Legal 2 Family Home with Income Potential Welcome to a rare opportunity in the heart of Stuart, Fl, where savvy investor and homeowners alike can capitalize on the benefi...
Come out and see the newly added 8th bedroom. La Dolce Vita or The Sweet Life. is an impeccable ocean-to-river estate, perfectly designed for the consummate water lover. ...
Opportunity awaits in one of Stuart's most convenient locations! This CBS home sits on a quiet cul-de-sac with no HOA and offers incredible potential for the buyer lookin...
This charming single family home is tucked away in the back offering lots of privacy and has 2 bed rooms, 1 bathroom + flex space . The home has been fully renovated, wa...
Welcome home to this beautifully maintained 2-bedroom, 1-bath CBS home packed with thoughtful upgrades and abundant character. Major improvements are already taken care o...
Welcome to this beautifully maintained 4-bedroom, 2.5-bath CBS home. This spacious residence offers the perfect blend of comfort and Florida lifestyle, featuring a privat...
This 5 bedroom, 2.5-bath waterfront residence offers 105' feet of direct water access with no fixed bridges. The open floor plan spans one level single-story living, maxi...
Welcome to your private Stuart retreat, featuring a resort-style pool, spacious screened outdoor living area and a prime location near downtown Stuart, waterfront dining,...
MOVE-IN READY POOL HOME IN ROCKY POINT - BOATER'S LIFESTYLE! Welcome to Rocky Point and the laid-back Florida lifestyle! This renovated 3-bedroom, 2-bath pool home with a...
Discover this corner lot home in beautiful & desirable Sewall's Point, with endless possibilities. Solid CBS-built home on a high-elevation corner lot w/mature trees. Ho...
Welcome to this beautifully updated 3 bedroom, 2 bath home with a 2-car garage in desirable Rocky Point. Inside, you'll find updated flooring, two beautifully updated bat...
Gorgeous new build, wide-waterfront home on one of South Sewall's Point's most historic parcels. Built in 2020 on 3/4 acre, this classic modern property offers 4085 sf un...
If you've been looking for a home that's been thoughtfully upgraded and exceptionally maintained, this Stuart property is one you'll want to see. Inside, the kitchen off...
Own a true St. Lucie River trophy with 188 feet of direct, deep water, wide river frontage and sunrise views where the river bends. Privately gated Mediterranean estate w...
WOW !!! This little Rooming House rents have potential of grossing over $60,000. yearly. 7 rooms, 2 full baths and kitchen. Rooms are furnished with wifi, cable tv, water...
Cradled in the shade of magnificent oaks, this character-rich home is nestled among a verdant array of native Florida plants and trees. Located on Emarita Way, one of Se...
Welcome to Beau Rivage, where this home delivers three things most listings can't: a massive steel workshop/shed, a sprawling pool, and a beautifully landscaped backyard ...
This renovated residence offers an impressive configuration of four bedrooms and two and a half bathrooms, complemented by a two-car garage. The home showcases a wealth o...
Rare 2.25-acre estate in the heart of Stuart offering endless possibilities! Zoned A-1A (Agricultural District) with NO HOA, this exceptional property features a beautifu...
EXCEPTIONAL NEW CONSTRUCTION IN SANDY RIDGE— MOVE-IN READY! Discover this brand-new, quality-built CBS home offering 3 bedrooms, 2 full baths, and a 2-car garage in the ...
Welcome to 820 SE 13th Street in Stuart! This 3-bedroom, 2-bath home offers a great opportunity to make a home your own in a convenient Stuart location. Step inside to an...
Built in 2020, this custom CBS waterfront home combines quality construction, thoughtful design, and the laid-back Florida lifestyle. The bright, open-concept floor plan ...
Built in 2023, this custom-designed, energy-efficient home offers exceptional curb appeal and modern coastal living on a 0.23-acre lot. The residence features high-end fi...
Welcome to this beautifully updated and remodeled home in desirable downtown Stuart, just minutes to the beach and vibrant downtown dining and shopping. This 3-bedroom, 2...
