Search 55+ Houses Under $400K
55+ Houses Under $400,000 in Port St. Lucie
Welcome to 977 SE Crosswood Way in desirable Veranda Preserve! This beautifully maintained Lennar Jacaranda model offers 3 bedrooms, 2 baths, a 2-car garage and a peacefu...
- 3 Beds
- 2 Baths
- B26063832 MLS
- Veranda Preserve Bldg.
- 34984 Zip Code
- Veranda Preserve West Phase 3 SubDv.
Bring your vision to this lakefront home in Kings Isle! Located in the Isle of San Marino section of this desirable 55+ gated St. Lucie West community, this 2-bedroom, 2-...
- 2 Beds
- 2 Baths
- B26063971 MLS
- St Luice West Plat #62 Bldg.
- 34986 Zip Code
- St Lucie West Plat No 36 SubDv.
Beautifully maintained 2-bedroom, 2-bath home with a versatile den and just under 1,600 square feet of thoughtfully designed living space. The open-concept floor plan fea...
- 2 Beds
- 2 Baths
- B26063145 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No. 75 SubDv.
Welcome to this well-maintained 2-bedroom, 2-bath CBS home in the desirable Spanish Lakes One community! Built in 2014, this home features updated flooring throughout and...
- 2 Beds
- 2 Baths
- B26062690 MLS
- Spanish Lakes One Leasehold Estates Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Experience Resort-Style living in The Cascades, one of Port St. Lucie's premier Gated 55+ communities! Situated on a peaceful Lakefront lot, this beautifully maintained 3...
- 3 Beds
- 2 Baths
- B26061901 MLS
- Cascades At St. Lucie West Bldg.
- 34986 Zip Code
- Cascades At St Lucie West Phase 6 SubDv.
Gorgeous lakefront 2/2/2 home with a versatile flex room Isle of San Marino at Kings Isle! This bright and spacious home features an open layout with separate living, din...
- 2 Beds
- 2 Baths
- B26061638 MLS
- 34986 Zip Code
- Kings Isle - Isle Of San Marino SubDv.
Sunny and spacious 2 Bed /2 Bath home offers an Open floor plan and massive 27' Lanai to meet all your relaxation and entertaining needs. Meticulously maintained, this j...
- 2 Beds
- 2 Baths
- B26061403 MLS
- 34952 Zip Code
- The Links At Savanna Club SubDv.
Welcome to the Florida lifestyle you've been dreaming of! Nestled within the highly sought-after 55+ resort community of Cresswind at PGA Verano, this beautifully maintai...
- 2 Beds
- 2 Baths
- B26061141 MLS
- Cresswind Bldg.
- 34987 Zip Code
- Verano South Pud 1 - Pod B - Plat No. 1 SubDv.
Discover true Florida living in the 2-bedroom, 2-bath Carlton model featuring a spacious layout, soaring vaulted ceilings, a covered front porch, and attached garage. Bui...
- 2 Beds
- 2 Baths
- B26060895 MLS
- 34952 Zip Code
- Spanish Lakes Riverfront SubDv.
Only move in ready Caroline on the lake. This versatile 3 Bedroom, 2 Bath floorplan provides an open main living space and options built to accommodate families of any si...
- 3 Beds
- 2 Baths
- B26060763 MLS
- 34987 Zip Code
- Verano South Pud 1 - Pod SubDv.
Move in ready, 3/2 with beautiful new tile floors throughout home. Open floor plan with large screened lanai overlooking quiet preserve. Accordion storm shutters, whole h...
- 3 Beds
- 2 Baths
- B26060610 MLS
- 34986 Zip Code
- Cascades At St Lucie SubDv.
LAND OWNED 2Bed/2Bath home has been updated and upgraded throughout. Massive 21' shed offers TONS of workspace plus room for your golf cart. The kitchen has been updated...
- 2 Beds
- 2 Baths
- B26060488 MLS
- 34952 Zip Code
- Savanna Club Plat Ii SubDv.
This exceptional home won't be available for long. Rarely do you find a property as well-maintained as this two-bedroom, two-bath gem. Enjoy your private yard, perfect fo...
- 2 Beds
- 2 Baths
- B26060479 MLS
- 34952 Zip Code
- Spanish Lakes Golf Village SubDv.
Welcome to resort-style living in the highly sought-after Cascades at St. Lucie West, a premier gated 55+ community! This lakefront home offers comfortable living with a...
