Search 55+ Houses Under $400K
55+ Houses Under $400,000 in Port St. Lucie
Welcome to the 55+ Vitalia community of Tradition. This 2018 built home has a private fenced yard and screened patio for your ultimate privacy. Many updates in this home ...
- 3 Beds
- 2 Baths
- B26023750 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No 35 SubDv.
Experience refined living in this beautifully appointed Sage Elite floorplan, located within the exclusive Tranquility Collection at Telaro. This 3-bedroom residence with...
- 3 Beds
- 3 Baths
- B26022006 MLS
- 34987 Zip Code
- Telaro At Tradition SubDv.
The Felicity Grand floor plan offers 2 bedrooms, 2 baths, and a versatile flex space within an open-concept layout. Enjoy a spacious kitchen overlooking the great room an...
- 2 Beds
- 2 Baths
- B26013968 MLS
- 34987 Zip Code
- Telaro At Southern Grove Phase 2 And 3 SubDv.
Welcome to this beautifully maintained, waterfront, CBS block home with a metal roof! Your perfect spot to relax, entertain, and enjoy all Florida has to offer. Located i...
- 2 Beds
- 2 Baths
- B26012557 MLS
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Our newest Model: The Platinum offers incredible value with 2 full bedrooms plus a den, 2 baths, and a 1 car garage. Enjoy high vaulted ceilings, a chef's kitchen with a ...
- 2 Beds
- 2 Baths
- B26010149 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
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- 3 Beds
- 2 Baths
- B26009145 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No. 77 SubDv.
ELEGANT,DURABLE & SAFE is this 2019 2bed/2ba home is BUILT to LAST w/ Concrete Block Construction, IMPACT WINDOWS & Metal Roof, 3 TON 2026 HVAC system reaching Screen Por...
- 2 Beds
- 2 Baths
- B26005528 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One SubDv.
Premium upgrades and move-in ready, this CBS home delivers style and value! Interior features ceramic wood-plank flooring throughout (including lanai), plantation shutter...
- 3 Beds
- 2 Baths
- B26002794 MLS
- 34952 Zip Code
- Spanish Lakes 1 SubDv.
Live the resort lifestyle in **Valencia Grove at Riverland**, one of Port St. Lucie's premier 55+ communities. This 2023-built home offers 2 bedrooms, 2 baths, and a vers...
- 2 Beds
- 2 Baths
- B26001704 MLS
- Valencia Grove At Riverland Bldg.
- 34987 Zip Code
- Riverland Parcel C - Plat Ten Replat SubDv.
This beautifully updated lakefront home proudly wears a new fresh coat of exterior paint, The lovely kitchen is updated (2018) w/ shaker cabinets & stunning granite cou...
- 2 Beds
- 2 Baths
- B26000756 MLS
- Cascades At St Lucie West Bldg.
- 34986 Zip Code
- Cascades At St Lucie West SubDv.
Discover true Florida living in the 2-bedroom, 2-bath Carlton model featuring a spacious layout, soaring vaulted ceilings, a covered front porch, and attached garage. Bui...
- 2 Beds
- 2 Baths
- R11167867 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Discover true Florida living in the 2-bedroom, 2-bath Carlton model featuring a spacious layout, soaring vaulted ceilings, a covered front porch, and attached garage. Bui...
- 2 Beds
- 2 Baths
- R11167840 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Seller agrees to credit the buyer an amount equal to six months of HOA dues at closing. HOA fee is $433 per month. Welcoming double-door entry and open layout Bright kit...
- 2 Beds
- 2 Baths
- R11165902 MLS
- Kings Isle, Isle Of Capri Bldg.
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
Spanish Lakes Riverfront offers the perfect blend of lifestyle and value in a vibrant 55+ community. Enjoy FREE golf on the Par 3, 9-hole course—an incredible perk for ac...
- 2 Beds
- 2 Baths
- R11164913 MLS
- Spanish Lakes Ii Bldg.
- 34952 Zip Code
- Spanish Lakes Riverfront SubDv.
Beautiful Home in Isle Of San Marino at Kings Isle (55+ community in St Lucie West). Features CBS Construction, fabulous front porch, 2 BR's, 2 BA's, 2 CG with foyer entr...
- 2 Beds
- 2 Baths
- R11164627 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle (Isle Of Marino) SubDv.
Welcome to resort-style living in this charming 2-bedroom, 2-bath oasis with a bonus room! Enjoy peaceful, serene surroundings in a quaint setting, along with access to a...
- 2 Beds
- 2 Baths
- R11162744 MLS
- 34986 Zip Code
- Isles Of Tuscany SubDv.
Move right into this concrete block home that backs up to the canal. Sip your morning coffee while bird watching from your backyard patio. This home features vinyl flo...
- 2 Beds
- 2 Baths
- R11161814 MLS
- Spanish Lakes One 55+ Community Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
GAS COOKING • FULL IMPACT GLASS • RESORT AMENITIES • CABANA POOL PROXIMITY. Ideally positioned directly across from the neighborhood cabana pool, this home offers the lux...
