Search Stuart Homes Under $500K
Stuart FL Homes Under $500,000
Beautifully remodeled 3-bedroom, 2.5-bath home situated on a spacious corner lot with plenty of room for a pool, detached garage, or additional outdoor living space. A ch...
- 3 Beds
- B26081264 MLS
- 34994 Zip Code
- Palm Lake Park SubDv.
Beautifully remodeled 3-bedroom, 2.5-bath home situated on a spacious corner lot with plenty of room for a pool, detached garage, or additional outdoor living space. A ch...
- 3 Beds
- 3 Baths
- B26081264 MLS
- Palm Lake Bldg.
- 34994 Zip Code
- Palm Lake Park SubDv.
OWN THE LAND! This 2/2 manufactured home is located in the much-desired 55+ community of Natalie Estates. The home has been totally renovated and features an open floor ...
- 2 Beds
- 2 Baths
- B26081200 MLS
- 34994 Zip Code
- Natalie Estates Mobile Home Park Co-Op SubDv.
Welcome to 2705 SW Riviera Road, located in St. Lucie Falls, an active 55+ community in Stuart, Florida. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,485 ...
- 3 Beds
- 2 Baths
- B26080495 MLS
- 34997 Zip Code
- St Lucie Falls SubDv.
Welcome to 2705 SW Riviera Road, located in St. Lucie Falls, an active 55+ community in Stuart, Florida. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,485 ...
- 3 Beds
- 2 Baths
- B26080495 MLS
- River Forest Bldg.
- 34997 Zip Code
- St Lucie Falls SubDv.
Welcome to 6020 SE Walkers Cay Court, located in the desirable Emerald Lakes Villas gated community in Stuart, Florida. This 3 bedroom, 2 bathroom home is located at the...
- 3 Beds
- 2 Baths
- B26080321 MLS
- 34997 Zip Code
- Emerald Lakes SubDv.
Welcome to 6020 SE Walkers Cay Court, located in the desirable Emerald Lakes Villas gated community in Stuart, Florida. This 3 bedroom, 2 bathroom home is located at the...
- 3 Beds
- 2 Baths
- B26080321 MLS
- 34997 Zip Code
- Emerald Lakes SubDv.
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors...
- 2 Beds
- B26079792 MLS
- 34994 Zip Code
- Bessey Addition SubDv.
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors...
- 2 Beds
- 3 Baths
- B26079792 MLS
- 34994 Zip Code
- Bessey Addition SubDv.
Welcome to 4348 SE Hopetown Terrace, a beautifully maintained 3-bedroom, 2-bath CBS home with a 2-car garage located in the gated Emerald Lakes Villas community of Stuart...
- 3 Beds
- 2 Baths
- B26079734 MLS
- 34997 Zip Code
- Emerald Lakes SubDv.
Welcome to 4348 SE Hopetown Terrace, a beautifully maintained 3-bedroom, 2-bath CBS home with a 2-car garage located in the gated Emerald Lakes Villas community of Stuart...
- 3 Beds
- 2 Baths
- B26079734 MLS
- 34997 Zip Code
- Emerald Lakes SubDv.
Discover this pet friendly light & bright remodeled 2bd/2ba mfg. home in vibrant St Lucie Falls. Low HOA fee, you own the land. Skip the bank with owner financing availab...
- 2 Beds
- 2 Baths
- M20053556 MLS
- St Lucie Falls Bldg.
- 34997 Zip Code
- St Lucie Falls SubDv.
NO HOA! RARE MARTIN COUNTY PROPERTY WITH ROOM FOR BOATS, RVs & TOYSHard-to-find property under $500,000! This 3-bedroom, 2-bath home sits on an oversized agriculturally z...
- 3 Beds
- 2 Baths
- M20055407 MLS
- Tropic Breeze Estates Bldg.
- 34997 Zip Code
- Tropic Breeze Estates SubDv.
55+ community, Lovely Spacious, Updated home with brand New AC and appliances
- 2 Beds
- 2 Baths
- M20053871 MLS
- Pinelake Gardens Bldg.