- 2 Beds
- 2 Baths
- B26060243 MLS
- 34986 Zip Code
- Cascades At St Lucie West SubDv.
Welcome to The Cascades at St. Lucie West, a premier gated 55+ community offering an active, resort-style lifestyle. This well-maintained 2-bedroom, 2-bath home with den ...
- 2 Beds
- 2 Baths
- B26058942 MLS
- 34986 Zip Code
- Casades At St Lucie West Phase 3 SubDv.
Reduced and priced to sell, this turnkey fully furnished 2 bedroom and 2 bathroom, 1,319 square foot home is bright, spacious, and all about enjoying the good life. LAKEF...
- 2 Beds
- 2 Baths
- A12062526 MLS
- 34952 Zip Code
- Spanish Lakes One Leaseho SubDv.
Double front doors greet you in this well-appointed 3BR (or 2BR +Den), 2BA, home that is perfectly situated on a cul-de-sac to the front and a lake to the back. The home ...
- 3 Beds
- 2 Baths
- B26058119 MLS
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
Welcome to this charming single-story residence in Fairways at Savanna Club Replat No 1, Port St. Lucie. This thoughtfully designed home offers 1,630 square feet of finis...
- 2 Beds
- 2 Baths
- B26057344 MLS
- 34952 Zip Code
- Fairways At Savanna Club Replat No 1 SubDv.
Welcome to this inviting lakefront retreat in the heart of the desirable Cascades 55+ community in St. Lucie West, where manicured tropical landscaping and Mediterranean-...
- 2 Beds
- 2 Baths
- B26056324 MLS
- Cascades Bldg.
- 34986 Zip Code
- Cascades SubDv.
Experience easy Florida living in this beautifully maintained 2-bedroom, 2-bath home nestled in the desirable 55+ community of Spanish Lakes One. This inviting residence ...
- 2 Beds
- 2 Baths
- B26056029 MLS
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Welcome to this beautifully maintained 2BR/2BA/2CG home in the desirable 55+ Cascades at St. Lucie West! Enjoy a spacious backyard with peaceful preserve views. The open ...
- 2 Beds
- 2 Baths
- B26055354 MLS
- Cascades Bldg.
- 34986 Zip Code
- Cascades SubDv.
Fabulously remodeled 2-Bed, 2-Bath + Den/Office in Kings Isle, Port St. Lucie FL 34986 - 55+ Community! Immaculate, move-in-ready home. New Roof 2023 • New Water Heater 2...
- 2 Beds
- 2 Baths
- B26054252 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
BACK ON THE MARKET! NO FAULT OF THE SELLER! A great opportunity for a new buyer to step in and make this home theirs. Don't miss your second chance! Welcome to Isle of Sa...
- 3 Beds
- 2 Baths
- B26053436 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase 6b SubDv.
Low interest assumable mortgage available. Welcome to easy, resort-style living in the highly sought-after 55+ community of Spanish Lakes One. Residents enjoy a vibrant s...
- 2 Beds
- 2 Baths
- A12052568 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
New Roof! Welcome to this waterfront gem in the heart of Kings Isle, a gated 55+ active adult community in St. Lucie West. This 3-bedroom, 2-bath home offers over 2,100 s...
- 3 Beds
- 2 Baths
- B26051607 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
One of the few homes with a 2 car garage in this community and also SOLAR ELECTRIC. System OWNED not Leased. Active 55+ community. Walk-In Tub in Master Bath. Freshly pa...
- 2 Beds
- 2 Baths
- B26051177 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase 6a SubDv.
Welcome home to this super cute 2-bedroom, 2-bath townhome nestled in the highly desirable King's Isle community in the heart of St. Lucie West. Freshly painted and featu...
- 2 Beds
- 2 Baths
- B26051076 MLS
- 34986 Zip Code
- Kings Isle SubDv.
Experience resort-style living in Esplanade at Tradition! This beautifully designed 2BR + den/flex room, 2BA, 2-car garage home sits on an oversized preserve lot, offerin...
- 2 Beds
- 2 Baths
- B26050654 MLS
- Esplanade At Tradition Bldg.
- 34987 Zip Code
- Esplanade At Tradition SubDv.
TROPICAL, PRIVATE & PEACEFUL! This 2018 2BD/2BA concrete block home features an AMAZING BACK PATIO surrounded by lush, mature tropical landscaping - your own private gree...
