Search Palm City No HOA Homes Homes
Palm City No HOA Homes Homes for Sale
Discover the potential of Palm City Farms with this 5-acre property offering a peaceful country setting, small pond, fenced acreage, and riding trails nearby. The 3-bedro...
- 4 Beds
- 3 Baths
- M20057060 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Palm City Farms SubDv.
LIVE THE PALM CITY LIFESTYLE IN THIS BEAUTIFULLY REMODELED 2-BEDROOM,2-BATH HOME!Ideally positioned in the heart of Palm City, this move-in-ready charming home puts you j...
- 2 Beds
- 2 Baths
- M20057066 MLS
- Palm City Gardens Bldg.
- 34990 Zip Code
- Palm City Gardens SubDv.
Welcome to this beautiful 2018 built home featuring impact windows, a metal roof, and spacious living. The open floor plan flows into a bright kitchen with granite counte...
- 4 Beds
- 3 Baths
- B26081434 MLS
- 34990 Zip Code
- Cleveland SubDv.
Ideal for the horse professional! Rare Palm City Equestrian Estate on 5 acres, an easy drive to Wellington. Turn-key 3BR/2BA CBS pool home blends country luxury with a to...
- 3 Beds
- 2 Baths
- B26080422 MLS
- 34990 Zip Code
- Palm City Farms SubDv.
Turn-key waterfront living in desirable Seagate Harbor! This beautifully updated 3-bedroom, 2-bath CBS home is situated on an expansive lot with plenty of room to add a p...
- 3 Beds
- 2 Baths
- M20056938 MLS
- Seagate Harbor Bldg.
- 34990 Zip Code
- Seagate Harbor SubDv.
Waterfront living with the convenience of a double lot AND a 20' x 45' detached workshop! This rare find in the sought-after Seagate Harbor waterfront neighborhood showca...
- 3 Beds
- 4 Baths
- B26079514 MLS
- 34990 Zip Code
- Seagate Harbor SubDv.
Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under ...
- 3 Beds
- 2 Baths
- M20055566 MLS
- Gull Harbor Bldg.
- 34990 Zip Code
- Gull Harbor SubDv.
PRICED BELOW RECENT APPRAISAL!!! Behind a private electronic gate in prestigious Palm City Farms, this extraordinary near-new luxury compound offers full concrete block c...
- 4 Beds
- 5 Baths
- M20055666 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Palm City Farms SubDv.
Privately gated and set on 5 fully fenced acres, this Palm City property offers privacy, space and versatility. The 4BR, 2.5BA two-story home features a 2-car garage, poo...
- 4 Beds
- 3 Baths
- M20056553 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Palm City Farms SubDv.
JUST REDUCED AND PRICED TO SELL!!! Wide river views are yours in this 3-story, Key West-style stilt home in Old Palm City -- with 2 bedrooms plus a bonus room for a poss...
- 2 Beds
- 2 Baths
- M20054056 MLS
- Palm City Amd Bldg.
- 34990 Zip Code
- Palm City Amd SubDv.
Waterfront living awaits in desirable ST LUCIE SHORES. This four-bedroom, two-bath single story residence spans 2,794 square feet of thoughtfully designed living space in...
- 4 Beds
- 2 Baths
- B26077629 MLS
- St Lucie Shores Bldg.
- 34990 Zip Code
- St Lucie Shores SubDv.
Incredible opportunity in the heart of Palm City! Situated on a spacious lot just under 1/3 acre, this property is all about location and potential. The setting offers th...
- 2 Beds
- 1 Baths
- M20056607 MLS
- Palm City Amd Bldg.
- 34990 Zip Code
- Palm City Amd SubDv.
6 Bedroom, 5 1/2 Bath estate has 5,479 sf under air and 13,256 total construction. Structures include 5 car garage, Private Guest House, in-ground pool with rock grotto ...
- 6 Beds
- 6 Baths
- B26077202 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Johns Composite SubDv.
Discover your private five-acre sanctuary! This beautifully crafted CBS home with a metal roof sits on 5 gorgeous acres featuring a stunning pond and serene preserve area...