- 34997 Zip Code
- Pinelake Gardens SubDv.
Beautiful 3/2/2 + DEN in River Forest with Community. Boat Ramp access to the ocean. Tile and laminate flooring through out. New standing Seam Metal Roof !! Fenced i...
- 3 Beds
- 2 Baths
- B26079376 MLS
- 34997 Zip Code
- St Lucie Falls (Aka River Forest) SubDv.
Beautiful 3/2/2 + DEN in River Forest with Community. Boat Ramp access to the ocean. Tile and laminate flooring through out. New standing Seam Metal Roof !! Fenced i...
- 3 Beds
- 2 Baths
- B26079376 MLS
- 34997 Zip Code
- St Lucie Falls (Aka River Forest) SubDv.
Welcome to the heart of Stuart! This spacious 3-bedroom, 2-bath home offers comfortable living in an incredibly convenient location with NO HOA and a NEW ROOF in 2021! Th...
- 3 Beds
- 2 Baths
- B26079074 MLS
- 34994 Zip Code
- Sherwood Forest SubDv.
Welcome to the heart of Stuart! This spacious 3-bedroom, 2-bath home offers comfortable living in an incredibly convenient location with NO HOA and a NEW ROOF in 2021! Th...
- 3 Beds
- 2 Baths
- B26079074 MLS
- 34994 Zip Code
- Sherwood Forest SubDv.
Welcome to 921 SE Flamingo Ave in Stuart! This spacious 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of natural light and room to make it...
- 3 Beds
- 2 Baths
- B26078957 MLS
- 34996 Zip Code
- Broadway Section Of St Lucie Estates Subdivision SubDv.
Welcome to 921 SE Flamingo Ave in Stuart! This spacious 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of natural light and room to make it...
- 3 Beds
- 2 Baths
- B26078957 MLS
- 34996 Zip Code
- Broadway Section Of St Lucie Estates Subdivision SubDv.
BE SURE TO CLICK ON THE VIRTUAL TOUR LINK JUST BELOW THE PHOTOS! Welcome home to Riverland, an active 55+ waterfront community just a few miles from historic Downtown S...
- 2 Beds
- 2 Baths
- B26078938 MLS
- Riverland Co-Op Stuart Bldg.
- 34994 Zip Code
- Riverland Mobile Home Park Unrec Co-Op SubDv.
Charming, move-in ready 3BR/2BA home with 1-car garage in desirable South Stuart! Built just a few years ago with impact windows . Tucked at the back of the community at ...
- 3 Beds
- 2 Baths
- B26078707 MLS
- 34997 Zip Code
- Dixie Park Addition SubDv.
Charming, move-in ready 3BR/2BA home with 1-car garage in desirable South Stuart! Built just a few years ago with impact windows . Tucked at the back of the community at ...
- 3 Beds
- 2 Baths
- B26078707 MLS
- 34997 Zip Code
- Dixie Park Addition SubDv.
Enjoy the beauty and tranquility of lakefront living in St. Lucie Falls! Beautifully situated along the lake, this inviting home offers a peaceful waterfront setting and...
- 2 Beds
- 2 Baths
- B26078674 MLS
- St. Lucie Falls Bldg.
- 34997 Zip Code
- St Lucie Falls (Aka River Forest) SubDv.
Rare South Stuart 55+ Hidden Gem! It's incredibly hard to find a single-family home with a 2-car garage at this price point in an adult community! Tucked away on a quiet ...
- 2 Beds
- 2 Baths
- B26078279 MLS
- 34997 Zip Code
- Duckwood SubDv.
Rare South Stuart 55+ Hidden Gem! It's incredibly hard to find a single-family home with a 2-car garage at this price point in an adult community! Tucked away on a quiet ...
- 2 Beds
- 2 Baths
- B26078279 MLS
- 34997 Zip Code
- Duckwood SubDv.
Charming two-bedroom, one-bath home situated on a desirable corner lot. Major updates include replacement windows installed in 2023 and a metal roof installed in 2022. Ad...