- 2 Beds
- 2 Baths
- B26050165 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Lovely 2/2 with den. Highly popular "Pearl" model. Open floor plan. New stainless steel appliances. Enclosed patio for year round enjoyment. Private yard. Located cl...
- 2 Beds
- 2 Baths
- B26050086 MLS
- Cascades At St. Lucie West Bldg.
- 34986 Zip Code
- Cascades At St Lucie West SubDv.
VERY WELL KEEPED HOME IN A FAMILY ORIENTED LOCATION....NEAR EVERYTHING AND SITTING IN A CALM STREET....EXTRA LARGE LOT (12,200SF), PERFECT TO YOUR BOAT, CAMPER, FRUIT TRE...
- 3 Beds
- 2 Baths
- A12034487 MLS
- 34953 Zip Code
- Port St Lucie Section 14 SubDv.
Welcome to this beautiful lakefront Kolter Medinah model located in the highly desirable Maidstone subdivision of PGA Village. Southern exposure overlooks a gorgeous lake...
- 3 Beds
- 3 Baths
- A12022159 MLS
- 34986 Zip Code
- Maidstone SubDv.
Act now to save on taxes—close by December 31st to file for your 2027 Florida Homestead Exemption! Located in the gated 55+ active community of Kings Isle! CBS home in ...
- 2 Beds
- 2 Baths
- B26048958 MLS
- Kings Isle/Isle Of San Marino Bldg.
- 34986 Zip Code
- Kings Isle, Isle Of San Marino SubDv.
This beautiful home features an open-concept layout with two bedrooms, two bathrooms, and a versatile den/flex room. For your peace of mind, the property is equipped wit...
- 2 Beds
- 2 Baths
- B26048945 MLS
- 34987 Zip Code
- Tradition Plat No 35 SubDv.
**** Lease option to buy option available *** Welcome to this single-story, 1,831 square foot residence nestled in Kings Isle Phase 6B in Port St. Lucie. This waterfront...
- 3 Beds
- 2 Baths
- B26047685 MLS
- 34986 Zip Code
- Kings Isle Phase 6b SubDv.
$2500 seller concession. Charming 3-bedroom, 2-bath home with a 1-car garage in a great neighborhood in Port St Lucie. This inviting home offers a functional layout with ...
- 3 Beds
- 2 Baths
- A12046118 MLS
- 34983 Zip Code
- Port St Lucie Section 43 SubDv.
RARE Find! 3 Bedrooms/2 Baths! Spacious living area for you and your guests. Private backyard, located on a canal. This 2013 built CBS construction home with a metal roof...
- 3 Beds
- 2 Baths
- B26046830 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Beautifully updated and backing to a peaceful preserve, this move-in ready home in Cascades at St. Lucie West offers privacy, modern upgrades, and the easy Florida lifest...
- 3 Beds
- 2 Baths
- B26046278 MLS
- Cascades Bldg.
- 34986 Zip Code
- Cascades SubDv.
PRICED TO SELL! LAKEFRONT 2bd/2ba home w/ REMODELED KITCHEN & Spectacular LAKE views. Step inside & it gets better w/ fully enclosed Florida Rm rich in natural light. Mod...
- 2 Beds
- 2 Baths
- B26044020 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Quiet cul-de-sac in a desirable 55+ active adult community with low HOA fees. This beautifully maintained 2-bedroom, 2-bath home features a spacious 2-car garage and show...
- 2 Beds
- 2 Baths
- B26043922 MLS
- Isle Of Capri Bldg.
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
Step into a home designed to impress and built for unforgettable gatherings! This expansive floor plan welcomes you with a bright, open living space that flows effortless...
- 2 Beds
- 2 Baths
- B26043607 MLS
- Vitalia At Tradition Bldg.
- 34987 Zip Code
- Tradition Plat No 35 SubDv.
Welcome to 22 Alta Loma in the sought-after Spanish Lakes One community, a vibrant 55+ waterfront neighborhood offering an active Florida lifestyle with amenities include...
- 2 Beds
- 2 Baths
- B26043519 MLS
- Spanish Lakes One Bldg.
- 34952 Zip Code
- Spanish Lakes One SubDv.
Welcome to this charming single-story residence in Kings Isle Phase 1, Port St. Lucie, offering waterfront living in a well-established community. This 1,233-square-foot ...
- 2 Beds
- 2 Baths
- B26043378 MLS
- 34986 Zip Code
- Kings Isle Phase 1 SubDv.