- 4 Beds
- 3 Baths
- M20056780 MLS
- Palm City Farms Tr 42 Bldg.
- 34990 Zip Code
- Palm City Farms Tr 42 SubDv.
Seller's VA loan is assumable with a 2.25% interest rate. If you've been waiting for a true 4-bedroom (plus den) waterfront home in Palm City, this just might be the one....
- 4 Beds
- 3 Baths
- M20056450 MLS
- Seagate Harbor Bldg.
- 34990 Zip Code
- Seagate Harbor SubDv.
Rare 5-acre equestrian property in desirable Palm City Farms featuring fenced acreage, horse setup, private road access, no HOA, and zoned for Martin County schools. Idea...
- 3 Beds
- 2 Baths
- M20055080 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Palm City Farms SubDv.
Welcome to waterfront luxury in Lighthouse Point! This coastal retreat was built in 2006 featuring 5-bedrooms and the perfect blend of comfort and Florida living. High c...
- 5 Beds
- 4 Baths
- B26072667 MLS
- 34990 Zip Code
- Lighthouse Point SubDv.
2012-built CBS home with a metal roof, NO HOA & a private setting at the end of a quiet Palm City street. This beautifully maintained 3-bedroom, 2-bath home offers 1,854 ...
- 3 Beds
- 2 Baths
- B26070502 MLS
- Cleveland Bldg.
- 34990 Zip Code
- Cleveland SubDv.
Great Opportunity to live in Palm City! Charming 2-Bedroom, 2-Bathroom Home with Modern Upgrades Highlights * Move-In Ready: Features stylish porcelain woodgrain tile thr...
- 2 Beds
- 2 Baths
- B26069445 MLS
- 34990 Zip Code
- Hendersons Addition SubDv.
Turn-key waterfront living in desirable Seagate Harbor! This beautifully updated 3-bedroom, 2-bath CBS home is situated on an expansive lot with plenty of room to add a p...
- 3 Beds
- 2 Baths
- B26067792 MLS
- Seagate Harbor Bldg.
- 34990 Zip Code
- Seagate Harbor SubDv.
Built in 2025 and located in the heart of Old Palm City with NO HOA, this 4-bedroom, 3-bath home offers the benefits of newer construction without the restrictions or add...
- 4 Beds
- 3 Baths
- B26067705 MLS
- 34990 Zip Code
- Palm City Amended SubDv.
Santa Barbara-style waterfront masterpiece on the St. Lucie River. Designed by a renowned architect & built by a premier custom builder to exceed Miami-Dade codes. Featu...
- 6 Beds
- 5 Baths
- B26066718 MLS
- 34990 Zip Code
- Palm City Amended SubDv.
Welcome to your move-in-ready coastal retreat. This charming 2 bedroom PLUS an office, 1.5 bath home offers the perfect blend of comfort, functionality and waterfront liv...
- 2 Beds
- 2 Baths
- B26064990 MLS
- 34990 Zip Code
- Seagate Harbor SubDv.
Luxury living in the desirable boating community of Seagate Harbor! This beautifully updated home offers light-filled living spaces, an oversized screened lanai, and a sp...
- 3 Beds
- 3 Baths
- B26063360 MLS
- 34990 Zip Code
- Seagate Harbor SubDv.
A rare Key West-style home on Bessey Creek, set on 1.93 fenced acres with no HOA restrictions. This 3BR/3BA, 2,959 sqft home features cathedral and vaulted ceilings, a wo...
- 3 Beds
- 4 Baths
- B26059550 MLS
- 34990 Zip Code
- Rustic Hills SubDv.
OCEAN ACCESS! WIDE DEEP-WATER CANAL! MINUTES TO THE INLET! NO HOA! This exceptional Hidden River waterfront residence offers the Florida boating lifestyle buyers are look...
- 3 Beds
- 3 Baths
- B26058782 MLS
- 34990 Zip Code
- Hidden River Unrecorded SubDv.
Waterfront home with Ocean Access & no HOA. Experience waterfront living at its best in this beautiful Key West style home. Situated on the St. Lucie River, this property...
