Search 55+ Houses Under $400K
55+ Houses Under $400,000 in Port St. Lucie
Welcome to this Lake front 2-2 Villa located in a resort community for active 55 up adults. The Cascades offers a Billard room, Library, fitness center with Saunas, heate...
- 2 Beds
- 2 Baths
- B26086111 MLS
- 34986 Zip Code
- Cascades At St Lucie West Phase 6 SubDv.
2 Bed/2 Bath Split floor plan offers privacy and versatility! guest bathroom opens to kitchen and bedroom for maximum flexibility. Indoor laundry, beautifully detailed r...
- B26086156 MLS
- 34952 Zip Code
- Eagle's Retreat At Savanna Club Phase 2 SubDv.
Turnkey luxury awaits on a premium corner lot in Vitalia, Tradition's premier active 55+ community! This immaculate 2BR+Den split-floorplan home shines with extensive 202...
- 2 Beds
- 2 Baths
- B26085749 MLS
- Vitalia At Tradition Bldg.
- 34987 Zip Code
- Tradition Plat No. 75 SubDv.
Welcome to resort-style living in Savanna Club! This spacious 3BR/2BA lakefront home offers nearly 2,000 sq ft of living space, a 2-car garage, open split-bedroom floor p...
- 3 Beds
- 2 Baths
- B26085341 MLS
- Savanna Club Bldg.
- 34952 Zip Code
- Eagle's Retreat At Savanna Club Phase 2 SubDv.
Designer-grade 2-bedroom, 2-bathroom, 1-car-garage CBS home built in 2021, located in Spanish Lakes Land Development. The oversized designer driveway leads through the ga...
- 2 Beds
- 2 Baths
- B26083793 MLS
- Spanish Lakes Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Enjoy waterfront living in this charming 2 bedroom + den, 2 bath home and experience the Florida lifestyle at it's best. Bright open floor plan features an eat-in kitche...
- 2 Beds
- 2 Baths
- B26083375 MLS
- 34986 Zip Code
- Casades At St Lucie West Phase 3 SubDv.
Beautifully transformed 2BR/2BA + den home in desirable Isle of Madeira at Kings Isle. Approximately $50K in improvements include commercial-grade, water-resistant luxury...
- 2 Beds
- 2 Baths
- B26083334 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Isle Of Madeira At Kings Isle SubDv.
Welcome to 527 NW Portofino Lane, a charming home tucked within the gated Kings Isle community in the heart of St. Lucie West. Offering two bedrooms, two bathrooms, appro...
- 2 Beds
- 2 Baths
- B26082982 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle SubDv.
Don't miss out on this popular Topaz model which sits on a corner lot in the desirable Cascades community. Home offers a split bedroom plan. All rooms are light and brigh...
- 3 Beds
- 2 Baths
- B26082720 MLS
- The Cascades Bldg.
- 34986 Zip Code
- Cascades At St Lucie West Phase 1 St Lucie West SubDv.
Welcome to Kings Isle in St. Lucie West! This 2BR + den, 2BA CBS home offers 1,536 sq. ft. of comfortable living in a gated 55+ community in Port St. Lucie. Features incl...
- 2 Beds
- 2 Baths
- B26082341 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase Iia SubDv.
Welcome home to this completely remodeled beauty. From all NEW flooring to all NEW lighting throughout the list is impressive. Here we go...NEW stunning LVP and the car...
- 2 Beds
- 2 Baths
- B26082206 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No 28 SubDv.
Welcome home to this exceptional single-family home in the premier, 24-hour gated and guarded access 55+ community of Vitalia at Tradition in Port St. Lucie, FL. This wel...
- 2 Beds
- 2 Baths
- B26081892 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No 28 SubDv.
Welcome to 415 NW Marsala Terrace in the desirable gated community of Kings Isle in St Lucie West! This spacious 2-bedroom, 2-bath home features a roof that is only about...
- 2 Beds
- 2 Baths
- B26081559 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase Iia SubDv.
LAND OWNED This home has it all! Beautifully updated 2 bedroom, 2 bath home with 2020 metal roof, impact windows, plantation shutters, tile throughout, updated kitchen w/...
- 2 Beds
- 2 Baths
- B26080008 MLS
- Savanna Club Bldg.
- 34952 Zip Code
- Savanna Club Plat Iii SubDv.
This 4-bedroom, 2-bathroom single-story home is set on a desirable corner lot, featuring effortless single-level living paired with an attached 2-car garage, dramatic cat...
- 4 Beds
- 2 Baths
- A12086567 MLS
- 34983 Zip Code
- Port St Lucie Section 27 SubDv.
