Port St. Lucie Distressed Properties for Sale
Port St. Lucie Distressed Properties for Sale
Welcome to St. Andrews Preserve! Built in 2021, this single-story Port St. Lucie home offers 4 bedrooms, 2 baths, 1,867 square feet of living space, and a two-car garage....
- 4 Beds
- 2 Baths
- A12096782 MLS
- 34983 Zip Code
- The Preserve At St. Andre SubDv.
Foreclosure, Updated oak kitchen, Laminate flooring and appliances, New skirting, and White coated roof.Community with lounge, bar, pool, billiards, gym, sauna, shufflebo...
- 2 Beds
- 2 Baths
- M20054530 MLS
- Spanish Lakes Riverfront Bldg.
- 34952 Zip Code
- Spanish Lakes Riverfront SubDv.
FULLY RENOVATED & MOVE-IN READY! Renovated home has been updated from top to bottom, combining a fresh, modern interior with major system improvements. Improvements inclu...
- 3 Beds
- 2 Baths
- B26079013 MLS
- 34953 Zip Code
- Port St Lucie Section 41 SubDv.
This house has so much potential. Great location near Golf Course, close to beaches and shopping. Use your imagination to see what a beautiful home can be. Cash offers re...
- 3 Beds
- 2 Baths
- B26078508 MLS
- 34952 Zip Code
- South Port St Lucie Unit 5 SubDv.
The property is subject to a 3 Day First Look Period. The seller will look at and negotiate offers after this period. Cash offers require 10% EMD or $1,000.00 minimum, wh...
- 3 Beds
- 2 Baths
- B26074602 MLS
- 34952 Zip Code
- Port St Lucie Section 30 SubDv.
LAND OWNED, SAVE YOU THOUSAND A YEAR ON LAND LEASE! Rare 3-bedroom, 2-bath manufactured home in Savanna Club on corner lot offers 1,664 square feet of single-story livin...
- 3 Beds
- 2 Baths
- B26073041 MLS
- Savanna Club Bldg.
- 34952 Zip Code
- Savanna Club Plat I SubDv.
Welcome to this absolutely STUNNING 3-bedroom + Flex room, 2-bath Mystique model in the highly sought-after Veranda Gardens community. This spacious home features open-c...
- 3 Beds
- 2 Baths
- B26069298 MLS
- Veranda Gardens Bldg.
- 34984 Zip Code
- Veranda Gardens East Phase 4 SubDv.
Unlock the possibilities situated on a spacious 0.28-acre lot in the River Park area, this 3-bedroom, 2-bath concrete-block home offers 977 square feet of living space an...
- 3 Beds
- 2 Baths
- B26068931 MLS
- 34983 Zip Code
- River Park Unit 5 SubDv.
2023 built CBS home that has all the features many are looking for – four bedrooms, two bathrooms, two cargarage, open floor plan, impact windows, higher ceilings, back p...
- 4 Beds
- 2 Baths
- A12076414 MLS
- 34953 Zip Code
- Port St Lucie Section 14 SubDv.
Great value in the CBS four-bedroom home with many features that include two bathrooms, two car garage, family room, back patio under roof backing up to wooded area, tile...
- 4 Beds
- 3 Baths
- A12073964 MLS
- 34952 Zip Code
- Las Palmas SubDv.
Virtually staged/AI Enhanced photos illustrate POTENTIAL improvements, see ORIGINAL photos for current condition" Large home, open-concept floorplan with 2 bedrooms and...
- 2 Beds
- 2 Baths
- B26064956 MLS
- 34952 Zip Code
- Eagle's Retreat At Savanna Club Phase 2 SubDv.
This 2-bedroom, 2-bathroom Isabella Model showcases an open concept floor plan with vaulted ceilings that flood the interior with volume and light. Lake views frame the l...
- 2 Beds
- 2 Baths
- B26064784 MLS
- Pga Verano Bldg.
- 34986 Zip Code
- Verano Pud No 1 Plat No 19 SubDv.
Excellent Opportunity! Charming well maintained 3-bedroom (3rd bed is a converted garage), 3-bath single-family with a family room on a large lot with plenty of room for ...
- 3 Beds
- 3 Baths
- B26064248 MLS
- 34983 Zip Code
- Port St Lucie Section 26 SubDv.
Bring your vision to this lakefront home in Kings Isle! Located in the Isle of San Marino section of this desirable 55+ gated St. Lucie West community, this 2-bedroom, 2-...
