Permits | If a garage was enclosed or rooms were added, ask whether the work was permitted. |
Hibiscus Park is in south Stuart near US-1 and SE Salerno Road, at about 27.135, -80.213. Streets include SE Cypress Street, SE Banyan Street, SE Orchid Street, SE Bamboo Street, SE Lime Tree Street, SE Orange Tree Street, SE Mimosa Street, SE Normandy, SE Rosemont and SE Avalon.
| Port Salerno and Manatee Pocket | about 5 minutes |
|---|---|
| Downtown Stuart | about 15 minutes |
| Stuart Beach | about 20 minutes |
| Jupiter | about 25 minutes |
View Hibiscus Park on Google Maps
More Stuart pages: Stuart homes for sale and zip 34997 homes.
No. Hibiscus Park homes have no homeowners association. Martin County code still applies.
Single-family homes only, mostly 2- and 3-bedroom houses built from the 1950s through the 1990s, plus a few newer homes. Lots are typically around 0.18 acre.
Many are. Listings often mention well water and septic systems, while some homes have city water. Confirm which the home has and inspect both.
Yes. FHA and VA loans are both used here. On a home with a well or septic system, FHA and VA loans usually require a water test and may require septic checks, and the appraiser also checks basic safety items.
With no HOA, many owners do. Martin County code still has rules on where boats, trailers and RVs can be kept, so check them for the specific lot.
Hibiscus Park is in south Stuart, zip 34997, off US-1 near SE Salerno Road, a few minutes from Port Salerno and Manatee Pocket.
Yes. AL is a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). He can pre-approve you and compare conventional, FHA and VA options on a specific home. Call (772) 359-1926.
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Hibiscus Park and Stuart specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales on a particular street, call us.