Welcome to 820 SE 13th Street in Stuart! This 3-bedroom, 2-bath home offers a great opportunity to make a home your own in a convenient Stuart location. Step inside to an...
Prime location in the heart of Stuart! Discover this hidden gem in the desirable St. Lucie Park community with NO HOA and room for an RV or boat! Positioned on a spacious...
This excellent waterfront property offers a rare purchase opportunity in the heart of Downtown Stuart. Encompassing approximately 931 sf, the building is complemented by ...
Enter this amazing home through a two-story foyer, leading to an open concept home with a multi-functioning layout, diffused lighting, 9'ft ceilings with custom soffit li...
EXCEPTIONAL NEW CONSTRUCTION IN SANDY RIDGE— MOVE-IN READY! Discover this brand-new, quality-built CBS home offering 3 bedrooms, 2 full baths, and a 2-car garage in the ...
Take a look at this spectacular view! Feel a deep sense of serenity while gazing at the peaceful river. This classic Florida Ranch style home has a 3-bedroom 2 bath split...
SHORT SALE -Sale & Terms are subject to lender approval. REDUCED for Quick Sale - WOW* APPRAISED at $489k** SOLID CBS Home w/Metal Roof & Newer Windows & Doors on an Ove...
Fully reimagined and impeccably renovated, this 4-bedroom, 2-bath pool home offers 2,008 square feet of sophisticated living on an expansive 0.32-acre lot in sought out B...
A refined coastal retreat in Stuart's coveted Port Sewall. This single level residence is set on a rare 0.64 acre homesite with no HOA. Thoughtfully renovated, the 3 bedr...
A rare opportunity Downtown Stuart, this fully remodeled 3-bedroom, 3.1-bath residence blends modern design with everyday convenience on a generous lot. The open layout f...
This solid concrete block home is officially the most affordable move-in-ready 4-bed, 2-bath NO HOA home in all of Martin County! This residence offers ultimate peace of ...
CBS (Concrete Block Construction)! NO HOA! You can't beat this location! Just a short walk to vibrant Downtown Stuart, this well-maintained 3-bedroom, 2-bath home offers ...
Rare opportunity to own nearly 1 acre (.9 acres) on the wide waters of the Indian River Lagoon/Intracoastal Waterway. This private waterfront estate offers endless possib...
Historic bungalow situated in the most desirable multi-zoned neighborhood in Downtown Stuart. This ultra luxury bungalow has been completely renovated with state of the a...
Welcome to 1121 SE Alamanda Ln, a fantastic property offering a large lot with plenty of outdoor space and privacy. This home features numerous important updates, making ...
Fully renovated 3-bedroom, 2-bathroom home located in DESIRABLE Downton Stuart. This move-in- ready property features a brand-new kitchen with modern cabinets, granite co...
Boater's paradise in the exclusive High Point Isle of Sewall's Point! Situated on a private half-acre, high-elevation waterfront lot. An attractive partial assumable 30 Y...
Welcome to this charming CBS pool home in the heart of Stuart, FL! This inviting residence features a Newer A/C system, updated kitchen, bathroom, and newer flooring thro...
Welcome to 1121 SE Alamanda Ln, a fantastic property offering a large lot with plenty of outdoor space and privacy. This home features numerous important updates, making ...
Sixty feet of Waterfront with No HOA fees or dues in Stuart, private dock (24 ft), private pool and backyard built for enjoying the South Florida lifestyle! This charming...
Stuart, known as the "Sailfish Capital of the World," offers a relaxed coastal lifestyle. Discover this meticulously maintained, 5 year new single-family home in the hear...
Motivated Seller. Sellers will contribute to buyer closing costs with full price offer. Nestled on a private half-acre lot backing to the Audubon of Martin County Nature ...
This amazing 3-bed, 2-bath home is located in a residential neighborhood just a few minutes' drive to Port Salerno waterfront & marina, perfect for coastal living. Step ...
Sixty feet of Waterfront with No HOA fees or dues in Stuart, private dock (24 ft), private pool and backyard built for enjoying the South Florida lifestyle! This charming...
