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Stuart FL Homes for Sale $400K to $500K

Stuart, FL Homes for Sale $400,000 to $500,000

The $400,000 to $500,000 range is where Stuart starts to open up. About 1 in 6 Stuart house sales over the last three years fell here. Buyers get a mix of no-HOA homes in established neighborhoods and entry-level homes in gated and HOA communities in south Stuart.

The live listings on this page show Stuart houses listed from $400,000 to $500,000 and update automatically from the MLS.

What This Price Buys in Stuart

  Under $400K $400K to $500K
No HOA About 3 in 4 About half
Gated Rare About 1 in 6
Private pool About 1 in 11 About 1 in 6
3+ bedrooms About 6 in 10 About 8 in 10
Typical age 1960s to 1980s 1970s to 1990s

About 7 in 10 sales in this range were in zip 34997, and about half were financed with conventional loans.

Where to Look

St. Lucie Falls includes manufactured homes as well as site-built homes, so check which you are looking at.

Thinking about buying or selling a Stuart home from $400K to $500K?

We will show you which homes in this range are in HOA communities and which are not.

RE/MAX - local Stuart and Treasure Coast specialists

HOA or No HOA at This Price

About half the homes in this range had no HOA. An HOA home usually gives you a community pool, landscaping rules and sometimes a gate. A no-HOA home gives you lower monthly costs and more freedom. HOA dues also count in your debt-to-income ratio when you finance, so the same budget can stretch further on a no-HOA home.

AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). He can run both scenarios side by side before you choose. Call (772) 359-1926.

Also see: Stuart homes under $400K, Stuart homes $500K to $750K and Stuart homes with no HOA.

FAQs

How many Stuart homes sell between $400,000 and $500,000?

About 1 in 6 Stuart house sales over the last three years were in this range. See the live listings on this page for what is available now.

Can I find a gated community in Stuart under $500,000?

Some. About 1 in 6 Stuart house sales from $400,000 to $500,000 were in gated communities. Mariner Village and Emerald Lakes are among the active ones.

Do homes in this range have pools?

About 1 in 6 did. Pools become much more common above $500,000.

Where are most Stuart homes in this price range?

About 7 in 10 were in zip 34997, including St. Lucie Falls, Mariner Village, Coral Gardens, Parkwood and Martin's Crossing.

Thinking about buying or selling a Stuart home from $400K to $500K?

Get new listings as soon as they hit the market, plus financing answers from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

We do not post static sold prices on this page because they go out of date quickly. For recent sales on a particular street, call us.