- 2 Beds
- 2 Baths
- B26063971 MLS
- St Luice West Plat #62 Bldg.
- 34986 Zip Code
- St Lucie West Plat No 36 SubDv.
Step into this newly built 2022 home, featuring three bedrooms, two bathrooms, and a seamless flow of tile throughout. Why wait to build? This is your chance to make it y...
- 3 Beds
- 2 Baths
- B26063371 MLS
- 34984 Zip Code
- Port St Lucie Section 13 SubDv.
Welcome home to your new home in the desirable 55+ community of Savanna Club! Just relax and enjoy the serenity or join in the or multitude of activities available. This...
- 3 Beds
- 2 Baths
- B26060270 MLS
- 34952 Zip Code
- Eagle Retreat At Savanna Club SubDv.
Welcome to resort-style living in the highly sought-after Cascades at St. Lucie West, a premier gated 55+ community! This lakefront home offers comfortable living with a...
- 2 Beds
- 2 Baths
- B26060243 MLS
- 34986 Zip Code
- Cascades At St Lucie West SubDv.
Welcome to The Cascades at St. Lucie West, a premier gated 55+ community offering an active, resort-style lifestyle. This well-maintained 2-bedroom, 2-bath home with den ...
- 2 Beds
- 2 Baths
- B26058942 MLS
- 34986 Zip Code
- Casades At St Lucie West Phase 3 SubDv.
Opportunity knocks! This spacious pool home offers features that are hard to find at this price. Situated on nearly ½ acre with a double lot, this pool home offers room t...
- 3 Beds
- 3 Baths
- B26058909 MLS
- 34953 Zip Code
- Port St Lucie Section 14 SubDv.
Brand new home. This beautiful new construction offers a spacious layout with modern design, high ceilings, and an open-concept kitchen — perfect for families or anyone w...
- 4 Beds
- 3 Baths
- A11993610 MLS
- 34987 Zip Code
- Cadence Phase Ii SubDv.
This 3-bedroom, 2-bath home features vaulted ceilings which create a bright open feel, while the pass-through kitchen overlooks the spacious screened patio-perfect for ...
- 3 Beds
- 2 Baths
- B26046664 MLS
- 34983 Zip Code
- Port St Lucie Section 27 SubDv.
3 bedrooms, 2 bath, 1,571 square foot single home sitting on 9,918 square foot corner lot. It will need repairs but has so much potential. Make it your own. Jump on this ...
- 3 Beds
- 2 Baths
- B26035788 MLS
- 34987 Zip Code
- Port St Lucie Section 35 SubDv.
AUCTION. Affordable ranch home offers a great opportunity as a first home. Home features 3 beds, 2 baths, separate living and dining areas, an attached garage and the hom...
- 3 Beds
- 2 Baths
- B26030568 MLS
- 34953 Zip Code
- Port St Lucie Section 42 1st Replat SubDv.
Opportunity awaits in this 3-bedroom, 2-bath home located in the heart of Port St. Lucie! Situated on a generously sized lot, this property offers a large backyard with p...
- 3 Beds
- 2 Baths
- B26010740 MLS
- 34984 Zip Code
- Port St Lucie Section 18 SubDv.
:Beautiful Marquis model built by Gem Builders, price just lowered for quick sale, this CBS home features, extended screened porch, back-up generator system, tinted windo...
- 3 Beds
- 3 Baths
- R11166420 MLS
- 34983 Zip Code
- Port St Lucie Section 43 SubDv.
Calling all visionaries! This home The Preserve at Savanna Club is bursting with opportunity and ready for a complete transformation. Features a spacious layout just wait...
- 3 Beds
- 2 Baths
- R11165254 MLS
- 34952 Zip Code
- The Preserve At Savanna Club SubDv.
A welcoming layout and generous outdoor space define this 2-bedroom, 2-bath home with an attached 1-car garage. The property features a covered front porch, rear patio, a...
- 2 Beds
- 2 Baths
- F10548841 MLS
- 34983 Zip Code
- Port St Lucie Sec 26 SubDv.
Port St. Lucie Distressed Properties for Sale
The listings above are distressed properties in Port St. Lucie, homes, condos and townhouses the MLS marks as foreclosures, active and pending, updated automatically. Distressed sales can be a way to buy below the price of a comparable resale, but they come with their own rules, timelines and risks.
Below: the kinds of distressed sales you will see, how each one works, how to tell a real bargain from a money pit, and help for owners who are behind on their mortgage.