- 2 Beds
- 2 Baths
- R11159557 MLS
- Vitalia At Tradition Bldg.
- 34987 Zip Code
- Tradition Plat No 22 SubDv.
CBS RETREAT! This 3BR/2BA home offers resort living at an unbeatable value. Built for peace of mind, the residence features a durable METAL ROOF, IMPACT WINDOWS and PLANT...
- 3 Beds
- 2 Baths
- R11159056 MLS
- Spanish Lakes Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Short Sale Opportunity: PGA Verano (55+ neighborhood) is a dream. This resplendent 2-bedroom, 2-bathroom w office/den home sits in a cozy cul-de-sac near the Cresswind po...
- 3 Beds
- 2 Baths
- F10544546 MLS
- 34987 Zip Code
- Verano South Pud 1 - Pod SubDv.
Our most Popular Model: The Windsor offers unmatched value with 3 full bedrooms, 2 baths, and a car garage + golf-cart garage. Enjoy high vaulted ceilings, a chef's kitc...
- 3 Beds
- 2 Baths
- R11126395 MLS
- 34952 Zip Code
- Spanish Lakes Riverfront SubDv.
Our newest Model: The Platinum offers incredible value with 2 full bedrooms plus a den, 2 baths, and a 1 car garage. Enjoy high vaulted ceilings, a chef's kitchen with a ...
- 2 Beds
- 2 Baths
- R11124126 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
This charming Cottage floorplan blends cozy comfort with spacious versatility, featuring a large open concept layout, 1 bedroom plus a bedroom sized den, and 1.5 baths, t...
- 1 Beds
- 2 Baths
- R11120816 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One SubDv.
Vitalia at Tradition. Vitalia is an over 55 resort style community. 2 bedroom PLUS den and 2 car garage. Eat in kitchen offers granite counters, wood cabinetry , snack...
- 2 Beds
- 2 Baths
- R11146732 MLS
- Vitalia At Tradition Bldg.
- 34987 Zip Code
- Tradition Plat 28 SubDv.
Our newest Model: The Platinum offers incredible value with 2 full bedrooms plus a den, 2 baths, and a 1 car garage. Enjoy high vaulted ceilings, a chef's kitchen with a ...
- 2 Beds
- 2 Baths
- R11124110 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
LOWEST-PRICED HOME IN ALL OF RIVERLAND! Welcome to this well maintained 2-bedroom, 2-bathroom home located in the highly desirable 55+ community of Valencia Walk at River...
- 2 Beds
- 2 Baths
- R11140548 MLS
- Riverland - Valencia Walk Bldg.
- 34987 Zip Code
- Riverland - Valencia Walk SubDv.
55+ Single-Family Homes for Sale in Port St. Lucie Under $400,000
These are the single-family houses for sale in Port St. Lucie 55+ communities at $400,000 or less, updated live from the MLS. If you want a detached home with active adult amenities, this is the most affordable range. The snapshot and sold section below show real sold prices.
Thinking about buying or selling in a Port St. Lucie 55+ community?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
55+ Houses Under $400,000
Detached 55+ homes in this range are usually two- and three-bedroom homes in established and master-planned active adult communities, with clubhouses, pools and organized activities.
Port St. Lucie 55+ communities include LakePark at Tradition, Veranda Preserve, Riverland 55+ and Valencia Cay.
More 55+ Searches in Port St. Lucie
What to Check Before You Buy in a 55+ Community
| Age rules | Federal law lets a 55+ community require at least one resident age 55 or older in most homes. Each community sets its own rules for younger spouses, guests and children — read them before you buy. |
|---|---|
| HOA | The monthly fee, what it covers (clubhouse, activities, lawn, security) and any special assessment. |
| Rentals | Many 55+ communities limit leasing; check the minimum lease term and any waiting period. |
| CDD | Many newer 55+ communities have a CDD assessment on the property tax bill on top of the HOA. |
Financing depends on the property. Call before you write an offer — your RE/MAX agent is also a licensed loan officer.
Frequently Asked Questions
Can I buy a house in a 55+ community in Port St. Lucie for under $400K?
Yes. The listings above show every one, updated live from the MLS.
Do 55+ communities have a CDD?
Many newer ones do. The CDD assessment is on the property tax bill in addition to the HOA.
Does everyone in the home have to be 55 or older?
No. Federal rules require at least one resident age 55 or older in most homes, and each community sets its own rules for younger spouses, guests and children. Ask for the community’s age policy.
Can I use an FHA or VA loan in a 55+ community?
It depends on the property. Houses and fee-simple villas usually finance like any home; condos may need project approval. Call before you write an offer and we will check the specific home.
Want to tour 55+ communities in Port St. Lucie?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
Recently Sold in Port St. Lucie 55+ Houses Under $400K
Closed sales in Port St. Lucie 55+ Houses Under $400K, updated from the MLS. Want to know what your home would sell for today? Call (772) 359-1926.
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