Live in the heart of Stuart on one of the area’s most desirable streets! This charming 3-bedroom, 2-bath CBS home on Weir Street offers the perfect blend of character, up...
Live in the heart of Stuart on one of the area’s most desirable streets! This charming 3-bedroom, 2-bath CBS home on Weir Street offers the perfect blend of character, up...
Hidden Oasis! 4 Bedrm/2 Bath, 2 story home on .3 Acres on a PRIVATE LANE w 4 multi-Million dollar waterfront homes as your neighbors. The neighborhood has that "Old Flor...
Hidden Oasis! 4 Bedrm/2 Bath, 2 story home on .3 Acres on a PRIVATE LANE w 4 multi-Million dollar waterfront homes as your neighbors. The neighborhood has that "Old Flor...
RARE FIND IN THE HEART OF STUART! Beautifully updated 3BR/2BA main home PLUS a fully permitted detached 440-sq-ft guest cottage with 1BR/1BA, full kitchen & living room—1...
RARE FIND IN THE HEART OF STUART! Beautifully updated 3BR/2BA main home PLUS a fully permitted detached 440-sq-ft guest cottage with 1BR/1BA, full kitchen & living room—1...
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors...
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors...
Custom 2019 residence on a 0.83-acre lot with 4 bedrooms, 5 full baths, a vaulted great room and island kitchen. This concrete-block-and-stucco home has a concrete-tile r...
Custom 2019 residence on a 0.83-acre lot with 4 bedrooms, 5 full baths, a vaulted great room and island kitchen. This concrete-block-and-stucco home has a concrete-tile r...
Known as River House, offered fully furnished & turnkey (excluding artwork), this newly completed riverfront estate sits atop a commanding 30-foot bluff in Sewalls Point,...
Built in 2023, this custom-designed, energy-efficient home offers exceptional curb appeal and modern coastal living on a 0.23-acre lot. The residence features high-end fi...
Coastal Charm in the heart of Stuart! This charming Key West style home features a desirable Tri-Split floorplan with 4 bedrooms and 2 bathrooms. Wood-look tile flooring ...
Discover this corner lot home in beautiful & desirable Sewall's Point, with endless possibilities. Solid CBS-built home on a high-elevation corner lot w/ mature trees. Ho...
Discover this Corner Lot Home in Desirable Sewall's Point - Endless Possibilities Await! This solid CBS-built home sits on a high-elevation .70 acre corner lot surrounded...
Located just steps from the restaurants, marinas, waterfront entertainment, and year-round activity surrounding ManateePocket, 4648 SE Park Drive presents a rare opportun...
Experience the best of Florida living in this quality built and designer accented Key West style residence on a beautiful lushly landscaped lot. Perfect quiet location at...
Experience coastal elegance in this extraordinary riverfront estate, the personal residence of a luxury custom home builder, where exceptional craftsmanship meets an unma...
Welcome to direct ocean access in the guard-gated community of Mariner Cay, offering the rare combination of HOA security with the freedom of a non-HOA property and no as...
NO HOA! RARE MARTIN COUNTY PROPERTY WITH ROOM FOR BOATS, RVs & TOYSHard-to-find property under $500,000! This 3-bedroom, 2-bath home sits on an oversized agriculturally z...
Welcome to 5417 SE Major Way in the highly desirable Rocky Point community! This beautifully remodeled 3-bedroom, 2-bath CBS home sits on an impressive lot of over half a...
Welcome to 5417 SE Major Way in the highly desirable Rocky Point community! This beautifully remodeled 3-bedroom, 2-bath CBS home sits on an impressive lot of over half a...
Welcome to 5637 SE Major Way in the highly desirable Rocky Point community of Stuart! This exceptionally well-built, 3-bedroom, 3-bath concrete-block home combines comfor...
Welcome to 5637 SE Major Way in the highly desirable Rocky Point community of Stuart! This exceptionally well-built, 3-bedroom, 3-bath concrete-block home combines comfor...
