Stuart FL Condos for Sale

Stuart, FL Condos for Sale

Stuart is one of the busiest condo markets on the Treasure Coast. Most are in established communities built in the 1970s and 1980s. They sit along the St. Lucie River, around downtown, on Hutchinson Island and in Port Salerno, and many are in 55+ communities.

This page covers where Stuart's condos are, the rules that come with them, and what to check before you buy an older Florida condo today. The live Stuart condo listings are below and update automatically from the MLS.

Stuart Condos at a Glance

Typical unit Mostly 2-bedroom units
Age Mostly built before 1990; very few newer than 2010
55+ communities Many of the largest condo communities are 55+
Waterfront River, Intracoastal and oceanfront condos
Amenities Nearly all have a community pool; many include cable or internet in the fee
Zip codes 34994, 34996, 34997

Where Stuart's Condos Are

Downtown & Central Stuart

This is where most of Stuart's condos are. It includes large 55+ communities, marina condos on the river and smaller buildings close to the Riverwalk and downtown restaurants.

Hutchinson Island (Stuart side)

Oceanfront and river-view condos on the barrier island. Sailfish Point, at the island's southern tip, has condos as well as single-family homes.

North Stuart / North River Shores

Condo communities on the north side of the St. Lucie River, several of them on the water.

Port Salerno, Manatee Pocket & South Stuart

Golf-course condos, marina condos near the Manatee Pocket, and gated 55+ communities.

Looking for a condo on the water? See Stuart waterfront homes for sale. For all property types, see Stuart homes for sale.

Thinking about buying or selling a condo in Stuart?

We check the association's rules, reserves and financing picture with you before you make an offer.

RE/MAX - local Stuart and Treasure Coast specialists

Stuart 55+ Condos

Many of Stuart's condos are in 55+ communities. The largest, including Cedar Pointe, Vista Pines, Kingswood, South River Village and Vista Del Lago, are all 55+. They offer single-level living, a community pool and clubhouse, and grounds maintenance included in the monthly fee. Age rules come from each association's documents, so we confirm the current rules, including whether younger owners or guests can stay, for any building you look at.

Rules & Buyer Approval

Stuart condo associations are often strict, and the rules can decide whether a unit works for you. Here are the rules you will run into most often:

Rule How common What to ask
Leasing restrictions Common Minimum lease length, how many times a year, and any waiting period after you buy
Application fee Common The fee amount and how long approval takes
Personal interview Many buildings Whether it can be done by phone or video if you are out of state
No pets allowed Many buildings Size, weight and number limits where pets are allowed

Rules change when associations vote on them, so we always read the current documents instead of relying on the listing.

Have a dog or cat? See pet-friendly condos for sale in Stuart for the buildings that most often allow pets.

Buying an Older Stuart Condo

Most Stuart condos were built before 1990, and Martin County's four-story height limit means few new condos are being built. Florida now requires structural inspections and reserve studies for many older condo buildings of three or more stories, and these can lead to higher monthly fees or special assessments. Before you buy, ask for:

  • The most recent structural (milestone) inspection report, if the building needs one
  • The structural integrity reserve study and the current reserve balance
  • Any special assessments, whether already approved or being discussed
  • The association budget and the last few board meeting minutes
  • Roof age, and what the master insurance policy covers
A well-run older building with healthy reserves can be a better buy than a cheaper unit in a building facing a large assessment. We review these documents with you before you are under contract.

Cash vs. Financing a Stuart Condo

Many Stuart condo buyers pay cash. If you plan to finance, the building matters as much as your credit. Lenders review the association itself, including its budget, reserves, insurance, inspections and owner-occupancy. A unit you love can still be hard to finance if the building has problems.

AL is both a Florida real estate broker associate with RE/MAX. He can check a building's financing picture early, before you spend money on inspections and appraisals.

Stuart Condo FAQs

How many condos are for sale in Stuart, FL?

Condos are a large part of the Stuart market. The number for sale changes daily, so see the live Stuart condo listings on this page for what is available right now.

Are there 55+ condos for sale in Stuart, FL?

Yes. Stuart 55+ condo communities include Cedar Pointe, Vista Pines, Kingswood, South River Village and Vista Del Lago.

Are there new condos in Stuart, Florida?

Very few. Most Stuart condos were built before 1990, and Martin County's four-story height limit keeps new condo construction rare. Most buyers choose from established communities.

Can I rent out my Stuart condo?

It depends on the building. Many Stuart condos have leasing restrictions, such as minimum lease terms or limits on how often you can rent. Check the current association documents before you buy if renting matters to you.

Do Stuart condos allow pets?

Some do and some do not. Many Stuart condo communities, including most large 55+ ones, do not allow pets. Where pets are allowed, there are often size or number limits.

Where are the oceanfront condos in Stuart?

Stuart's oceanfront condos are on Hutchinson Island, including Sandpebble and other buildings along the island, plus Sailfish Point at the southern tip.

Can I get a mortgage on a Stuart condo?

Often, yes, but the lender will review the condo association as well as you. The building's reserves, insurance, inspections and owner-occupancy all matter. Call (772) 359-1926.

Thinking about buying or selling a condo in Stuart?

Get current condo listings, recent sold comparables and financing answers from one local team.

RE/MAX - local Stuart and Treasure Coast specialists

Stuart Condos for Sale

The listings below update automatically from the MLS. We do not post static sold prices on this page because they go out of date quickly. For recent condo sales in a particular building, call us.