Spanish Lakes Golf Village is a 55+ golf community in Port St. Lucie built on leased land. Like the other Spanish Lakes communities, the appeal is straightforward: you get a home on a golf course in an active adult community at an entry price that nothing fee-simple in this county can match.
The trade-off is equally straightforward, and it is worth understanding properly before you start touring.
| Type | 55+ active adult golf community |
|---|---|
| Location | Port St. Lucie, 34952 |
| Land tenure | All land lease — you own the home, you lease the lot |
| Golf | On-site course |
| Main street | Golf Drive |
| Part of | The Spanish Lakes group of communities in Port St. Lucie |
You buy the home. The ground underneath stays with the community, and you lease it, paying lot rent every month for as long as you own.
| What changes | What it means for you |
|---|---|
| Purchase price | Far lower than comparable fee-simple housing, because no land is included. |
| Monthly payment | Lot rent on top of community fees, and it can rise under the terms of the lease. |
| Financing | Conventional mortgages generally do not apply. Financing is usually as personal property, with different rates, shorter terms and fewer lenders. Many buyers pay cash. |
| Equity and resale | You build equity in the home, not the land. The buyer pool on resale is smaller because of the financing constraints and the age restriction. |
| The lease document | Term, renewal, how lot rent can increase, and transfer rules on resale are all in it. Read it before you commit. |
Have the numbers run first. I am a licensed mortgage loan officer as well as a broker associate, so I can give you a straight answer on whether a land-lease purchase here works for your situation — the all-in monthly figure including lot rent, which lenders will finance it, how it compares against an owned-land home over the years you plan to stay, and what resale realistically looks like. For some buyers this is clearly the right move. For others it is clearly not. Call me and I will tell you which: (772) 359-1926.
If land lease is not for you: Savanna Club is also 55+ with its own golf course but has both leased-land and owned-land homes, so a conventional purchase is possible there.
Spanish Lakes Golf Village is in the 34952 zip code in the established eastern side of Port St. Lucie, centred near 27.3195, -80.3122, laid out along Golf Drive. It sits close to its sister communities Spanish Lakes One and Spanish Lakes Riverfront, and is nearer to US-1, the river and the beaches than to the Tradition growth corridor on the west side.
| How far is Spanish Lakes Golf Village from... | Approximate distance |
|---|---|
| US-1 | About 2 miles |
| I-95 | About 6 miles |
| Jensen Beach | About 8 miles |
| Downtown Fort Pierce | About 10 miles |
| Hutchinson Island beaches | About 11 miles |
| Tradition Square | About 11 miles |
| Palm Beach International Airport | About 52 miles |
| Orlando International Airport | About 110 miles |
View Spanish Lakes Golf Village on Google Maps
I'll run the land-lease numbers honestly — lot rent, financing options, and whether it makes sense for you at all.
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Yes. Every home in Spanish Lakes Golf Village sits on leased land. You own the home and lease the lot from the community, paying lot rent monthly for as long as you own.
Not a conventional mortgage, in most cases. Because the land is leased rather than owned, purchases are generally financed as personal property with different rates, shorter terms and far fewer lenders. Many buyers pay cash. Sort this out before making an offer.
Yes, it is an age-restricted active adult community. Read the governing documents for the specific rules on second occupants and younger family members.
Yes, it has its own course, and the monthly cost of golf living here is among the lowest in St. Lucie County.
They are separate communities in the same Spanish Lakes family, both 55+ and both entirely land lease, sitting near each other in eastern Port St. Lucie. Spanish Lakes One is laid out around Mediterranean Boulevard; Golf Village is centred on Golf Drive. A third, Spanish Lakes Riverfront, has a boat ramp to the St. Lucie River.
It is in the 34952 zip code in eastern Port St. Lucie.
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Thinking about buying or selling in Spanish Lakes Golf Village?
Free, no-obligation home value report
RE/MAX — local Port St. Lucie specialists
| Type | 55+ golf community |
|---|---|
| Zip | 34952 |
| Land | All land lease — you own the home, lease the lot |
| Golf | On-site course |
| Coordinates | 27.3195, -80.3122 |