- 2 Beds
- 1 Baths
- B26078268 MLS
- 34997 Zip Code
- Coral Gardens SubDv.
Charming two-bedroom, one-bath home situated on a desirable corner lot. Major updates include replacement windows installed in 2023 and a metal roof installed in 2022. Ad...
- 2 Beds
- 1 Baths
- B26078268 MLS
- Coral Gardens Bldg.
- 34997 Zip Code
- Coral Gardens SubDv.
Welcome to this charming 2-bedroom, 2-bath Villa in the heart of Stuart's beloved Historic Port Salerno! This property features solid CBS construction, split floor plan, ...
- 2 Beds
- 2 Baths
- B26077839 MLS
- Cove Place Bldg.
- 34997 Zip Code
- Cove Place SubDv.
Welcome to the Florida Club, this 2 bedroom 2 bath turnkey DiVosta built Capri villa has a new roof in 2025 and fresh exterior paint. Split bedroom floorpan, white and b...
- 2 Beds
- 2 Baths
- B26077769 MLS
- 34997 Zip Code
- Florida Club SubDv.
EASY LIVING IN THIS ACTIVE COMMUNITY WITH 2 POOLS, 2 CLUBHOUSES, TENNIS, SHUFFLEBOARD AND MORE. THIS HOME FEATURES 2 BEDROOMS AND 2 BATHROOMS. EAT-IN KITCHEN BOOTH PLUS...
- 2 Beds
- 2 Baths
- M20049624 MLS
- St Lucie Falls Bldg.
- 34997 Zip Code
- St Lucie Falls SubDv.
This is a lovely two bedroom, two bath home with a laundry room/office. Pride of ownership shows inside and out. Home has been recently remodeled to include new crown a...
- 2 Beds
- 2 Baths
- M20052281 MLS
- St Lucie Falls Bldg.
- 34997 Zip Code
- St Lucie Falls SubDv.
This is a must-see home located on a Greenbelt for privacy on one side. Home has been updated and has large rooms with spacious closets. Split bedrooms Main bedroom has...
- 2 Beds
- 2 Baths
- M20056212 MLS
- St Lucie Falls Bldg.
- 34997 Zip Code
- St Lucie Falls SubDv.
Discover this charming 2-bedroom, 2-bath ground-floor villa tucked away in the quaint and welcoming, non-age-restricted community of Southern Pines. Conveniently located ...
- 2 Beds
- 2 Baths
- B26077168 MLS
- 34997 Zip Code
- Southern Pines SubDv.
Welcome to River Shores Plantation in The Estuary at North River Shores! Step into your own tropical retreat with a screened-in pool deck, sparkling pool and spa, and lus...
- 2 Beds
- 3 Baths
- M20056692 MLS
- River Shores Plantation Bldg.
- 34994 Zip Code
- River Shores Plantation SubDv.
You'll love this cute 2/1 home with all it has to offer. It has Terrazzo floors, freshly painted, New Air Conditioner, Screened Patio, Close to shopping on US1 and I95. A...
- 2 Beds
- 1 Baths
- B26076947 MLS
- 34997 Zip Code
- Hibiscus Park SubDv.
You'll love this cute 2/1 home with all it has to offer. It has Terrazzo floors, freshly painted, New Air Conditioner, Screened Patio, Close to shopping on US1 and I95. A...
- 2 Beds
- 1 Baths
- B26076947 MLS
- 34997 Zip Code
- Hibiscus Park SubDv.
Waterfront on Turtle Creek with direct access to the South Fork of the St. Lucie River. Completely remodeled & beautifully redesigned waterfront home in desirable S. Rive...
- 2 Beds
- 2 Baths
- M20056704 MLS
- South River Colony Unrec Bldg.
- 34997 Zip Code
- South River Colony Unrec SubDv.
This single-story villa in Fishermans Cove offers three bedrooms and two bathrooms in a compact 1,275 square feet of finished living space. The floor plan suits owners se...
- 3 Beds
- 2 Baths
- B26076743 MLS
- 34997 Zip Code
- Fishermans Cove SubDv.
