Search Stuart Homes & Condos Under $250K
Stuart Homes & Condos Under $250K
Peaceful & relaxing Golf & Water views from this 2nd floor, Corner unit. Light & bright. Fully furnished. Walk in and be ready to fall in love. Cheerful, happy..move righ...
- 2 Beds
- 2 Baths
- M20049080 MLS
- 34994 Zip Code
- King Mountain/Monterey SubDv.
Stuart, FL Homes & Condos for Sale Under $250,000
Under $250,000 is the entry level of the Stuart market. Most of what sells at this price is a 1- or 2-bedroom condo in an established community, many of them 55+, with some villas, a few townhomes and manufactured homes in the mix. Single-family houses under $250,000 are rare, and the ones that come up usually need a roof, kitchen or both.
The live listings on this page show Stuart homes, condos, townhomes and manufactured homes listed at $250,000 or less in zips 34994, 34996 and 34997, and they update automatically from the MLS.
What $250,000 Buys in Stuart
| Property types | Mostly condos; some villas, townhomes and manufactured homes; very few houses |
|---|---|
| Size | Mostly 1 and 2 bedrooms, roughly 800 to 1,200 sq ft |
| Age | Mostly built in the 1970s and 1980s, with many updated interiors |
| Age restrictions | A large share of the condo communities at this price are 55+ |
| HOA | Monthly fees vary by community and are subject to change; ask for the current budget |
| Buyers | Many pay cash; financed buyers need a lender-approved condo project |
Where to Look
The Stuart communities with the most listings under $250,000 are the older condo villages: Vista Pines, Cedar Pointe, Kingswood, Vista del Lago, South River Village and Miles Grant. All of these are 55+, so check the age rules and any minimum-age requirement for a second occupant.
For all ages, look at King Mountain at Monterey Yacht & Country Club and Conquistador, and watch for manufactured homes in the land-lease and resident-owned parks around south Stuart. For the lowest prices, see Stuart condos under $200,000; for a bit more room, see Stuart homes and condos under $300,000.
Thinking about buying or selling a Stuart condo under $250K?
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Martin County specialists
Before You Buy
At this price the monthly association fee matters as much as the purchase price. Ask for the association budget, the latest financials and any planned special assessments. For buildings three stories and taller, Florida requires a milestone inspection and a structural reserve study, so ask for the most recent of each. Check the rules on age, pets, rentals and buyer approval, and whether the fee covers building insurance. For a manufactured home, confirm whether the land is owned or leased and what the lot rent is.
Financing
Many buyers under $250,000 pay cash. If you are financing, the condo project must meet lender guidelines, and FHA and VA loans need an approved project. AL is both a RE/MAX broker associate and a licensed mortgage loan officer (NMLS #1883073), so he can check a building before you write an offer and tell you which loan programs will work. Call (772) 359-1926.
Looking for more space? See Stuart houses under $400,000, all Stuart condos and Stuart 55+ communities.
FAQs
What can I buy in Stuart for under $250,000?
Mostly 1- and 2-bedroom condos in established communities, plus some villas and manufactured homes. Single-family houses under $250,000 are rare in Stuart, and most that appear need work.
Are most Stuart condos under $250,000 in 55+ communities?
A large share are. Vista Pines, Cedar Pointe, Kingswood, Vista del Lago, South River Village and Miles Grant are all 55+. Check the age rules on each community page before you fall in love with a unit.
What are HOA fees on Stuart condos under $250,000?
Fees vary a lot by community and are subject to change, but they often cover exterior maintenance, building insurance, water and amenities. Ask for the current association budget with every offer.
Can I finance a Stuart condo under $250,000?
Yes, but many buyers in this range pay cash, and a financed purchase requires the condo project to meet lender guidelines. FHA and VA loans need an approved project. AL is a licensed mortgage loan officer (NMLS #1883073) and can check a building before you make an offer.
Ready to look at Stuart homes and condos under $250K?
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Martin County specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales in a specific community, call us.