Jensen Beach FL Foreclosures & Short Sales

Bank-owned homes, foreclosures and short sales in Jensen Beach, FL 34957, updated automatically from the MLS. The listings on this page are the distressed properties in Jensen Beach that are active or under contract right now, on both the mainland and the Hutchinson Island side. Distressed listings do not come up often in Jensen Beach and the good ones go quickly, so if nothing here fits, call us and we will alert you the day a new one lists.

Foreclosure, Bank-Owned or Short Sale: What's the Difference?

What to Check Before You Buy a Distressed Home in Jensen Beach

• Condition and insurability. Many distressed homes have sat empty. Have the roof, electrical panel, plumbing and any mold or water damage inspected. These drive whether the home can be insured, and in Florida that can make or break the deal.
• Flood zone. Most mainland Jensen Beach is flood zone X, but streets near the Indian River and St. Lucie River can be AE. Get a flood quote early.
• HOA and condo balances. Unpaid association dues and special assessments can follow the unit. Get an estoppel letter, and for condos ask about milestone inspections and reserves.
• Title and liens. Use a title company that knows distressed sales. Code liens and open permits are common.
• Financing. Some bank-owned homes will not qualify for a standard loan until repairs are made. Renovation loans can cover purchase plus repairs in one mortgage.

Where Distressed Listings Show Up in Jensen Beach

Over the last few years, bank-owned and short-sale listings in Jensen Beach have come from a mix of mainland single-family neighborhoods, villa and condo communities on the mainland, and older condo buildings on Hutchinson Island. Island condos come with their own checklist of building age, recertification and assessments. See our Jensen Beach island condos page for that side.

Jensen Beach Foreclosure FAQ