OWNER FINANCING available on this 2012 concrete block home. With a metal roof, this 2-bed, 2-bath home offers peace of mind and easy living. Inside, you'll find a smart m...
- 2 Beds
- 2 Baths
- B26040961 MLS
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Welcome to Vitalia at Tradition, a premier gated 55+ community offering resort-style living! This beautiful CBS/stucco home features full impact glass, a barrel tile roof...
- 3 Beds
- 2 Baths
- B26040944 MLS
- 34987 Zip Code
- Tradition Plat No 28 SubDv.
Spacious 3/2 with open floor plan. Tile flooring through out living areas. Extended patio on park like setting. Accordion storm shutters and new generator. Close to c...
- 3 Beds
- 2 Baths
- B26039901 MLS
- Cascades At St. Lucie West Bldg.
- 34986 Zip Code
- Cascades At St Lucie West SubDv.
Welcome to this beautifully maintained Isle of Madeira home in Kings Isle, offering 2 bedrooms, 2 baths, plus a versatile den. The open, light-filled floor plan creates a...
- 2 Beds
- 2 Baths
- B26038893 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle SubDv.
SELER OFFERING CONCESSIONS! 2023 WATERFRONT HOME WITH A FENCED YARD AND NO BUILDING WAIT. Enjoy peaceful water views from this beautifully maintained home in Cresswind ...
- 3 Beds
- 2 Baths
- B26034981 MLS
- Cresswind At Pga Verano Bldg.
- 34987 Zip Code
- Verano South Pud 1 - Pod B - Plat No. 3 SubDv.
Welcome to Vitalia at Tradition-a premier 55+gated community offering resort style living in the heart of Tradition. This beautifully maintained 2- bedroom, 2- bath home ...
- 2 Beds
- 2 Baths
- B26033207 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No 35 SubDv.
THIS TWO BEDROOM TWO BATH IS ON A LAKE WITH THE MOST BEAUTIFUL VIEWS OF THE LAKE FROM THE BEDROOMS.ITS IN SPANISH LAKES COMMUNITIES WHERE THE LOT RENT COVERS GOLFING, TE...
- 2 Beds
- 2 Baths
- B26027697 MLS
- 34952 Zip Code
- Spanish Lakes SubDv.
55+ Single-Family Homes for Sale in Port St. Lucie Under $400,000
These are the single-family houses for sale in Port St. Lucie 55+ communities at $400,000 or less, updated live from the MLS. If you want a detached home with active adult amenities, this is the most affordable range. The snapshot and sold section below show real sold prices.
Thinking about buying or selling in a Port St. Lucie 55+ community?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
55+ Houses Under $400,000
Detached 55+ homes in this range are usually two- and three-bedroom homes in established and master-planned active adult communities, with clubhouses, pools and organized activities.
Port St. Lucie 55+ communities include LakePark at Tradition, Veranda Preserve, Riverland 55+ and Valencia Cay.
More 55+ Searches in Port St. Lucie
What to Check Before You Buy in a 55+ Community
| Age rules | Federal law lets a 55+ community require at least one resident age 55 or older in most homes. Each community sets its own rules for younger spouses, guests and children — read them before you buy. |
|---|---|
| HOA | The monthly fee, what it covers (clubhouse, activities, lawn, security) and any special assessment. |
| Rentals | Many 55+ communities limit leasing; check the minimum lease term and any waiting period. |
| CDD | Many newer 55+ communities have a CDD assessment on the property tax bill on top of the HOA. |
Financing depends on the property. Call before you write an offer — your RE/MAX agent is also a licensed loan officer.
Frequently Asked Questions
Can I buy a house in a 55+ community in Port St. Lucie for under $400K?
Yes. The listings above show every one, updated live from the MLS.
Do 55+ communities have a CDD?
Many newer ones do. The CDD assessment is on the property tax bill in addition to the HOA.
Does everyone in the home have to be 55 or older?
No. Federal rules require at least one resident age 55 or older in most homes, and each community sets its own rules for younger spouses, guests and children. Ask for the community’s age policy.
Can I use an FHA or VA loan in a 55+ community?
It depends on the property. Houses and fee-simple villas usually finance like any home; condos may need project approval. Call before you write an offer and we will check the specific home.
Want to tour 55+ communities in Port St. Lucie?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
Recently Sold in Port St. Lucie 55+ Houses Under $400K
Closed sales in Port St. Lucie 55+ Houses Under $400K, updated from the MLS. Want to know what your home would sell for today? Call (772) 359-1926.
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