Welcome to the heart of Stuart! This spacious 3-bedroom, 2-bath home offers comfortable living in an incredibly convenient location with NO HOA and a NEW ROOF in 2021! Th...
Welcome to the heart of Stuart! This spacious 3-bedroom, 2-bath home offers comfortable living in an incredibly convenient location with NO HOA and a NEW ROOF in 2021! Th...
Welcome to 921 SE Flamingo Ave in Stuart! This spacious 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of natural light and room to make it...
Welcome to 921 SE Flamingo Ave in Stuart! This spacious 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of natural light and room to make it...
Bring the Boat or RV! Charming 1925 vintage home just outside Downtown Stuart, offering the perfect blend of Old Florida character and modern comfort. With its tropical K...
Located in the much sought after area of South Sewall's Point, this impeccable 4 bedroom 4 bath Coastal Chic style home is a true Masterpiece! This incredible home will i...
Enjoy life surrounded by nature in this beautiful area close to where the Indian River Lagoon and St Lucie River converge. This home is minutes to the ocean and across t...
Enjoy life surrounded by nature in this beautiful area close to where the Indian River Lagoon and St Lucie River converge. This home is minutes to the ocean and across t...
Charming, move-in ready 3BR/2BA home with 1-car garage in desirable South Stuart! Built just a few years ago with impact windows . Tucked at the back of the community at ...
Charming, move-in ready 3BR/2BA home with 1-car garage in desirable South Stuart! Built just a few years ago with impact windows . Tucked at the back of the community at ...
Welcome to Coral Gardens, a non-HOA community with no restrictions and the freedom to truly enjoy your property. Situated on a dead-end street, this move-in ready CBS hom...
Charming two-bedroom, one-bath home situated on a desirable corner lot. Major updates include replacement windows installed in 2023 and a metal roof installed in 2022. Ad...
Charming two-bedroom, one-bath home situated on a desirable corner lot. Major updates include replacement windows installed in 2023 and a metal roof installed in 2022. Ad...
Discover this charming CBS home offering 1800 sq ft of thoughtfully designed living with no wasted space. Featuring 2 bedrooms plus an office that could easily serve as a...
Discover this charming CBS home offering 1800 sq ft of thoughtfully designed living with no wasted space. Featuring 2 bedrooms plus an office that could easily serve as a...
WHERE ELSE CAN YOU BUY A DIRECT BEACHFRONT PROPERTY AT CLOSE TO 4 MILLION? A very high-quality beach home - great price! Magnificent 9 -BED, 6- BA property on just under ...
Wonderfully situated north of East Ocean Blvd and central to the beach, shopping, dining and downtown Stuart, this 4 bed 2 bath Florida charmer awaits. Ideal and appealin...
Unparalleled wide-water views take center stage in this exceptional South Sewall’s Point waterfront property. From the moment you enter, the Indian River Lagoon unfolds i...
You'll love this cute 2/1 home with all it has to offer. It has Terrazzo floors, freshly painted, New Air Conditioner, Screened Patio, Close to shopping on US1 and I95. A...
You'll love this cute 2/1 home with all it has to offer. It has Terrazzo floors, freshly painted, New Air Conditioner, Screened Patio, Close to shopping on US1 and I95. A...
This single-story villa in Fishermans Cove offers three bedrooms and two bathrooms in a compact 1,275 square feet of finished living space. The floor plan suits owners se...
NO HOA & NO RESTRICTIONS! Built in 2018, this beautifully maintained, move-in-ready home gives you the freedom to bring your boat, RV, motorcycles and other toys. Enjoy a...
NO HOA & NO RESTRICTIONS! Built in 2018, this beautifully maintained, move-in-ready home gives you the freedom to bring your boat, RV, motorcycles and other toys. Enjoy a...
Prime Stuart Location with No HOA! All new wiring! This charming 3-br single-family home offers comfort, convenience, and endless potential with no HOA. New 2023 metal ro...
This spacious Ranch is located on a cul-de-sac of 4 homes tucked off the main road providing a tranquil private spot. Upgraded lighting, plumbing, electric and impact win...