Look no further! This 2 bedroom 2 ½ bath unit with a NEW ROOF and A/C in Brook Villas is convenient to all of Stuart and is ready for its new owner. The upstairs bedroom...
- 2 Beds
- B26076268 MLS
- 34997 Zip Code
- Brook Villas SubDv.
NO HOA & NO RESTRICTIONS! Built in 2018, this beautifully maintained, move-in-ready home gives you the freedom to bring your boat, RV, motorcycles and other toys. Enjoy a...
- 3 Beds
- 2 Baths
- B26076257 MLS
- 34997 Zip Code
- Costner's SubDv.
NO HOA & NO RESTRICTIONS! Built in 2018, this beautifully maintained, move-in-ready home gives you the freedom to bring your boat, RV, motorcycles and other toys. Enjoy a...
- 3 Beds
- 2 Baths
- B26076257 MLS
- 34997 Zip Code
- Costner's SubDv.
You will love all the beautiful upgrades in this 2-bedroom, 2-bath villa. The kitchen is a chef's delight, featuring gorgeous quartz countertops, a large peninsula perfec...
- 2 Beds
- 2 Baths
- B26075922 MLS
- 34997 Zip Code
- Twin Lakes South & Town Villas Condo SubDv.
GREAT DEAL on this 1/1 manufactured home in the 55+ community of Cora Win Cove, centrally located in Stuart! Schedule your showing today!
- 1 Beds
- 1 Baths
- B26075656 MLS
- 34997 Zip Code
- Cora-Win Cove Mh Co-Op Park SubDv.
Prime Stuart Location with No HOA! All new wiring! This charming 3-br single-family home offers comfort, convenience, and endless potential with no HOA. New 2023 metal ro...
- 3 Beds
- 1 Baths
- B26060678 MLS
- 34997 Zip Code
- Hibiscus Park SubDv.
Opportunity awaits! This property is being sold AS-IS. Existing mobile home is currently uninhabitable, in need of extensive repair or removal. Ideal opportunity for buye...
- M20056880 MLS
- Sunshine Pkwy Manor Bldg.
- 34997 Zip Code
- Sunshine Pkwy Manor SubDv.
Finally an affordable, fully updated home in Coral Gardens. 2 bedroom, 2 full baths with one car garage. Updates include; 2026 electrical panel, sink and microwave, 202...
- 2 Beds
- 2 Baths
- M20056562 MLS
- Coral Gardens 01 Bldg.
- 34997 Zip Code
- Coral Gardens 01 SubDv.
This three-bedroom, two-bath single-story home in Parkwood offers 1,529 square feet of thoughtfully designed living space. The open floor plan maximizes the modest layout...
- 3 Beds
- 2 Baths
- B26075522 MLS
- Parkwood Pud Bldg.
- 34997 Zip Code
- Parkwood SubDv.
Waterfront living, boating, and the best of the Florida lifestyle come together in this charming canal-front 2-br, 1-bath 1/2-duplex, offering ocean access, no HOA, and f...
- 2 Beds
- 1 Baths
- M20056732 MLS
- Fishermans Hideaway Sec 03 Bldg.
- 34994 Zip Code
- Fishermans Hideaway Sec 03 SubDv.
This three-bedroom, two-bath single-story home in Parkwood offers 1,529 square feet of thoughtfully designed living space. The open floor plan maximizes the modest layout...
- 3 Beds
- 2 Baths
- B26075522 MLS
- 34997 Zip Code
- Parkwood SubDv.
Stuart, FL Homes for Sale Under $500,000
Under $500,000 is the working range for single-family houses in Stuart. Below $400,000 the choices are mostly older concrete-block homes that need some updating; between $400,000 and $500,000 the inventory opens up to 3-bedroom homes with garages, newer roofs, updated kitchens and, in some cases, a pool. Most of them sit in south Stuart and Port Salerno, and a large share have no HOA.
The live listings on this page show single-family houses listed under $500,000 in Stuart zips 34994, 34996 and 34997, and they update automatically from the MLS. Condos and townhomes are not included; see the links below for those.