Waterfront living in the active 55+ community of Spanish Lakes One! This 2-bedroom, 2-bath home is situated on a desirable lakefront lot and offers an open, light-filled ...
- 2 Beds
- 2 Baths
- B26079488 MLS
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Immaculate 2021 CBS Spanish Lakes single family home with full impact glass and metal roof! Furniture & Furnishings fully negotiable so you could move right in to your ne...
- 2 Beds
- 2 Baths
- M20056310 MLS
- Spanish Lakes One Leasehold Estates Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
This is it! Location, location! New to market, 1 story CBS custom home offers: 3 spacious bedrooms, 2 full baths, 2 car garage with 1,700 sq ft under Air, corner lot, lus...
- 3 Beds
- 2 Baths
- B26078996 MLS
- Vitalia Bldg.
- 34987 Zip Code
- Tradition Plat No 28 SubDv.
BRAND NEW $30,000 BARREL TILE ROOF! WILL BE COMPLETED SOON! NO NEED FOR A NEW ROOF 30-40 YEARS FROM NOW. Must see this lovely home, 3+2 split plan. Located on a quiet and...
- 3 Beds
- 2 Baths
- B26078221 MLS
- Cascades Bldg.
- 34986 Zip Code
- Cascades SubDv.
Welcome to this bright one-story residence in Cascades at St Lucie West Phase 1, Port St. Lucie, offering 1,434 square feet of comfortable living space. This two-bedroom,...
- 2 Beds
- 2 Baths
- B26077686 MLS
- 34986 Zip Code
- Cascades At St Lucie West Phase 1 SubDv.
Enjoy active-adult living in Cascades at St. Lucie West! Tucked away on a quiet cul-de-sac with additional guest parking, this spacious 2-bedroom, 2-bath home with a den ...
- 2 Beds
- 2 Baths
- B26077238 MLS
- 34986 Zip Code
- Cascades At St Lucie West Phase 1 Plat No 110 SubDv.
This single-story home in Cascades at St Lucie West Phase 3 offers 1,661 square feet of living space with three bedrooms and two full bathrooms. Located in Port St. Lucie...
- 3 Beds
- 2 Baths
- B26076196 MLS
- Cascades Bldg.
- 34986 Zip Code
- Casades At St Lucie West Phase 3 SubDv.
BRAND NEW ROOF, new luxury vinyl flooring throughout, remodeled kitchen with new cabinets and quartz counters and brand new range, AC unit 2025, washer dryer 2025, origin...
- 2 Beds
- 2 Baths
- B26076000 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle - Isle Of Capri SubDv.
Completely Renovated & Move-In Ready. Welcome home to this beautifully and completely renovated residence, thoughtfully updated from floor to ceiling and wall to wall wit...
- 2 Beds
- 1 Baths
- A12087486 MLS
- South Port Homes Bldg.
- 34952 Zip Code
- South Port St Lucie Unit SubDv.
Lakefront "Chardonnay" Model - Cascades at Saint Lucie West a premier age 55 plus community in Saint Lucie West with resort amenities. 2 Bedrooms, 2 Bathrooms plus Den wi...
- 3 Beds
- 2 Baths
- B26075406 MLS
- Cascades At Saint Lucie West Bldg.
- 34986 Zip Code
- Cascades SubDv.
Move-in ready, beautifully furnished, and built in 2023! This CBS-constructed 2-bedroom, 2-bath home combines modern style with easy, low-maintenance living. Step inside ...
- 2 Beds
- 2 Baths
- M20056181 MLS
- Spanish Lakes One Leasehold Estates Bldg.
- 34952 Zip Code
- Spanish Lakes One Leasehold Estates SubDv.
Welcome to Vitalia at Tradition, one of Port St. Lucie’s premier 55+ active adult communities! This well-maintained 2-bed, 2-bath home offers 1,594 sq. ft. of single-stor...
- 2 Beds
- 2 Baths
- M20056760 MLS
- Tradition 28 Bldg.
- 34987 Zip Code
- Tradition 28 SubDv.
NEW ROOF 2023, AC & WH 2024! THE LARGEST FLOORPLAN OFFERED IN ISLE OF TUSCANY. A METICULOUSLY MAINTAINED GENTLY LIVED IN 2 BED/2BATH PLUS DEN HOME OFFERS A GREAT OPPORTUN...
- 2 Beds
- 2 Baths
- B26074229 MLS
- Kings Isle-Isle Of Tuscany Bldg.
- 34986 Zip Code
- Kings Isle Phase Iia SubDv.
Welcome to this amazing waterfront home in Isle of Capri— a sought-after neighborhood in the vibrant community of Kings Isle, a gated 55+ active adult community in St. L...
