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Luxury Homes for Sale in Stuart FL

Luxury Homes for Sale in Stuart, FL

Stuart's luxury market is built around the water. About 1 in 9 Stuart home sales over the last three years closed at $1 million or more, and about 6 in 10 of those were waterfront, many with a private dock. Most were single-family homes in Sewall's Point, on Hutchinson Island at Sailfish Point, along the St. Lucie River, and in gated club communities in south Stuart.

This page covers where Stuart's luxury homes are and what matters most when buying at this level. The live Stuart luxury listings update automatically from the MLS.

Stuart Luxury Homes at a Glance

Share of sales About 1 in 9 Stuart home sales closed at $1 million or more (MLS, last 3 years)
Home types About 85% single-family
Waterfront About 6 in 10 were waterfront; about half had a dock
Pool About 3 in 4 had a private pool
Gated or club About 1 in 3 were in gated communities
How buyers paid About 2 in 3 paid cash

Where Stuart's Luxury Homes Are

Sewall's Point, Rio Vista & Castle Hill

About 1 in 5 Stuart luxury sales. Riverfront and lagoon-front estates on and near the Sewall's Point peninsula.

Hutchinson Island

About 1 in 5 Stuart luxury sales, most of them at Sailfish Point, the private club at the St. Lucie Inlet.

Riverfront North Stuart & Downtown

Gated & club communities in south Stuart

Banyan Bay also had a steady share of luxury sales. See also Stuart waterfront homes and Stuart golf communities.

Thinking about buying or selling a luxury home in Stuart?

Private showings, off-market options and financing for high-value homes from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

Buying a Luxury Home in Stuart

Item What to check
Water and boating Route to the St. Lucie Inlet, water depth, any fixed bridges, and the condition of the seawall, dock and lift.
Insurance Get wind and property insurance quotes early. On high-value waterfront homes, premiums vary widely.
Club and HOA In club communities, confirm whether membership is required and the initiation fee and dues.
Jumbo financing Most buyers at this level paid cash, but jumbo loans are common too. Their rules differ from standard loans.

AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073), so he can set up jumbo financing and the purchase in one place.

Stuart Luxury Home FAQs

Where are the luxury homes in Stuart, FL?

Most Stuart luxury sales were in Sewall's Point, Rio Vista and Castle Hill, at Sailfish Point on Hutchinson Island, along the river in North River Shores and St. Lucie Estates, and in gated communities such as Tres Belle, Mariner Sands and the Yacht & Country Club of Stuart.

Are most Stuart luxury homes on the water?

Yes. About 6 in 10 Stuart homes that sold for $1 million or more were waterfront, and about half had a dock.

Do Stuart luxury buyers use financing?

About 2 in 3 paid cash. The rest mostly used conventional or jumbo loans. AL, a licensed mortgage loan officer (NMLS #1883073), can pre-approve you for a jumbo loan. Call (772) 359-1926.

Are there luxury condos in Stuart?

Yes, mostly on Hutchinson Island and along the river. See Stuart luxury condos.

Thinking about buying or selling a luxury home in Stuart?

Get current luxury listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

We do not post static sold prices on this page because they go out of date quickly. For recent luxury sales on a particular street, call us.