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Stuart, FL 55+ Communities

About one in five Stuart home sales is in a 55+ community. Stuart's 55+ market looks very different from the new resort-style communities in Port St. Lucie. Most of Stuart's 55+ homes are condos in established communities from the 1970s and 1980s, many close to downtown and the St. Lucie River. They come with a clubhouse, a pool and a social calendar, and the monthly fee covers the grounds and building exterior.

This page covers the main Stuart 55+ communities, what they include, the rules to expect, and how they compare with the newer 55+ options nearby. The live Stuart 55+ listings are below and update automatically from the MLS.

Stuart 55+ at a Glance

Share of Stuart sales About 1 in 5 home sales (MLS, last 3 years)
Home types About 8 in 10 are condos; most of the rest are manufactured homes
Where More than half are in downtown and central Stuart
Amenities Nearly all have a clubhouse and pool; about 3 in 4 list shuffleboard
Gates Most are not gated; about 1 in 8 sales were in gated communities
Cash buyers Close to 8 in 10 sales closed in cash
Zip codes 34994, 34996, 34997

Stuart 55+ Communities

The largest 55+ condo communities

These five are Stuart's busiest 55+ communities by sales. All five are 55+.

More 55+ condo communities

These communities are also listed as 55+ in the MLS. Several are on the water or have marinas or golf.

55+ manufactured home communities

About 1 in 7 Stuart 55+ sales was a manufactured home. Pinelake Gardens & Estates is the largest all-55+ manufactured home community in the Stuart MLS. Financing on manufactured homes depends on the home and how the land is owned, so call AL before you fall in love with one.

For all Stuart condos, including buildings without age restrictions, see Stuart condos for sale. For 55+ condos on the water, see Stuart waterfront homes for sale.

Thinking about buying or selling in a Stuart 55+ community?

We confirm each community's current age, pet and rental rules before you make an offer.

RE/MAX - local Stuart and Treasure Coast specialists

Amenities & Lifestyle

Stuart's 55+ communities are built around the clubhouse. Here is how often each amenity was listed on Stuart 55+ sales in the MLS over the last three years:

Amenity How common
Community pool Nearly all
Clubhouse About 9 in 10
Shuffleboard About 3 in 4
Library More than half
Fitness room About 4 in 10
Tennis or bocce About 1 in 3
Pickleball About 1 in 4

Most of these communities are close to what 55+ buyers use every day: downtown Stuart's restaurants and Riverwalk, shopping along US-1, medical offices, and the beaches on Hutchinson Island.

Rules to Expect

Stuart's 55+ associations tend to be stricter than the town's condos overall. Among Stuart 55+ sales in the MLS over the last three years:

Rule How common What to ask
Leasing restrictions About 8 in 10 Minimum lease length, how often you can rent, and any wait after you buy
Personal interview About 6 in 10 Whether it can be done by phone or video
No pets About 6 in 10 If pets are allowed, the size, weight and number limits

Age rules also differ. Some communities require every resident to be 55 or older; others require at least one resident per unit to be 55 or older and set limits on younger residents and long-stay guests. We read the current documents with you instead of relying on the listing.

Most Stuart 55+ condos were built in the 1970s and 1980s. Florida now requires structural inspections and reserve studies for many older condo buildings of three or more stories. Ask about reserves and any special assessments before you buy. Our Stuart condos page lists the documents to request.

Stuart 55+ vs. Port St. Lucie 55+

  Stuart Port St. Lucie
Typical home Established condo, 1970s-80s Newer single-family home or villa
Gated Mostly not gated Mostly gated
New construction Rare Several active builders
Location Near downtown, the river and the beaches Master-planned communities in Tradition and Riverland

Many buyers look at both. If you want a newer home, a resort-style clubhouse or a gated community, see our guide to Port St. Lucie 55+ communities, including Riverland.

Stuart 55+ FAQs

What are the 55+ communities in Stuart, FL?

Stuart's largest 55+ communities are Cedar Pointe, Vista Pines, South River Village, Kingswood and Vista Del Lago. Other communities listed as 55+ in the MLS include Monterey Yacht & Country Club, Conquistador, Circle Bay Yacht Club, De La Bahia, Pierpoint Yacht Club, Windjammer, Miles Grant, Montego Cove and Twin Lakes South.

Are there 55+ condos for sale in Stuart?

Yes. About 8 in 10 Stuart 55+ sales are condos, so most of what you will find in the listings below are condos. The rest are mostly manufactured homes.

Are there new 55+ communities in Stuart, Florida?

Very few. Most Stuart 55+ communities were built in the 1970s and 1980s. The newest 55+ communities nearby are in Port St. Lucie, including Riverland and others in Tradition, about 25 to 35 minutes away.

Are Stuart 55+ communities gated?

Most are not. Only about 1 in 8 Stuart 55+ sales was in a gated community. If a gate matters to you, Port St. Lucie has more gated 55+ options.

Can I rent out a home in a Stuart 55+ community?

Often only with limits. About 8 in 10 Stuart 55+ sales had leasing restrictions, such as minimum lease terms or limits on how often you can rent.

Do Stuart 55+ communities allow pets?

Many do not. About 6 in 10 Stuart 55+ sales were in communities that do not allow pets. Where pets are allowed, there are usually size or number limits.

Can you help with financing a Stuart 55+ condo?

Yes. Most Stuart 55+ buyers pay cash, but financing is possible when the building qualifies. AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). Call (772) 359-1926.

Thinking about buying or selling in a Stuart 55+ community?

Get current 55+ listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

Stuart 55+ Homes for Sale

The listings below update automatically from the MLS. We do not post static sold prices on this page because they go out of date quickly. For recent sales in a particular community, call us.

Stuart FL 55+ Homes for Sale