Port St. Lucie Pool Homes for Sale

Pool Homes for Sale in Port St. Lucie, FL

A private pool is one of the most-requested features in Port St. Lucie, and for good reason: with our climate you can use one most of the year, and a screened pool and lanai becomes a second living room. Pool homes here run from older block houses in the original city neighborhoods to new construction in Tradition and waterfront homes on the North Fork of the St. Lucie River.

The listings on this page are every home for sale in Port St. Lucie with a private pool, refreshed automatically from the MLS. This guide helps you narrow the search by price, area and association type, and explains what a pool changes about inspections, insurance and the appraisal.

Pool Homes by Price Range

Each price range has its own page with its own listing feed, and each guide focuses on the issue that matters most at that level:

Under $200,000Older pools, resurfacing and insuring older homes.
$200,000–$250,000Screen enclosures, rescreening and storm damage.
$250,000–$300,000Pumps, filters and equipment age.
$300,000–$350,000Heated pools: heat pumps, solar and gas.
$350,000–$400,000Salt vs. chlorine systems.
$400,000–$600,000Newer pools, lanai layouts and summer kitchens.
$600,000 and upWaterfront pools, spas and custom features.

Pool Homes by Zip Code

Where you buy shapes what kind of pool home you get:

  • 34952 — the older east side near US-1 and the river. Older pools, some waterfront homes.
  • 34953 — the southwest, with a large supply of single-family homes built since 2000.
  • 34983 — north-central, older block homes on full lots, many with pools added over the years.
  • 34984 — central, a mix of 1980s through 2000s homes.
  • 34986 — St. Lucie West, mostly planned communities with associations.
  • 34987 — Tradition and the newest part of the city, including new construction.

Gated, HOA or No HOA

This is the other big fork. In a gated or HOA community, the association typically reviews changes to pools, screen enclosures and fences, and dues count in your loan qualification. On the city's original quarter-acre lots, there is often no association at all, so you can modify the pool or add a fence with only city permits. The gated community pool homes and no-HOA pool homes pages cover each path in depth.

Inspecting and Insuring a Pool Home

I recommend a separate pool inspection on every pool home, in addition to the general home inspection. A pool inspector checks the shell, finish, equipment, leaks, lighting and electrical bonding in far more depth than a home inspector usually does.

For insurance, carriers focus on the roof and major systems, and may ask whether the pool has a barrier or screen enclosure and whether there is a diving board. Many policies limit coverage for screen enclosures in windstorms. A wind mitigation inspection can help offset premiums on block homes.

Building a pool later? Florida's residential pool safety law requires new pools to have at least one approved safety feature, such as a barrier, safety cover or door alarms. The City of Port St. Lucie inspects it with the pool permit.

Pools, Appraisals and Running Costs

Appraisers value a pool by comparing sales of similar homes nearby, not by what it cost to build, so a pool helps a home compete more than it adds dollar-for-dollar. Running costs — electricity for the pump, water, chemicals or a salt cell, and periodic repairs — are real but manageable, and they are not counted in your loan approval. Budget for them separately. I do not post price or cost figures on this page because they change; call me for current sold comparables on any home you like.

Tell me what you want in a pool home

Price, area, gated or not, heated or not. I will set up a custom search and help you check the pool, the insurance and the financing on the homes you like.

REMAX — Port St. Lucie broker associate.

Other Ways to Search Pool Homes

Some buyers care most about how fresh a listing is. The newest pool listings page sorts by the most recently added homes, which is useful in busy months when good pool homes go under contract quickly. Others want a specific area: the 34987 pool homes page focuses on Tradition and the newer western communities, where builder pool packages come into play.

Want the classic Florida floor plan? The 3 bedroom pool homes page shows only three-bedroom single-family homes with a private pool, the deepest part of the Port St. Lucie pool market, and the 4 bedroom pool homes page covers larger homes with four or more bedrooms. To compare areas first, the Port St. Lucie zip code guide explains what each of the six zips is like.

Frequently Asked Questions

Are pool homes common in Port St. Lucie?

Yes. Many single-family homes have a private pool, from older block houses to new construction. The listing feed on this page shows every one currently for sale.

Do I need a separate pool inspection?

I recommend one. A general home inspector usually checks only basic operation. A pool inspector looks at the shell, finish, equipment, leaks and electrical safety.

Does a pool raise homeowners insurance in Florida?

It can affect underwriting and liability questions, such as whether the pool is fenced or screened. The roof and home's systems usually drive the premium more than the pool.

Can I add a pool to a home in Port St. Lucie?

Yes, with a permit from the City of Port St. Lucie and, in an HOA community, architectural approval. New pools must meet Florida's pool safety requirements.

Are there pool homes without an HOA in Port St. Lucie?

Yes. Much of the city was platted without associations, so many pool homes have no HOA. See the no-HOA pool homes page for that search.

What does a pool cost to run each month?

It varies with pump type, heat, chemicals or salt, and water use. It is not counted in your loan approval, so plan for it in your own budget.

Port St. Lucie Pool Homes for Sale — the current listings appear at the top of this page and update automatically from the MLS.