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Stuart Homes & Condos Under $300K

Stuart, FL Homes & Condos for Sale Under $300,000

Under $300,000, Stuart buyers are mostly shopping condos, with some townhomes, villas and manufactured homes in the mix. About a third of all Stuart home sales over the last four years were under $300,000, and most were 1- and 2-bedroom condos in established communities in zips 34994, 34996 and 34997.

The live listings on this page show Stuart homes, condos, townhomes and manufactured homes listed at $300,000 or less, and update automatically from the MLS.

What $300,000 Buys in Stuart

Share of sales About 1 in 3 Stuart sales (MLS, last 4 years)
Property types About 7 in 10 condos; about 1 in 10 townhomes and 1 in 10 manufactured homes
Size Mostly 2 bedrooms, about 1,100 sq ft
Age Mostly built in the 1970s and 1980s
55+ About 6 in 10 sales were in 55+ communities
HOA Typically about $500 a month (subject to change)
Buyers About 2 in 3 paid cash

Where to Look

The communities with the most sales in this range were Vista Pines, Cedar Pointe, King Mountain at Monterey Yacht & Country Club, Vista del Lago, Kingswood, Miles Grant, Conquistador and South River Village. Many of these are 55+.

For all ages, look at the townhomes in Emerald Lakes and River Pines. For lower budgets, see Stuart homes and condos under $250,000 and Stuart condos under $200,000.

Thinking about buying or selling a Stuart condo under $300K?

Current listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Martin County specialists

Before You Buy

Condo costs go beyond the price. Ask for the association budget and any planned special assessments. For buildings three stories and taller, Florida also requires a milestone inspection and a structural reserve study, so ask for the latest of each. Check the rules on age, pets, rentals and approval, and whether the fee covers building insurance. For a manufactured home, confirm whether the land is owned or leased.

Financing

About 2 in 3 buyers in this range paid cash. If you are financing, the condo project must meet lender guidelines, and FHA and VA loans need an approved project. AL is a licensed mortgage loan officer (NMLS #1883073) and can check a building before you make an offer.

Looking for more space? See Stuart homes and condos under $350,000, Stuart houses under $400,000, Stuart townhomes, all Stuart condos and Stuart 55+ communities.

FAQs

What can I buy in Stuart for under $300,000?

Mostly condos, plus some townhomes, villas and manufactured homes. Over the last four years about 7 in 10 Stuart sales under $300,000 were condos, about 1 in 10 were townhomes and about 1 in 10 were manufactured homes. Single-family houses under $300,000 are rare.

Are most Stuart condos under $300,000 in 55+ communities?

More than half are. About 6 in 10 sales under $300,000 were in 55+ communities, but all-ages options include Emerald Lakes and River Pines. Check the age rules on each community page.

What are HOA fees on Stuart condos under $300,000?

The typical monthly association fee on sales in this range was about $500, and it often covers exterior maintenance, insurance on the building, water and amenities. Fees vary a lot by community and are subject to change, so ask for the current budget.

Can I finance a condo under $300,000 in Stuart?

Yes, but about 2 in 3 buyers in this range paid cash. The condo project has to meet lender guidelines, and FHA and VA loans need an approved project. AL is a licensed mortgage loan officer (NMLS #1883073) and can check a building before you make an offer. Call (772) 359-1926.

What should I check before buying a Stuart condo?

Ask for the latest milestone inspection and structural reserve study, the association budget and any planned special assessments. Florida's condo safety laws passed after 2022 require these for buildings three stories and taller.

Ready to look at Stuart homes and condos under $300K?

Current listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Martin County specialists

We do not post static sold prices on this page because they go out of date quickly. For recent sales in a specific community, call us.