Waterfront charmer in Downtown Stuart. This is truly one of the most charming coastal homes you'll find in Downtown Stuart. Tucked away on the water, this 3-bedroom, 3-ba...
Opportunity awaits! This property is being sold AS-IS. Existing mobile home is currently uninhabitable, in need of extensive repair or removal. Ideal opportunity for buye...
Finally an affordable, fully updated home in Coral Gardens. 2 bedroom, 2 full baths with one car garage. Updates include; 2026 electrical panel, sink and microwave, 202...
Waterfront living, boating, and the best of the Florida lifestyle come together in this charming canal-front 2-br, 1-bath 1/2-duplex, offering ocean access, no HOA, and f...
Welcome to this inviting 3-bedroom, 2-bathroom home situated on a spacious half-acre lot with NO HOA in South Stuart. Inside, wood-look tile flows throughout the main liv...
Welcome to this inviting 3-bedroom, 2-bathroom home situated on a spacious half-acre lot with NO HOA in South Stuart. Inside, wood-look tile flows throughout the main liv...
Come out and see the newly added 8th bedroom. La Dolce Vita or The Sweet Life. is an impeccable ocean-to-river estate, perfectly designed for the consummate water lover. ...
REDUCED $100,000. Gorgeous 4BR/3BA Key West-style home by Medalist Builders, uniquely offering newer construction in Stuart’s historic district. This 10-year-old residenc...
Three bedroom, two bath, one car garage split floor plan, living area all tile, screened in pool with a fenced in backyard, all appliances included, spacious, laundry ro...
Three bedroom, two bath, one car garage split floor plan, living area all tile, screened in pool with a fenced in backyard, all appliances included, spacious, laundry ro...
Live in one, rent the other, a rare income-producing gem in the heart of Downtown Stuart. Step into this charming 1925 home with classic Old Florida character, where trop...
Discover this beautiful home located at 172 S River Rd, Stuart, FL . This property features four bedrooms and four full bathrooms, providing ample space for all your nee...
Discover this beautiful home located at 172 S River Rd, Stuart, FL . This property features four bedrooms and four full bathrooms, providing ample space for all your nee...
Remarkable waterfront estate spans more than an acre, offering an extraordinary blend of privacy, scale, and untapped potential. Set in one of Sewall's Point's most covet...
This renovated residence offers an impressive configuration of four bedrooms and two and a half bathrooms, complemented by a two-car garage. The home showcases a wealth o...
Wonderful home located conveniently just North of the Roosevelt Bridge to the West of US Hwy 1. NOTE CBS Home new in 2004, now upgraded with Metal Roof 2023. Also the A...
This 3-bedroom, 2-bath CBS home is located in the heart of Stuart! This home features tile flooring throughout, an updated kitchen with stainless steel appliances, recess...
Rare Waterfront Opportunity in the Heart of Stuart - CASH BUYERS ONLY. Bring your vision to life with this rare waterfront ranch-style home nestled in the quiet Cabana P...
Discover 2.55 acres of prime commercial waterfront property with direct access to the St. Lucie River. Located at the signalized intersection of Cove Road and S. Kanner H...
WELCOME HOME to this move-in ready 4-bedroom, 3 Bath home on nearly 1/2 acre in the desirable North River Shores community! This beautifully updated home features a priv...
Welcome to this charming single-story residence in Coral Gardens, Stuart, Florida. This two-bedroom, two-bathroom, pool home offers 984 square feet of comfortable living ...
New construction completed in 2026 with professionally curated interiors and designer finishes. This 3-bed, 2-bath residence offers refined living in a quiet Port Salerno...
Spacious, light and bright 4 bedroom/2 bath single family home in the heart of Stuart. No HOA. Attractive Seller financing available. Located on a quiet street with fence...
Discover this Corner Lot Home in Desirable Sewall's Point - Endless Possibilities Await! This solid CBS-built home sits on a high-elevation .70 acre corner lot surrounded...
Love to fish? Welcome to fishing Paradise in Port Salerno, move-in ready, where modern construction, coastal convenience, and versatile living come together. Built in 202...
