Search Stuart Homes Under $500K
Stuart FL Homes Under $500,000
WELCOME HOME to the 55+ community of Leisure Village located in the heart of Stuart! This 2 bedroom 2 bathroom home has been updated to include a new vapor barrier, new ...
- 2 Beds
- 2 Baths
- B26006430 MLS
- 34994 Zip Code
- Leisure Village Mobile Hm Pk Unrec Co-Op SubDv.
Spacious, light and bright 4 bedroom/2 bath single family home in the heart of Stuart. No HOA. Attractive Seller financing available. Located on a quiet street with fence...
- 4 Beds
- 2 Baths
- B26005115 MLS
- 34994 Zip Code
- Lawler Heights SubDv.
Welcome to this inviting 2 bedroom, 2 bath home in the highly sought after Natalie Estates community of Stuart. This residence offers a bright, open layout with comfortab...
- 2 Beds
- 2 Baths
- B26004671 MLS
- 34997 Zip Code
- Natalie Estates Mobile Home Park Co-Op SubDv.
A true golfer's retreat in the prestigious gated community of Willoughby Golf Club. This beautifully maintained 3-bedroom, 2.5-bath home offers tranquil fairway views fra...
- 3 Beds
- 3 Baths
- R11165019 MLS
- 34997 Zip Code
- Willoughby SubDv.
SHORT SALE -Sale & Terms are subject to lender approval. REDUCED for Quick Sale - WOW* APPRAISED at $489k** SOLID CBS Home w/Metal Roof & Newer Windows & Doors on an Ove...
- 4 Beds
- 3 Baths
- R11164901 MLS
- Coral Gardens, Hibiscus Park Newer Bldg.
- 34997 Zip Code
- Coral Gardens SubDv.
Discover Florida living in this well‑kept home located in the welcoming 55+ community of Natalie Estates in Stuart. The kitchen features ample cabinetry and counter...
- 2 Beds
- 2 Baths
- R11161543 MLS
- 34997 Zip Code
- Natalie Estates Ro Association, Inc. SubDv.
PRICED TO SELL (AS IS) - Come ALL Investors & Or Buyers! Located in the hidden gem community of South River Colony, this ranch style 4-bedroom, 2-bath home offers an incr...
- 4 Beds
- 2 Baths
- R11161536 MLS
- South River Colony Bldg.
- 34997 Zip Code
- South River Colony SubDv.
If you're looking for a large home, this is the one for you. One of the largest in the community and the private location, backing to a greenbelt, make this house very d...
- 2 Beds
- 2 Baths
- R11160193 MLS
- Pinelake Gardens & Estates Bldg.
- 34997 Zip Code
- Pinelake Gardens & Estates SubDv.
Welcome to 907 SE Lake Street WITH NO H.O.A. THIS 4 BED/2 BATH HOME HAS NUMEROUS UPGRADES FEATURING IMPACT WINDOWS AND DOORS.LUXURY VINYL FLOORS THROUGHOUT. KITCHEN HAS B...
- 4 Beds
- 2 Baths
- R11159628 MLS
- 34994 Zip Code
- Sherwood Forrest SubDv.
Fully renovated 3-bedroom, 2-bathroom home located in DESIRABLE Downton Stuart. This move-in- ready property features a brand-new kitchen with modern cabinets, granite co...
- 3 Beds
- 2 Baths
- R11159071 MLS
- 34994 Zip Code
- River Point SubDv.
This wonderful 3 Bed 2 Bath 1,860 sf home is a frame on modular. The home is located on a .279-acre lot near I-95 access, dining, shopping, beaches, and the great schools...
- 3 Beds
- 2 Baths
- R10950724 MLS
- 34997 Zip Code
- Libbys Estates SubDv.
Stuart, FL Homes for Sale Under $500,000
Under $500,000 is the working range for single-family houses in Stuart. Below $400,000 the choices are mostly older concrete-block homes that need some updating; between $400,000 and $500,000 the inventory opens up to 3-bedroom homes with garages, newer roofs, updated kitchens and, in some cases, a pool. Most of them sit in south Stuart and Port Salerno, and a large share have no HOA.
The live listings on this page show single-family houses listed under $500,000 in Stuart zips 34994, 34996 and 34997, and they update automatically from the MLS. Condos and townhomes are not included; see the links below for those.