Newly completed in 2025, this 2,486-square-foot residence presents a bold, modern take on Florida living in one of Stuart's most convenient locations. The crisp white ext...
Historic bungalow situated in the most desirable multi-zoned neighborhood in Downtown Stuart. This ultra luxury bungalow has been completely renovated with state of the a...
Stunning 4-bedroom pool home in highly desirable Sewall's Point. Timeless Key West style meets modern luxury with beautiful crown molding, shiplap accents, custom fixture...
Welcome home to this beautifully maintained 2-bedroom, 1-bath CBS home packed with thoughtful upgrades and abundant character. Major improvements are already taken care o...
Waterfront living, boating, and the best of the Florida lifestyle come together in this charming canal-front 2-br, 1-bath 1/2-duplex, offering ocean access, no HOA, and f...
Wonderfully situated north of East Ocean Blvd and central to the beach, shopping, dining and downtown Stuart, this 4 bed 2 bath Florida charmer awaits. Ideal and appealin...
Rare Waterfront Opportunity in the Heart of Stuart - CASH BUYERS ONLY. Bring your vision to life with this rare waterfront ranch-style home nestled in the quiet Cabana P...
DISCOVER YOUR OWN PRIVATE WATERFRONT PARADISE in Rocky Point / Stuart. This lush, serene property sits on approximately 0.92 acres with 100 feet of navigable waterfront &...
Welcome to Beau Rivage, where this home delivers three things most listings can't: a massive steel workshop/shed, a sprawling pool, and a beautifully landscaped backyard ...
Waterfront living on Poppleton Creek minutes from Downtown Stuart! This updated 4BR/3BA offers a private dock, spacious & private outdoor setting, circular drive, RV park...
Welcome to this charming CBS pool home in the heart of Stuart, FL! This inviting residence features a Newer A/C system, updated kitchen, bathroom, and newer flooring thro...
This 5 bedroom, 2.5-bath waterfront residence offers 105' feet of direct water access with no fixed bridges. The open floor plan spans one level single-story living, maxi...
Boater's paradise in the exclusive High Point Isle of Sewall's Point! Situated on a private half-acre, high-elevation waterfront lot. An attractive partial assumable 30 Y...
Boater’s paradise in the exclusive High Point Isle of Sewall’s Point! Situated on a private half-acre, high-elevation waterfront lot. An attractive partial assumable 30 Y...
Welcome to this beautifully updated 3 bedroom, 2 bath home with a 2-car garage in desirable Rocky Point. Inside, you'll find updated flooring, two beautifully updated bat...
Cozy 3 bedroom, 2.5 bath home in Stuart's Queens Park neighborhood with no HOA. This 1974-built home offers 899SF of living space plus a spacious 275 SF enclosed porch an...
Nestled on a quiet street in Sewall's Point, this beautifully renovated residence offers the perfect blend of timeless character, modern comfort, and the relaxed coastal ...
Take a look at this spectacular view! Feel a deep sense of serenity while gazing at the peaceful river. This classic Florida Ranch style home has a 3-bedroom 2 bath split...
Enter thru an amazing two-story foyer, to an open concept home w a multi-functioning layout, diffused lighting, 9’ft ceilings w custom soffit lighting and a stylish gas f...
Enter this amazing home through a two-story foyer, leading to an open concept home with a multi-functioning layout, diffused lighting, 9'ft ceilings with custom soffit li...
Prime location in the heart of Stuart! Discover this hidden gem in the desirable St. Lucie Park community with NO HOA and room for an RV or boat! Positioned on a spacious...
Built in 2020, this custom CBS waterfront home combines quality construction, thoughtful design, and the laid-back Florida lifestyle. The bright, open-concept floor plan ...
Finally an affordable, fully updated home in Coral Gardens. 2 bedroom, 2 full baths with one car garage. Updates include; 2026 electrical panel, sink and microwave, 202...
Experience coastal elegance in this extraordinary riverfront estate, the personal residence of a luxury custom home builder, where exceptional craftsmanship meets an unma...
PUT THIS ONE AT THE TOP OF YOUR LIST! Built in 2015 and situated on OWNED LAND with NO HOA, this spacious and beautifully maintained home offers approximately 1,780 squar...