- 3 Beds
- 2 Baths
- B26058562 MLS
- Cleveland Addition Bldg.
- 34990 Zip Code
- Cleveland SubDv.
Rare deep-water opportunity in Palm City's Lighthouse Point—no HOA and no fixed bridges! Set on a .30-acre corner lot along a wide navigable canal, this 5-bedroom, 2 full...
- 5 Beds
- 4 Baths
- B26050536 MLS
- 34990 Zip Code
- Lighthouse Point SubDv.
Palm City Farms Equestrian Estate | Endless Potential. A rare opportunity awaits at this working equestrian farm situated on 11.72 acres in Palm City Farms. Whether you'r...
- 3 Beds
- 3 Baths
- B26047355 MLS
- 34990 Zip Code
- Greenmans Minor Plat SubDv.
Welcome to this beautiful 2017-built Palm City home offering 4 bedrooms, 3 baths, & 2 car garage. The open floor plan features high ceilings, wood-look tile flooring thro...
- 4 Beds
- 3 Baths
- B26045435 MLS
- 34990 Zip Code
- Palm City Amended SubDv.
One-owner waterfront home in Seagate Harbor offering quality construction, thoughtful design, and direct access to the Florida lifestyle you crave. This 3-bedroom, 2-bath...
- 3 Beds
- 2 Baths
- B26043779 MLS
- 34990 Zip Code
- Seagate Harbor SubDv.
BEATIFULL HOUSE FOR SALE WITH POOL EN PALM CITY!!! 2,500 sq.ft. of living space and gives you 4 bedrooms, 3 bathrooms and a 2 car garage. Open living concept at its best!...
- 4 Beds
- 3 Baths
- B26040772 MLS
- 34990 Zip Code
- Palm City Gardens SubDv.
No HOA! Exceptional 4BR/2BA/2-car garage in booming Palm City, just minutes from a brand-new marina. Loaded with upgrades: owned solar panels, metal roof, whole-home wate...
- 4 Beds
- 2 Baths
- B26035682 MLS
- Palm City Amd Bldg.
- 34990 Zip Code
- Palm City Amended SubDv.
Brand-new construction coming soon to Palm City with anticipated completion Late 2026. This thoughtfully designed 3-bedroom, 2-bath home offers modern style, quality craf...
- 3 Beds
- 2 Baths
- B26031963 MLS
- 34990 Zip Code
- Cleveland SubDv.
Fully furnished turnkey property conveniently located near I-95 and the Florida Turnpike. Enjoy stunning views of the St. Lucie River from this quiet neighborhood situate...
- 4 Beds
- 3 Baths
- B26031960 MLS
- 34990 Zip Code
- Palm City Amended SubDv.
***PRICED BELOW RECENT APPRAISAL!!! Behind a private electronic gate in prestigious Palm City Farms lies this extraordinary near-new luxury compound built to exceptional ...
- 4 Beds
- 5 Baths
- B26030005 MLS
- Palm City Farms Bldg.
- 34990 Zip Code
- Palm City Farms SubDv.
Beautiful custom-built waterfront home with private pool on wide canal with 100' water frontage, ocean access, deep water,50' dock, two boat lifts, (20K, 8K) and kayak fl...
- 4 Beds
- 4 Baths
- B26027711 MLS
- Hideaway Isles Bldg.
- 34990 Zip Code
- Hideaway Isles SubDv.
Unique, expansive, one level ranch home on 4.7 acres offering an exceptional opportunity in Palm City Farms. With five bedrooms, five bathrooms, plus office and over seve...
- 5 Beds
- 5 Baths
- B26012479 MLS
- 34990 Zip Code
- Palm City Farms SubDv.
Welcome to this exquisitely renovated modern farmhouse estate, where refined luxury meets peaceful country living. Ideally located on a quiet, private street just minutes...
- 5 Beds
- 5 Baths
- B26000832 MLS
- 34990 Zip Code
- Palm City Farms SubDv.
UPDATE: House is under renovation, details upon request. One-of-a-kind 5-acre jewel in desirable Palm City Farms, NO HOA! 3,602-sf CBS with METAL roof over all. Detached ...
