Search Frame Homes in Port St. Lucie
Frame Homes for Sale in Port St. Lucie
CORNER UNIT THAT FEATURES TILE IN THE LIVING AREA, CARPET IN THE BEDROOMS, UTILITY CLOSET WITH A WASHER AND DRYER IN THE COVERED LANAI. LOTS OF NATURAL LIGHT, QUARTZ COUN...
- 2 Beds
- 2 Baths
- B26093002 MLS
- 34952 Zip Code
- Vista St Lucie Buildings 9 Thru 20 SubDv.
Magnificent lot all pavers , looking our over the 18 hole golf course and two beautiful water fountains. Enjoy your evenings watching the sunsets while entertaining . The...
- B26092646 MLS
- Motor Coach Resort Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Experience the ultimate in resort living with this oversized 2,640 sq. ft. lot in the highly sought-after MotorCoach Resort St. Lucie West! Perfectly situated on a desira...
- M20052755 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
NEW TIKI RE-THATCH JULY 2025! This extra-wide lot, positioned along the wall for added privacy, offers ample space for entertaining and relaxation. The attractive tiki, b...
- M20052999 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Immaculate and truly move-in ready! This spacious 2,868 sq. ft. RV lot delivers the perfect blend of comfort, style, and outdoor living—making it feel just like home the ...
- M20053305 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Exquisite lakefront lot backing onto the largest natural lake in the resort, offering breathtaking water views and a tranquil setting perfect for fishing and wildlife obs...
- M20053557 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
YOUR TROPICAL OASIS AWAITS! Ideally situated near the north satellite pool, this oversized 2,753-square-foot lot offers the perfect blend of convenience, privacy, and nat...
- M20053707 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
An oversized 3,334 sq ft lot offering refined resort-style living in a premier Class A motorcoach community. This enhanced property features a custom tiki hut with remote...
- M20053918 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Enjoy exceptional resort living on this beautifully appointed RV lot with sweeping golf course views and a stunning close-up perspective of a lighted water fountain—a set...
- M20054284 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Stunning Waterfront Lot with Breathtaking Views – A MUST SEE! This fully pavered, meticulously maintained waterfront lot offers the perfect blend of luxury, privacy, and ...
- M20054483 MLS
- Outdoor Resorts At St Lucie West Bldg.
- 34986 Zip Code
- Outdoor Resorts At St Lucie West SubDv.
Frame Homes for Sale in Port St. Lucie
Most houses in Port St. Lucie are built of concrete block and stucco, known locally as CBS. Wood-frame homes are the minority, and buyers often have questions about them: are they safe in a hurricane, do they cost more to insure, and what about termites?
The feed above shows Port St. Lucie listings recorded as frame construction. This page covers how frame compares with CBS, what it means for insurance and inspections, and the kind of buyer a frame home suits well.
Frame vs. CBS: The Basic Difference
| CBS (concrete block and stucco) | Exterior walls of concrete block, filled and reinforced at intervals, finished with stucco. The standard for Port St. Lucie single-family homes for decades. |
|---|---|
| Wood frame | Exterior walls of wood studs with sheathing, finished with siding or stucco over lath. Common across much of the country; less common in South Florida but built here too, including some two-story homes and additions. |
| Mixed construction | Many two-story homes use block on the first floor and frame on the second. Additions to CBS homes are also often frame. |
A frame home finished in stucco can look identical to a CBS house from the street. The property record, the inspection and a knock on the wall will tell you which you have.
How Frame Homes Handle Wind
What decides how a house performs in a hurricane is less the wall material than how the whole structure is tied together: the roof deck attachment, the roof-to-wall connections, the opening protection on windows and doors, and the building code the home was built under. A well-built frame home under modern Florida code can outperform an older block home with an original roof and no shutters.
That is why a wind mitigation inspection matters on any home, and especially a frame one. It documents the features that insurers credit, and it tells you where the house could be strengthened.
Insurance on a Frame Home
Insurers do rate construction type, and some carriers price frame homes differently from masonry homes or have tighter underwriting for them. How much it matters depends on the carrier, the age of the home, the roof and the wind mitigation features. My advice:
- Get an insurance quote during your inspection period, before your deposit goes hard.
- Have a wind mitigation report prepared so the quote reflects the home's actual features.
- Ask your agent to quote more than one carrier; appetite for frame homes varies.
I do not publish premium figures because they change quickly, but I can connect you with local agents who write frame homes regularly.
Termites and Moisture
Florida has both subterranean and drywood termites, and while they can damage the wood in any house — including the roof framing of a CBS home — a frame home has more wood to protect. Before buying:
- Order a wood-destroying organism (WDO) inspection from a licensed pest control company. Lenders often require one anyway.
- Ask whether the home has an active termite bond or treatment history, and whether it transfers.
- Have the inspector look for moisture at the base of walls, around windows and under siding or stucco, since wood and water do not mix.
Inspection Checklist for Frame Construction
- Exterior cladding. Cracks in stucco over frame can let water reach the wood. On siding, check for soft spots and gaps.
- Sill plates and bottom of walls. The first place rot or termite damage shows up.
- Roof-to-wall connections. Straps or clips, documented in the wind mitigation report.
- Windows and doors. Impact rating or shutter coverage, and flashing around the openings.
- Permits. Especially on frame additions to block homes, which were sometimes built without them.
Considering a frame home?
I can line up the WDO inspection, wind mitigation report and insurance quotes inside your inspection period so you know the real cost before you commit.
RE/MAX — Port St. Lucie agent.
Who a Frame Home Suits
Frame homes can sell at a lower price than comparable block homes because some buyers filter them out. For a buyer comfortable with the maintenance and the insurance homework, that can be an opportunity. Frame homes are also easier to remodel — moving an interior wall or adding a window is simpler than cutting block. Financing is the same as for any home; FHA, VA and conventional loans all work, subject to the usual condition standards.
If you would rather stick with masonry, the CBS homes page filters for concrete block construction only.
Related Searches
- CBS Homes
- CBS Homes $150K-$200K
- CBS Homes $200K-$250K
- Single-Family Homes
- No-HOA Homes
- Townhomes
- All Port St. Lucie Homes
Frequently Asked Questions
What is a frame home?
A home whose exterior walls are built of wood studs and sheathing rather than concrete block. It may be finished with siding or with stucco that makes it look like a block home.
Are frame homes safe in hurricanes?
A frame home built to modern Florida code with good roof attachment and opening protection can perform well. How the structure is tied together matters more than the wall material alone.
Is insurance more expensive on a frame home in Florida?
It can be, depending on the carrier, age, roof and wind mitigation features. Get quotes from more than one carrier during your inspection period.
How can I tell if a house is frame or CBS?
Check the property record and the listing details, and ask the inspector to confirm. A stucco finish can hide either type of construction.
Do I need a termite inspection on a frame home?
Yes. A wood-destroying organism inspection is strongly recommended on any Florida home and is especially important on a frame home. Lenders often require it.
Can I get an FHA or VA loan on a frame home?
Yes. Construction type does not disqualify a home. The property still has to meet the program's condition standards.
Frame Homes for Sale in Port St. Lucie — the current listings appear at the top of this page and update automatically from the MLS.
Recently Sold: Port St. Lucie Frame Homes
Closed sales of Port St. Lucie Frame Homes, updated from the MLS. Want to know what your home would sell for today? Call (772) 359-1926.
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