Prime Stuart Location with No HOA! All new wiring! This charming 3-br single-family home offers comfort, convenience, and endless potential with no HOA. New 2023 metal ro...
CBS (Concrete Block Construction)! NO HOA! You can't beat this location! Just a short walk to vibrant Downtown Stuart, this well-maintained 3-bedroom, 2-bath home offers ...
Waterfront charmer in Downtown Stuart. This is truly one of the most charming coastal homes you'll find in Downtown Stuart. Tucked away on the water, this 3-bedroom, 3-ba...
Welcome to your perfect Florida retreat! Built in 2005, this fully furnished home offers peace of mind with SS appliances, A/C new in 2019, hot water heater just 2 years ...
Welcome to this beautifully updated and remodeled home in desirable downtown Stuart, just minutes to the beach and vibrant downtown dining and shopping. This 3-bedroom, 2...
Welcome to this charming 3-bedroom, 2-bath waterfront home in Port Salerno! This inviting single-story residence offers 1,188 square feet of comfortable living space and ...
Experience the best of Florida living in this quality built and designer accented Key West style residence on a beautiful lushly landscaped lot. Perfect quiet location at...
Located just steps from the restaurants, marinas, waterfront entertainment, and year-round activity surrounding Manatee Pocket, 4648 SE Park Drive presents a rare opport...
New construction completed in 2026 with professionally curated interiors and designer finishes. This 3-bed, 2-bath residence offers refined living in a quiet Port Salerno...
Discover this Corner Lot Home in Desirable Sewall's Point - Endless Possibilities Await! This solid CBS-built home sits on a high-elevation .70 acre corner lot surrounded...
This 3-bedroom, 2-bath CBS home is located in the heart of Stuart! This home features tile flooring throughout, an updated kitchen with stainless steel appliances, recess...
Discover this Corner Lot Home in Desirable Sewall's Point - Endless Possibilities Await! This solid CBS-built home sits on a high-elevation .70 acre corner lot surrounded...
Love to fish? Welcome to fishing Paradise in Port Salerno, move-in ready, where modern construction, coastal convenience, and versatile living come together. Built in 202...
Purchase This Home with $0 Down Out of Pocket! Fully renovated 3 bedroom, 2 bath in Stuart. New roof and new HVAC — the two big-ticket items are already done. The renovat...
Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with appro...
Unparalleled wide-water views take center stage in this exceptional South Sewall’s Point waterfront property. From the moment you enter, the Indian River Lagoon unfolds i...
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Discover this corner lot home in beautiful & desirable Sewall's Point, with endless possibilities. Solid CBS-built home on a high-elevation corner lot w/mature trees. Ho...
Discover this corner lot home in beautiful & desirable Sewall's Point, with endless possibilities. Solid CBS-built home on a high-elevation corner lot w/ mature trees. Ho...
Ocean access! Bring your boat and fish right from your dock! Discover this beautiful 2Bed, 2Bath manufactured home in Fork River Estates! This home sits directly on the S...
This charming single family home is tucked away in the back offering lots of privacy and has 2 bed rooms, 1 bathroom + flex space . The home has been fully renovated, wa...
Discover the ultimate Florida lifestyle with this beautiful CBS pool home in Rocky Point! This property boasts exclusive rights to a private marina, complete with a conve...
NO Hoa, NO land lease, NO deed restrictions. Welcome to 8137 SW Wildwood Dr. A spacious 3-bedroom, 2-bathroom 2019 manufactured home, on an oversized corner lot. Whether ...
WELCOME HOME to this move-in ready 4-bedroom, 3 Bath home on nearly 1/2 acre in the desirable North River Shores community! This beautifully updated home features a priv...
Welcome to 22 Banyan in the desirable Indialucie neighborhood of North Sewall's Point. Nestled beneath a canopy of mature tropical trees on a generous one third acre plus...
If you could craft a Sewall's Point home that combines the perfect location, space to grow, and sensible features, 22 Banyan is the ideal address. The approach to this r...