- 5 Beds
- 4 Baths
- R11168640 MLS
- 34990 Zip Code
- N/A SubDv.
Welcome to your private slice of HEAVEN in highly sought after Palm City Farms. Nestled on just shy of 5 acres, this charming fenced estate offers the perfect blend of pe...
- 3 Beds
- 3 Baths
- R11162759 MLS
- 34990 Zip Code
- Quinns Minor Plat SubDv.
5 ACRES!! 380 SF OF WATER FRONT!! From sunrise until sunset, you will feel like you're on vacation every day at this rare 5 acre private waterfront estate in Palm City. A...
- 5 Beds
- 6 Baths
- R11161939 MLS
- 34990 Zip Code
- Greenridge Estates SubDv.
Built in 2024. This Superb custom LUXURY home located in the desirable Hideaway Isles Community in Palm City with no HOA. Open concept floor plan .Features include Full ...
- 4 Beds
- 3 Baths
- R11031804 MLS
- 34990 Zip Code
- Hideaway Isles SubDv.
4 Bedroom 2 Bath Pool No Fixed Bridges! Dock with lift. This frame home is in need of TLC. Downstairs the home features a large Living Area, kitchen with breakfast area, ...
- 4 Beds
- 3 Baths
- F10525400 MLS
- 34990 Zip Code
- Hideaway Isles SubDv.
Palm City Homes for Sale With No HOA
Most of Palm City’s planned communities have an HOA, but Old Palm City, Palm City Farms and several older neighborhoods do not. Buyers look here for freedom to park a boat or RV, build a workshop or simply skip a monthly association bill. This page shows every Palm City home for sale that the MLS lists with no HOA, updated live.
Thinking about buying or selling in Palm City No HOA Homes?
Free, no-obligation home value report and a local answer to any Palm City no-HOA question.
Call (772) 359-1926What's My Palm City no-HOA Home Worth?Get Pre-QualifiedRE/MAX serving Palm City No HOA Homes and Palm City
Palm City No HOA Homes at a Glance
| What this page shows | Active and pending Palm City homes listed with no HOA |
|---|---|
| Where no-HOA homes are | Old Palm City, Palm City Farms, waterfront streets in Seagate Harbor and Lighthouse Point (confirm per home) |
| Updated | Live from the MLS |
How No HOA Affects What You Qualify For
HOA dues count in your debt-to-income ratio when a lender qualifies you, just like the mortgage payment. No HOA means more of your monthly budget can go to the loan itself, which can raise the price you qualify for. As a licensed loan officer, I can show you the difference on a specific home.
The Trade-Offs
Without an association, nobody else maintains common areas, enforces neighbors’ upkeep or provides amenities. Older no-HOA homes vary widely in condition, so inspections, permits for past additions, septic and well, and insurance matter more.
What to Check Before You Buy in Palm City No HOA Homes
| Confirm no HOA | Confirm there is no mandatory HOA or road association for the specific property. |
|---|---|
| Zoning | Check what the zoning allows for boats, RVs, outbuildings and businesses. |
| Utilities | Confirm sewer or septic and water source. |
If you are financing, call before you write an offer. We are a RE/MAX agent and a licensed loan officer, so we can run the numbers on a specific Palm City no-HOA home with you.
Nearby Palm City Communities
Palm City No HOA Homes FAQs
Where can I find homes with no HOA in Palm City?
Mostly in Old Palm City, Palm City Farms and older neighborhoods. Confirm on each listing.
Does no HOA help me qualify for a mortgage?
HOA dues count in your debt-to-income ratio, so no HOA leaves more room for the mortgage payment. Call (772) 359-1926 and we will run the numbers.
How much do no-HOA homes in Palm City cost?
The live listings at the top of this page and the market snapshot below are the best guide.
Ready to see Palm City No HOA Homes homes?
Free, no-obligation home value report and a local answer to any Palm City no-HOA question.
Call (772) 359-1926What's My Palm City no-HOA Home Worth?Get Pre-QualifiedRE/MAX serving Palm City No HOA Homes and Palm City