What $500,000 Buys in Stuart
| Home type | Single-family houses only, mostly concrete block |
|---|---|
| Bedrooms | Mostly 3 bedrooms; 2-bedroom homes at the low end, some 4-bedroom homes near $500,000 |
| Age | Mostly 1960s to early 2000s; a few newer infill homes |
| Where | Mainly zip 34997 in south Stuart and Port Salerno; some in 34994 near downtown |
| HOA | Mixed: most older neighborhoods have no HOA; gated and planned communities charge monthly dues |
| Utilities | Many older homes are on septic and some on well; newer communities are on city water and sewer |
Where to Look
The most houses under $500,000 are in the older neighborhoods of south Stuart and Port Salerno: Dixie Park, Coral Gardens, Hibiscus Park, Palm Lake Park, Golden Gate, Fisherman's Cove, Vista Salerno and the rest of Port Salerno. For a newer home with an association, look at the single-family sections of Emerald Lakes and Martin's Crossing.
Narrow it down: Stuart homes under $400,000, Stuart homes $400,000 to $500,000, Stuart homes under $500,000 with no HOA and Stuart pool homes. For condos and townhomes at this price, see Stuart homes and condos under $350,000 and Stuart townhomes.
Thinking about buying or selling a Stuart home under $500K?
Well-priced houses in this range get multiple offers. Get pre-approved and on our new-listing alerts first.
RE/MAX - local Stuart and Martin County specialists
What to Check Before You Buy
| Item | Why it matters |
|---|---|
| Roof age | Insurers look hard at roofs over 15 years old. Ask the age and get an insurance quote during your inspection period, not after. |
| 4-point and wind mitigation | Most insurers require these on older homes, and a good wind mitigation report can lower your premium. |
| Septic and well | Common in the older neighborhoods. Ask the age of the system and have it inspected. |
| HOA documents | If the home is in an association, ask for the budget, rules and any planned assessments before your inspection period ends. |
| Permits | Additions and enclosed porches are common on older homes. Check Martin County permit records so unpermitted work does not become your problem at resale. |
| Flood zone | Parts of Port Salerno and the river neighborhoods are in flood zones. Check the zone and get a flood quote early. |
Financing
Conventional, FHA and VA loans all work well on Stuart houses under $500,000 as long as the home meets condition standards. AL is both a RE/MAX broker associate and a licensed mortgage loan officer (NMLS #1883073), so he can pre-approve you, tell you what a specific house will need to pass an appraisal, and write the offer. Call (772) 359-1926.
Also see Stuart homes with no HOA, Stuart homes $500,000 to $750,000 and all Stuart homes for sale.
FAQs
What kind of house can I buy in Stuart for under $500,000?
Mostly 2- and 3-bedroom concrete-block homes built between the 1960s and early 2000s, many with no HOA. Under $400,000 they are older and usually need updating; between $400,000 and $500,000 you start to see newer roofs, garages, updated kitchens and some pools.
Which Stuart neighborhoods have houses under $500,000?
South Stuart and Port Salerno in zip 34997 have the most: Dixie Park, Coral Gardens, Hibiscus Park, Palm Lake Park, Golden Gate, Fisherman's Cove and Vista Salerno, plus the townhome and single-family sections of Emerald Lakes and Martin's Crossing. A few come up near downtown in 34994.
Do Stuart houses under $500,000 have HOA fees?
Many do not. Most of the older neighborhoods in south Stuart and Port Salerno have no association, while gated communities like Emerald Lakes and planned communities like Martin's Crossing charge monthly dues. See our no-HOA page for the ones without fees.
Can I use an FHA or VA loan on a Stuart home under $500,000?
Yes. Both work well at this price as long as the home meets condition standards, which mostly means a sound roof, working systems and no safety issues. AL is a licensed mortgage loan officer (NMLS #1883073) and can pre-approve you and flag any problem before you write an offer.
Ready to look at Stuart homes under $500K?
Current listings, recent sold comparables and financing answers from one local team.
RE/MAX - local Stuart and Martin County specialists
We do not post static sold prices on this page because they go out of date quickly. For recent sales in a specific neighborhood, call us.