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Stuart FL Condos for Sale

Stuart, FL Condos for Sale

Condos are about one in three Stuart home sales, which makes Stuart one of the busiest condo markets on the Treasure Coast. Most are in established communities built in the 1970s and 1980s. They sit along the St. Lucie River, around downtown, on Hutchinson Island and in Port Salerno, and about half are in 55+ communities.

This page covers where Stuart's condos are, the rules that come with them, and what to check before you buy an older Florida condo today. The live Stuart condo listings are below and update automatically from the MLS.

Stuart Condos at a Glance

Share of Stuart sales About 1 in 3 home sales (MLS, last 3 years)
Typical unit About 7 in 10 sold condos had 2 bedrooms
Age More than 8 in 10 were built before 1990; very few are newer than 2010
55+ communities About half of condo sales
Waterfront About 4 in 10 condo sales were marked waterfront
Amenities Nearly all have a community pool; many include cable or internet in the fee
Cash buyers About 3 in 4 condo sales closed in cash
Zip codes 34994, 34996, 34997

Where Stuart's Condos Are

Downtown & Central Stuart

About half of all Stuart condo sales are here. It includes large 55+ communities, marina condos on the river and smaller buildings close to the Riverwalk and downtown restaurants.

Hutchinson Island (Stuart side)

Oceanfront and river-view condos on the barrier island, about 1 in 6 Stuart condo sales. Sailfish Point, at the island's southern tip, has condos as well as single-family homes.

North Stuart / North River Shores

Condo communities on the north side of the St. Lucie River, several of them on the water.

Port Salerno, Manatee Pocket & South Stuart

Golf-course condos, marina condos near the Manatee Pocket, and gated 55+ communities.

Looking for a condo on the water? See Stuart waterfront homes for sale. For all property types, see Stuart homes for sale.

Thinking about buying or selling a condo in Stuart?

We check the association's rules, reserves and financing picture with you before you make an offer.

RE/MAX - local Stuart and Treasure Coast specialists

Stuart 55+ Condos

About half of Stuart's condo sales are in 55+ communities. The largest, including Cedar Pointe, Vista Pines, Kingswood, South River Village and Vista Del Lago, are all 55+. They offer single-level living, a community pool and clubhouse, and grounds maintenance included in the monthly fee. Age rules come from each association's documents, so we confirm the current rules, including whether younger owners or guests can stay, for any building you look at.

Rules & Buyer Approval

Stuart condo associations are often strict, and the rules can decide whether a unit works for you. Here is how common each rule was among Stuart condo sales in the MLS over the last three years:

Rule How common What to ask
Leasing restrictions About 3 in 4 sales Minimum lease length, how many times a year, and any waiting period after you buy
Application fee About 3 in 4 sales The fee amount and how long approval takes
Personal interview Close to half of sales Whether it can be done by phone or video if you are out of state
No pets allowed About 4 in 10 sales Size, weight and number limits where pets are allowed

Rules change when associations vote on them, so we always read the current documents instead of relying on the listing.

Have a dog or cat? See pet-friendly condos for sale in Stuart for the buildings that most often allow pets.

Buying an Older Stuart Condo

More than 8 in 10 Stuart condos sold in the last three years were built before 1990, and Martin County's four-story height limit means few new condos are being built. Florida now requires structural inspections and reserve studies for many older condo buildings of three or more stories, and these can lead to higher monthly fees or special assessments. Before you buy, ask for:

  • The most recent structural (milestone) inspection report, if the building needs one
  • The structural integrity reserve study and the current reserve balance
  • Any special assessments, whether already approved or being discussed
  • The association budget and the last few board meeting minutes
  • Roof age, and what the master insurance policy covers
A well-run older building with healthy reserves can be a better buy than a cheaper unit in a building facing a large assessment. We review these documents with you before you are under contract.

Cash vs. Financing a Stuart Condo

About three out of four Stuart condo sales in the last three years closed in cash. If you plan to finance, the building matters as much as your credit. Lenders review the association itself, including its budget, reserves, insurance, inspections and owner-occupancy. A unit you love can still be hard to finance if the building has problems.

AL is both a Florida real estate broker associate with RE/MAX and a licensed mortgage loan officer (NMLS #1883073). He can check a building's financing picture early, before you spend money on inspections and appraisals.

Stuart Condo FAQs

How many condos are for sale in Stuart, FL?

Condos are about one in three Stuart home sales. The number for sale changes daily, so see the live Stuart condo listings on this page for what is available right now.

Are there 55+ condos for sale in Stuart, FL?

Yes. About half of Stuart condo sales are in 55+ communities, including Cedar Pointe, Vista Pines, Kingswood, South River Village and Vista Del Lago.

Are there new condos in Stuart, Florida?

Very few. More than 8 in 10 Stuart condos sold in the last three years were built before 1990, and Martin County's four-story height limit keeps new condo construction rare. Most buyers choose from established communities.

Can I rent out my Stuart condo?

It depends on the building. About three out of four Stuart condo sales had leasing restrictions, such as minimum lease terms or limits on how often you can rent. Check the current association documents before you buy if renting matters to you.

Do Stuart condos allow pets?

Some do and some do not. About 4 in 10 Stuart condo sales were in communities that do not allow pets. Where pets are allowed, there are often size or number limits.

Where are the oceanfront condos in Stuart?

Stuart's oceanfront condos are on Hutchinson Island, including Sandpebble and other buildings along the island, plus Sailfish Point at the southern tip.

Can I get a mortgage on a Stuart condo?

Often, yes, but the lender will review the condo association as well as you. The building's reserves, insurance, inspections and owner-occupancy all matter. AL, a licensed mortgage loan officer (NMLS #1883073), can check this early. Call (772) 359-1926.

Thinking about buying or selling a condo in Stuart?

Get current condo listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

Stuart Condos for Sale

The listings below update automatically from the MLS. We do not post static sold prices on this page because they go out of date quickly. For recent condo sales in a particular building, call us.