If you've been looking for a home that's been thoughtfully upgraded and exceptionally maintained, this Stuart property is one you'll want to see. Inside, the kitchen off...
About 4 in 10 houses sold in Stuart over the last three years had no homeowners association, roughly 1,100 sales in the MLS. That means no monthly dues, no architectural committee, and more room to park a boat or build a workshop, within city or county code. Most of these homes are in Stuart's older neighborhoods, from Coral Gardens and Hibiscus Park to Palm Lake Park, Port Salerno and parts of Sewall's Point.
This page covers where Stuart's no-HOA houses are, what they usually look like, and what to check before you buy one. The live Stuart no-HOA listings update automatically from the MLS.
| Share of house sales | About 4 in 10 Stuart house sales had no HOA (MLS, last 3 years) |
|---|---|
| Age | Mostly built in the 1960s to 1990s; half before about 1980 |
| Lots | Typically about a quarter acre, with larger lots in older areas and on the water |
| Pools | About 4 in 10 had a private pool |
| Waterfront | About 1 in 6 were on the water; about 1 in 10 had ocean access |
| Septic | About half of listings mentioned septic |
| Zip codes | About half in 34997, the rest in 34994 and 34996 |
The biggest concentration, with established streets of concrete-block homes, some on canals near the Manatee Pocket.
Older neighborhoods close to downtown and the St. Lucie River, several with riverfront and canal homes.
Many homes in the Town of Sewall's Point and nearby Rio Vista have no HOA. These are the highest-priced no-HOA homes in Stuart, and many are on the water.
Some neighborhoods have a voluntary civic association instead of an HOA. It collects small optional dues and has no power to enforce rules. We confirm which one applies to each listing.
We know which Stuart streets are truly HOA-free and which have a voluntary association.
RE/MAX - local Stuart and Treasure Coast specialists
The trade-off is that nobody else maintains common areas or enforces how neighbors keep their homes, and there is no community pool or clubhouse. If you want those amenities, see Stuart's gated and club communities instead.
| Item | Why it matters |
|---|---|
| Septic or sewer | About half of Stuart no-HOA listings mentioned septic. Ask the age and condition of the system, and whether city or county sewer is available on the street. |
| City or county | Some homes are in the City of Stuart, some in Sewall's Point and many in unincorporated Martin County. Codes, permits and utilities differ. |
| Roof and insurance | Most of these homes are older. Roof age, a 4-point inspection and a wind mitigation report can make a big difference to your insurance. |
| Deed restrictions | Some neighborhoods have no HOA but still have recorded deed restrictions. Your title work will show them. |
| Garage and parking | Many older no-HOA homes have a carport or no garage. Check where a boat, trailer or second car will go. |
AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). He can show you exactly how much more you qualify for when a home has no HOA dues.
Also see: houses for sale in Stuart and Stuart waterfront homes.
Yes. About 4 in 10 Stuart house sales over the last three years had no HOA, roughly 1,100 homes. They are mostly in older neighborhoods such as Coral Gardens, Hibiscus Park, Golden Gate, Palm Lake Park, St. Lucie Estates and Port Salerno.
The most active no-HOA neighborhoods in the MLS are Coral Gardens, Hibiscus Park, Palm Lake Park, St. Lucie Estates, Golden Gate, Port Salerno, Dixie Park, Rocky Point and Vista Salerno, plus much of Sewall's Point.
Often, yes, but city and county codes still apply. About 1 in 5 Stuart no-HOA listings mentioned RV or boat parking. Check the code for the specific address before you buy.
Many are. About half of Stuart no-HOA listings mentioned septic. Always confirm whether a home is on septic or sewer.
Yes. About 1 in 6 Stuart no-HOA house sales were on the water, and about 1 in 10 had ocean access, including homes in North River Shores, St. Lucie Estates, Port Salerno and Sewall's Point.
It can. HOA dues are counted in your debt-to-income ratio, so a home with no dues leaves more room for the mortgage payment. AL, a licensed mortgage loan officer (NMLS #1883073), can run the numbers for you. Call (772) 359-1926.
Get current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Treasure Coast specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales on a particular street, call us.