Wonderful opportunity to live in the Manatee Pocket! Enjoy two homes on one property, giving you options to live in one, rent out the other or enjoy having a guest house!...
Legal 2 Family Home with Income Potential Welcome to a rare opportunity in the heart of Stuart, Fl, where savvy investor and homeowners alike can capitalize on the benefi...
Totally renovated 4 bed 3 bath home in the heart of Stuart! Offering modern finishes and a brand new pool, this move-in-ready residence has a fully enclosed wrap around y...
DISCOVER YOUR OWN PRIVATE WATERFRONT PARADISE in Rocky Point / Stuart. This lush, serene property sits on approximately 0.92 acres with 100 feet of navigable waterfront &...
Great location Rocky Point is the Subdivision this is a 3 bedroom 2 bath home with a pool.
If you could craft a Sewall's Point home that combines the perfect location, space to grow, and sensible features, 22 Banyan is the ideal address. The approach to this r...
Move-in Ready | No HOA | New, move-in ready, and loaded with thoughtful details and upgrades. This home offers new construction without the wait or the hassle of remodeli...
Known as River House, offered fully furnished & turnkey (excluding artwork), this newly completed riverfront estate sits atop a commanding 30-foot bluff in Sewalls Point,...
Welcome to this charming 3-bedroom, 2-bath waterfront home in Port Salerno! This inviting single-story residence offers 1,188 square feet of comfortable living space and ...
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Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with appro...
Waterfront living on Poppleton Creek minutes from Downtown Stuart! This updated 4BR/3BA offers a private dock, spacious & private outdoor setting, circular drive, RV park...
Welcome to 907 SE Lake Street WITH NO H.O.A. THIS 4 BED/2 BATH HOME HAS NUMEROUS UPGRADES FEATURING IMPACT WINDOWS AND DOORS.LUXURY VINYL FLOORS THROUGHOUT. KITCHEN HAS B...
Solid CBS 3-bedroom, 2-bath home in Hibiscus Park with no HOA, offering 1,414 sq. ft. under air on a 7,492 sq. ft. lot, just minutes from the Port Salerno waterfront. ...
Solid CBS 3-bedroom, 2-bath home in Hibiscus Park with no HOA, offering 1,414 sq. ft. under air on a 7,492 sq. ft. lot, just minutes from the Port Salerno waterfront.The ...
Discover the ultimate Florida lifestyle with this beautiful CBS pool home in Rocky Point! This property boasts exclusive rights to a private marina, complete with a conve...
Stunning 4-bedroom pool home in highly desirable Sewall's Point. Timeless Key West style meets modern luxury with beautiful crown molding, shiplap accents, custom fixture...
Welcome to 520 SE Dolphin Drive, a 4-bedroom, 2-bath concrete block home located in the heart of Stuart, just minutes from the beach and a short bike ride to downtown. Th...
Situated on a spacious corner lot in Stuart's desirable Rocky Point community, this unique property features a 3BR/2BA main home plus a separate 2BR/2BA guest house with ...
If you are looking for the perfect three bedroom home with a screened POOL, close to downtown Stuart and the beaches, this could be the home for you! From the moment you ...
Welcome to one of Stuart's best-kept secrets. Nestled on a quiet dead-end street with only 15 homes, this beautifully maintained 3-bedroom, 2-bath home offers the perfect...
Nestled on a quiet street in Sewall's Point, this beautifully renovated residence offers the perfect blend of timeless character, modern comfort, and the relaxed coastal ...
Purchase This Home with $0 Down Out of Pocket! Fully renovated 3 bedroom, 2 bath in Stuart. New roof and new HVAC — the two big-ticket items are already done. The renovat...
Best views on the water! Brand New 550k seawall and dock. Brand new sod just installed. Come make this home yours and have one of the best values on big water in the a...
Incredibly rare double-waterfront opportunity! This beautiful home is one of fewer than 60 properties in the USA that borders on both the Atlantic Ocean and the Intracoas...
Location, Location in this Beautiful Wide Waterfront St Lucie River Home where the Breezes never stop. Mornings where you wake up to Spectacular Sunrises and only minutes...