What $500,000 Buys in Stuart
| Home type | Single-family houses only, mostly concrete block |
|---|---|
| Bedrooms | Mostly 3 bedrooms; 2-bedroom homes at the low end, some 4-bedroom homes near $500,000 |
| Age | Mostly 1960s to early 2000s; a few newer infill homes |
| Where | Mainly zip 34997 in south Stuart and Port Salerno; some in 34994 near downtown |
| HOA | Mixed: most older neighborhoods have no HOA; gated and planned communities charge monthly dues |
| Utilities | Many older homes are on septic and some on well; newer communities are on city water and sewer |
Where to Look
The most houses under $500,000 are in the older neighborhoods of south Stuart and Port Salerno: Dixie Park, Coral Gardens, Hibiscus Park, Palm Lake Park, Golden Gate, Fisherman's Cove, Vista Salerno and the rest of Port Salerno. For a newer home with an association, look at the single-family sections of Emerald Lakes and Martin's Crossing.
Narrow it down: Stuart homes under $400,000, Stuart homes $400,000 to $500,000, Stuart homes under $500,000 with no HOA and Stuart pool homes. For condos and townhomes at this price, see Stuart homes and condos under $350,000 and Stuart townhomes.
Thinking about buying or selling a Stuart home under $500K?
Well-priced houses in this range get multiple offers. Get pre-approved and on our new-listing alerts first.
RE/MAX - local Stuart and Martin County specialists
What to Check Before You Buy
| Item | Why it matters |
|---|---|
| Roof age | Insurers look hard at roofs over 15 years old. Ask the age and get an insurance quote during your inspection period, not after. |
| 4-point and wind mitigation | Most insurers require these on older homes, and a good wind mitigation report can lower your premium. |
| Septic and well | Common in the older neighborhoods. Ask the age of the system and have it inspected. |
| HOA documents | If the home is in an association, ask for the budget, rules and any planned assessments before your inspection period ends. |
| Permits | Additions and enclosed porches are common on older homes. Check Martin County permit records so unpermitted work does not become your problem at resale. |
| Flood zone | Parts of Port Salerno and the river neighborhoods are in flood zones. Check the zone and get a flood quote early. |
Financing
Conventional, FHA and VA loans all work well on Stuart houses under $500,000 as long as the home meets condition standards. AL is both a RE/MAX broker associate and a licensed mortgage loan officer (NMLS #1883073), so he can pre-approve you, tell you what a specific house will need to pass an appraisal, and write the offer. Call (772) 359-1926.
Also see Stuart homes with no HOA, Stuart homes $500,000 to $750,000 and all Stuart homes for sale.
FAQs
What kind of house can I buy in Stuart for under $500,000?
Mostly 2- and 3-bedroom concrete-block homes built between the 1960s and early 2000s, many with no HOA. Under $400,000 they are older and usually need updating; between $400,000 and $500,000 you start to see newer roofs, garages, updated kitchens and some pools.
Which Stuart neighborhoods have houses under $500,000?
South Stuart and Port Salerno in zip 34997 have the most: Dixie Park, Coral Gardens, Hibiscus Park, Palm Lake Park, Golden Gate, Fisherman's Cove and Vista Salerno, plus the townhome and single-family sections of Emerald Lakes and Martin's Crossing. A few come up near downtown in 34994.
Do Stuart houses under $500,000 have HOA fees?
Many do not. Most of the older neighborhoods in south Stuart and Port Salerno have no association, while gated communities like Emerald Lakes and planned communities like Martin's Crossing charge monthly dues. See our no-HOA page for the ones without fees.
Can I use an FHA or VA loan on a Stuart home under $500,000?
Yes. Both work well at this price as long as the home meets condition standards, which mostly means a sound roof, working systems and no safety issues. AL is a licensed mortgage loan officer (NMLS #1883073) and can pre-approve you and flag any problem before you write an offer.
Ready to look at Stuart homes under $500K?
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Martin County specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales in a specific neighborhood, call us.