The Kinds of Distressed Sales in Port St. Lucie
Bank-owned (REO). The lender already owns the home after the foreclosure. It is listed in the MLS, you can inspect it, and you can use a mortgage. These are the listings above. For price-range searches, see Port St. Lucie foreclosures.
Short sale. The owner is selling for less than the loan balance and the lender has to approve the price. You get a normal inspection period, but the lender's approval can take weeks or months, and the lender can counter or say no.
Foreclosure auction. In St. Lucie County, court-ordered foreclosure sales are held online through the Clerk of Court. Bidders usually need cash, pay a deposit the day of the sale, and buy without an inspection. Title issues and occupants become the buyer's problem.
Pre-foreclosure. The owner has fallen behind but the case has not gone to sale yet. These homes are not usually listed, and any purchase has to be handled carefully and in writing.
Side by Side
| Bank-owned | Short sale | Auction | |
|---|---|---|---|
| Inspection | Yes | Yes | No |
| Mortgage allowed | Yes | Yes | Usually cash |
| Timeline | 30–45 days after acceptance | Weeks to months for approval | Days |
| Title insurance | Standard | Standard | Buyer's risk |
| Condition | As-is | Usually as-is | Unknown |
Looking at a distressed property?
Send me the address. I will check the sale history, likely repairs and loan options, and tell you what to watch for before you offer.
REMAX — Treasure Coast agent and licensed mortgage loan officer, NMLS #1883073.
Is It Really a Bargain?
A distressed price only helps if the numbers still work after repairs, insurance and closing costs. Before you offer:
- Compare to recent sales, not just to other listings. A price below the neighborhood's asking prices may still be close to what similar homes sold for.
- Price the repairs. Roofs, air conditioning, plumbing and water damage are the common big-ticket items on vacant homes.
- Get an insurance quote early. In Florida an old roof or outdated electrical panel can make a home hard to insure, and without insurance there is no loan.
- Check liens and HOA balances. Some municipal liens, unpaid taxes and association dues can follow the property. A title search and, for HOA or condo homes, an estoppel letter answer this.
- Plan for competition. Well-priced bank-owned homes in Port St. Lucie often draw several offers.
Financing a Distressed Property
Conventional loans work well on homes in livable condition. FHA and VA loans have property standards the home has to meet at closing, and banks rarely make repairs. For a house that needs work, a renovation loan such as FHA 203(k) or Fannie Mae HomeStyle can cover the purchase and repairs in one loan. As a licensed mortgage loan officer, I can tell you which program fits a specific property before you make an offer.
If You Own a Home and Are Behind on Payments
If you are behind on your mortgage in Port St. Lucie, you may have more options than you think. Depending on your situation, lenders may consider a repayment plan, a loan modification, a short sale, or a deed in lieu of foreclosure. Talk with your lender early, and consider speaking with a HUD-approved housing counselor or a real estate attorney about your rights.
If selling is the best route, I can help you understand what your home would sell for and whether a traditional sale or a short sale makes more sense. These conversations are confidential.
Related Searches
- Foreclosures by Price
- No HOA Homes
- Houses Under $300K
- CBS Homes
- Jensen Beach Distressed
- Fort Pierce Distressed
Frequently Asked Questions
What is a distressed property?
A home being sold because the owner or lender is under financial pressure, such as a bank-owned foreclosure, a short sale or a foreclosure auction.
What is the difference between a foreclosure and a short sale?
In a foreclosure the lender has taken the home back and sells it. In a short sale the owner still owns it and the lender must approve a price below the loan balance.
Can I get a mortgage on a distressed property?
Yes for bank-owned homes and short sales, if the home meets the loan program’s standards. Auctions usually require cash.
Are distressed homes always cheaper?
Not always. Compare the price with recent sales and add repairs, insurance and closing costs before deciding.
Where are foreclosure auctions held in St. Lucie County?
Online, through the St. Lucie County Clerk of Court.
I am behind on my mortgage. What should I do?
Contact your lender early and consider a HUD-approved housing counselor or an attorney. Options can include a repayment plan, modification, short sale or deed in lieu.
Port St. Lucie Distressed Properties for Sale — the current listings appear at the top of this page and update automatically from the MLS.
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PORT ST LUCIE HOMES FOR SALE BY HOA COMMUNITY OR NEIGHBORHOOD
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55+, Senior, Retirement Communities
Homes For SALE By Zip Code Port Saint Lucie
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