About 4 in 10 houses sold in Stuart over the last three years had no homeowners association, roughly 1,100 sales in the MLS. That means no monthly dues, no architectural committee, and more room to park a boat or build a workshop, within city or county code. Most of these homes are in Stuart's older neighborhoods, from Coral Gardens and Hibiscus Park to Palm Lake Park, Port Salerno and parts of Sewall's Point.
This page covers where Stuart's no-HOA houses are, what they usually look like, and what to check before you buy one. The live Stuart no-HOA listings update automatically from the MLS.
| Share of house sales | About 4 in 10 Stuart house sales had no HOA (MLS, last 3 years) |
|---|---|
| Age | Mostly built in the 1960s to 1990s; half before about 1980 |
| Lots | Typically about a quarter acre, with larger lots in older areas and on the water |
| Pools | About 4 in 10 had a private pool |
| Waterfront | About 1 in 6 were on the water; about 1 in 10 had ocean access |
| Septic | About half of listings mentioned septic |
| Zip codes | About half in 34997, the rest in 34994 and 34996 |
The biggest concentration, with established streets of concrete-block homes, some on canals near the Manatee Pocket.
Older neighborhoods close to downtown and the St. Lucie River, several with riverfront and canal homes.
Many homes in the Town of Sewall's Point and nearby Rio Vista have no HOA. These are the highest-priced no-HOA homes in Stuart, and many are on the water.
Some neighborhoods have a voluntary civic association instead of an HOA. It collects small optional dues and has no power to enforce rules. We confirm which one applies to each listing.
We know which Stuart streets are truly HOA-free and which have a voluntary association.
RE/MAX - local Stuart and Treasure Coast specialists
The trade-off is that nobody else maintains common areas or enforces how neighbors keep their homes, and there is no community pool or clubhouse. If you want those amenities, see Stuart's gated and club communities instead.
| Item | Why it matters |
|---|---|
| Septic or sewer | About half of Stuart no-HOA listings mentioned septic. Ask the age and condition of the system, and whether city or county sewer is available on the street. |
| City or county | Some homes are in the City of Stuart, some in Sewall's Point and many in unincorporated Martin County. Codes, permits and utilities differ. |
| Roof and insurance | Most of these homes are older. Roof age, a 4-point inspection and a wind mitigation report can make a big difference to your insurance. |
| Deed restrictions | Some neighborhoods have no HOA but still have recorded deed restrictions. Your title work will show them. |
| Garage and parking | Many older no-HOA homes have a carport or no garage. Check where a boat, trailer or second car will go. |
AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). He can show you exactly how much more you qualify for when a home has no HOA dues.
Also see: houses for sale in Stuart and Stuart waterfront homes.
Yes. About 4 in 10 Stuart house sales over the last three years had no HOA, roughly 1,100 homes. They are mostly in older neighborhoods such as Coral Gardens, Hibiscus Park, Golden Gate, Palm Lake Park, St. Lucie Estates and Port Salerno.
The most active no-HOA neighborhoods in the MLS are Coral Gardens, Hibiscus Park, Palm Lake Park, St. Lucie Estates, Golden Gate, Port Salerno, Dixie Park, Rocky Point and Vista Salerno, plus much of Sewall's Point.
Often, yes, but city and county codes still apply. About 1 in 5 Stuart no-HOA listings mentioned RV or boat parking. Check the code for the specific address before you buy.
Many are. About half of Stuart no-HOA listings mentioned septic. Always confirm whether a home is on septic or sewer.
Yes. About 1 in 6 Stuart no-HOA house sales were on the water, and about 1 in 10 had ocean access, including homes in North River Shores, St. Lucie Estates, Port Salerno and Sewall's Point.
It can. HOA dues are counted in your debt-to-income ratio, so a home with no dues leaves more room for the mortgage payment. AL, a licensed mortgage loan officer (NMLS #1883073), can run the numbers for you. Call (772) 359-1926.
Get current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Treasure Coast specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales on a particular street, call us.