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Spanish Lakes Homes for Sale

Spanish Lakes 55+ Homes for Sale in Fort Pierce and Port St. Lucie, FL

Spanish Lakes is not one community. It is a family of five 55+ land-lease communities, two in Fort Pierce and three in Port St. Lucie, and each one has its own amenities, home types and lot rents. This page shows every active and pending Spanish Lakes listing in one feed, compares the five communities side by side, and explains how land-lease ownership and financing work before you shop.

Compare the communities How land lease works Financing Before you buy FAQ

Thinking about buying or selling in Spanish Lakes?

Free, no-obligation home value report, and straight answers on lot rent and financing before you write an offer.

Call (772) 359-1926 What's My Spanish Lakes Home Worth? Get Pre-Qualified

RE/MAX serving Spanish Lakes, Fort Pierce and Port St. Lucie

The Five Spanish Lakes Communities

Community City / zip Golf Homes Notes
Spanish Lakes Fairways Fort Pierce, 34951 18-hole course See community page Largest Spanish Lakes community, about 435 acres just east of I-95; not gated
Spanish Lakes Country Club Village Fort Pierce, 34951 See community See community Separate community from Fairways
Spanish Lakes One Port St. Lucie, 34952 On-site course CBS single-family and manufactured homes Also listed as Spanish Lakes One Leasehold Estates in MLS
Spanish Lakes Golf Village Port St. Lucie, 34952 On-site course Mobile and manufactured homes only Off Golf Drive
Spanish Lakes Riverfront Port St. Lucie, 34952 No CBS single-family and manufactured homes Boat ramp to the St. Lucie River; on-site boat and RV storage, subject to availability

All five are 55+. Amenities, rules and fees differ by community, so use each community's own page for the details.

How Land Lease Works in Spanish Lakes

In every Spanish Lakes community you buy and own the home, and you lease the lot it sits on. Instead of an HOA fee on land you own, you pay monthly lot rent to the community. Lot rent varies from home to home and community to community.

The detail that surprises most buyers: if the seller has a lifetime-fixed lot rent, it most likely will not carry to you. On a resale, expect the rent to readjust, and get the new figure from the community in writing before you write an offer.

Financing a Spanish Lakes Home

Financing is available on many Spanish Lakes homes, but there is no single answer for the whole family of communities. Which loans fit depends on the specific address: whether the home is CBS or manufactured, its age, and how its land lease is worded. Cash purchases are common, and owner financing sometimes appears, subject to availability.

As a RE/MAX agent and a licensed loan officer, I can check the home and the lease together. Call (772) 359-1926 with the address before you write an offer.

What to Check Before You Buy in Spanish Lakes

Lot rent Get the rent that will apply to you, not the seller's rate, and ask how increases are set.
Construction type CBS or manufactured changes financing, insurance and inspection priorities.
Roof and insurance Get an insurance quote early; roof age drives cost and insurability.
Community approval Most land-lease communities require buyer approval; ask about timing and fees.
Pets and guests Rules differ by community; confirm before you commit.

Nearby 55+ Communities

Spanish Lakes Fairways Homes for Sale Spanish Lakes Country Club Village Spanish Lakes One Spanish Lakes Golf Village Spanish Lakes Riverfront Savanna Club Fort Pierce 55+ Homes Port St. Lucie 55+ Communities

Spanish Lakes FAQs

How many Spanish Lakes communities are there?

There are five Spanish Lakes 55+ communities in St. Lucie County: Spanish Lakes Fairways and Spanish Lakes Country Club Village in Fort Pierce, and Spanish Lakes One, Spanish Lakes Golf Village and Spanish Lakes Riverfront in Port St. Lucie. Each is a separate community with its own amenities and its own page on this site.

Are the Spanish Lakes communities 55+?

Yes. All five Spanish Lakes communities are 55+ active adult communities.

Do you own the land in Spanish Lakes?

No. Spanish Lakes communities are land lease: you buy and own the home, and you lease the lot it sits on. The monthly lot rent is paid on top of your home costs.

Does a lifetime-fixed lot rent carry over when I buy a resale?

Usually not. Even if the seller had a lifetime-fixed lot rent, it most likely will not carry to the next owner, and the rent will readjust on the sale. Confirm the new lot rent with the community before you write an offer.

Can I get a mortgage on a Spanish Lakes home?

Often, yes, but it depends on the specific home: its construction (CBS or manufactured), its age, and how its land lease is worded. Cash and, in some cases, owner financing are also used. Call (772) 359-1926 with the address and we will tell you which loans fit before you make an offer.

Which Spanish Lakes communities are in Fort Pierce and which are in Port St. Lucie?

Spanish Lakes Fairways and Spanish Lakes Country Club Village are in Fort Pierce, zip 34951. Spanish Lakes One, Spanish Lakes Golf Village and Spanish Lakes Riverfront are in Port St. Lucie, zip 34952.

Which Spanish Lakes community has a golf course?

Spanish Lakes Fairways has an 18-hole course, and Spanish Lakes One and Spanish Lakes Golf Village each have an on-site course. Check each community page for its own amenity list.

How do I see current Spanish Lakes prices?

The listing feed at the top of this page updates automatically with every active and pending Spanish Lakes home in both cities. For recent sold prices on a specific home, call (772) 359-1926.

Thinking about buying or selling in Spanish Lakes?

Free, no-obligation home value report, and straight answers on lot rent and financing before you write an offer.

Call (772) 359-1926 What's My Spanish Lakes Home Worth? Get Pre-Qualified

RE/MAX serving Spanish Lakes, Fort Pierce and Port St. Lucie