- 2 Beds
- 2 Baths
- B26073569 MLS
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
Our most Popular Model: The Windsor offers unmatched value with 3 full bedrooms, 2 baths, and a car garage + golf-cart garage. Enjoy high vaulted ceilings, a chef's kitc...
- 3 Beds
- 2 Baths
- B26073040 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
The Gemini model is ideal for multi-use living, offering 2 full master suites, 2.5 baths, and a den that's perfect as an office or guest space. Designed for privacy and f...
- 2 Beds
- 3 Baths
- B26073044 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Experience comfort, style and unmatched value in the La Casita Floor Plan—featuring a spacious open-concept layout, 1 car garage, two bedrooms, two baths, a spacious walk...
- 2 Beds
- 2 Baths
- B26071668 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Agents please view broker remarks. Come explore your future residence, where resort-style living, exceptional amenities and an active social atmosphere come together in o...
- 3 Beds
- 2 Baths
- A12080300 MLS
- Valencia Grove Bldg.
- 34987 Zip Code
- Riverland Parcel C - Plat SubDv.
Discover effortless Florida living at the Isle of Capri in Kings Isle, one of Florida's premier active adult communities. This beautifully maintained home offers 2-bedroo...
- 2 Beds
- 2 Baths
- B26070796 MLS
- Kings Isle Bldg.
- 34986 Zip Code
- Kings Isle Phase Iic SubDv.
Come live the Florida lifestyle in this manufactured home community with resort style amenities including an 18-hole golf course, three swimming pools, three recreation ...
- 2 Beds
- 2 Baths
- B26070432 MLS
- 34952 Zip Code
- Savanna Club Plat Phase Three SubDv.
PRICE TO SELL! Move-in-ready 2018 CBS home in Spanish Lakes 55+. Vaulted ceilings, 2 en-suite bedrooms, 2 baths, and an open living area. Upgraded kitchen with granite, s...
- 2 Beds
- 2 Baths
- A12079949 MLS
- Spanish Lakes Bldg.
- 34952 Zip Code
- Spanish Lakes One Leaseho SubDv.
Highly popular Ruby model. 3/2. Open floor plan. Spacious eat in kitchen. Stainless steel appliances and ample cabinet and pantry space Great room features custom built i...
- 2 Beds
- 2 Baths
- B26069618 MLS
- The Cascades At St. Lucie West Bldg.
- 34986 Zip Code
- Cascades At Slw Phase 1 St Lucie West Plat No 110 SubDv.
LAND OWNED! Water View 2 bed 2 bath is immaculate with an incredible back patio overlooking the water that is perfect for outdoor gatherings, fishing--or both! Quiet cul ...
- 2 Beds
- 2 Baths
- B26069087 MLS
- 34952 Zip Code
- Savanna Club Plat Iii SubDv.
Experience comfort, style and unmatched value in the La Casita Floor Plan—featuring a spacious open-concept layout, 1 car garage, two bedrooms, two baths, a spacious walk...
- 2 Beds
- 2 Baths
- B26068270 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Experience comfort, style and unmatched value in the La Casita Floor Plan—featuring a spacious open-concept layout, 1 car garage, two bedrooms, two baths, a spacious walk...
- 2 Beds
- 2 Baths
- B26068238 MLS
- 34952 Zip Code
- Spanish Lakes Riverfront SubDv.
The Platinum offers incredible value with 2 full bedrooms plus a den, 2 baths, and a 1 car garage. Enjoy high vaulted ceilings, a chef's kitchen with a versatile peninsul...
- 2 Beds
- 2 Baths
- B26067892 MLS
- 34952 Zip Code
- Spanish Lakes One SubDv.
Welcome to 322 NW Tuscany in the desirable 55+ gated community of Kings Isle in St. Lucie West! This well-maintained 2-bedroom, 2-bath, 2-car garage home offers 1,372 sq....
- 2 Beds
- 2 Baths
- B26067131 MLS
- 34986 Zip Code
- Kings Isle Phase 1 SubDv.
Move-in ready and filled with natural light, this bright and open Isle of Madeira home in Kings Isle offers 2 bedrooms, 2 baths plus a versatile den/office. The updated k...
- 2 Beds
- 2 Baths
- B26066844 MLS
- Isle Of Madeira Bldg.
- 34986 Zip Code
- Kings Isle At Isle Of Madeira SubDv.
Why wait to build when this move-in-ready home in Veranda Preserve is ready now? Ideally located in one of Port St. Lucie's most convenient 55+ communities, just minutes ...
- 3 Beds
- 2 Baths
- B26066813 MLS
- Veranda Preserve Bldg.
- 34984 Zip Code
- Veranda Preserve West Phase 3 SubDv.
NEW ROOF & A/C 2024. NEW ELEC PANEL - 9/25/2026. Great opportunity to own this Emerald II model w/oversized bedrooms & baths. Formal dining room & separate living room. ...
- 2 Beds
- 2 Baths
- B26066623 MLS
- Kings Isle - Isle Of Tuscany Bldg.
- 34986 Zip Code
- Kings Isle Phase Iia SubDv.
Welcome to this beautifully appointed 2-bedroom, 2-bathroom home with a versatile den, offering just under 1,700 square feet of thoughtfully designed living space in the ...
- 2 Beds
- 2 Baths
- B26065879 MLS
- Vitalia At Tradition Bldg.
- 34987 Zip Code
- Tradition Plat No 35 SubDv.
Enjoy peaceful preserve views with no rear neighbors from this 2021 Lennar Beech model on the natural-gas west side of gated Veranda Preserve, an active 55+ community. Th...
- 2 Beds
- 2 Baths
- A12073595 MLS
- Veranda Preserve Wes Bldg.
- 34984 Zip Code
- Veranda Preserve West Pha SubDv.
Immaculate 3 bed, 2 bath. 2 car garage. Open floor plan and large and bright kitchen. Island and granite counter tops. Plantation shutters in bedrooms. Newer appliances...
- 3 Beds
- 2 Baths
- B26064672 MLS
- 34986 Zip Code
- Kings Isle Phase 6a SubDv.
Welcome to Kings Isle, a vibrant 55+ lifestyle community! This beautifully maintained CBS home features 2 bedrooms, 2 baths, a versatile den, and a 1-car garage, but the ...
- 2 Beds
- 2 Baths
- B26064318 MLS
- St Lucie West Plat #62 Kings Isle Phase Iv Lot 612 Bldg.
- 34986 Zip Code
- St Lucie West Plat No 36 SubDv.
Welcome home to this charming 3-bedroom, 2-bath residence located in the highly desirable Tradition community. Featuring a bright, functional floor plan and a spacious fe...
- 3 Beds
- 2 Baths
- B26063983 MLS
- 34987 Zip Code
- Tradition Plat No 29 SubDv.
55+ Single-Family Homes for Sale in Port St. Lucie Under $400,000
These are the single-family houses for sale in Port St. Lucie 55+ communities at $400,000 or less, updated live from the MLS. If you want a detached home with active adult amenities, this is the most affordable range. The snapshot and sold section below show real sold prices.
Thinking about buying or selling in a Port St. Lucie 55+ community?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
55+ Houses Under $400,000
Detached 55+ homes in this range are usually two- and three-bedroom homes in established and master-planned active adult communities, with clubhouses, pools and organized activities.
Port St. Lucie 55+ communities include LakePark at Tradition, Veranda Preserve, Riverland 55+ and Valencia Cay.
More 55+ Searches in Port St. Lucie
What to Check Before You Buy in a 55+ Community
| Age rules | Federal law lets a 55+ community require at least one resident age 55 or older in most homes. Each community sets its own rules for younger spouses, guests and children — read them before you buy. |
|---|---|
| HOA | The monthly fee, what it covers (clubhouse, activities, lawn, security) and any special assessment. |
| Rentals | Many 55+ communities limit leasing; check the minimum lease term and any waiting period. |
| CDD | Many newer 55+ communities have a CDD assessment on the property tax bill on top of the HOA. |
Financing depends on the property. Call before you write an offer — your RE/MAX agent is also a licensed loan officer.
Frequently Asked Questions
Can I buy a house in a 55+ community in Port St. Lucie for under $400K?
Yes. The listings above show every one, updated live from the MLS.
Do 55+ communities have a CDD?
Many newer ones do. The CDD assessment is on the property tax bill in addition to the HOA.
Does everyone in the home have to be 55 or older?
No. Federal rules require at least one resident age 55 or older in most homes, and each community sets its own rules for younger spouses, guests and children. Ask for the community’s age policy.
Can I use an FHA or VA loan in a 55+ community?
It depends on the property. Houses and fee-simple villas usually finance like any home; condos may need project approval. Call before you write an offer and we will check the specific home.
Want to tour 55+ communities in Port St. Lucie?
Talk to a local RE/MAX agent who works these listings every week — and who is also a licensed loan officer.
Call (772) 359-1926What’s My Home Worth?Get Pre-QualifiedRE/MAX serving Port St. Lucie 55+ buyers and sellers
Recently Sold in Port St. Lucie 55+ Houses Under $400K
Closed sales in Port St. Lucie 55+ Houses Under $400K, updated from the MLS. Want to know what your home would sell for today? Call (772) 359-1926.
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