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Savanna Club Own Your Own Land, Port St. Lucie FL

Most homes in Savanna Club sit on leased land. Some do not — and if you want the golf, the clubhouse and the 55+ lifestyle without paying lot rent for the rest of your life, those are the ones to look at.

The two look identical from the street. They are very different transactions, and the difference shows up in your monthly payment, your financing options and what the home is worth when you sell.

Land-Owned Savanna Club at a Glance

Land tenure You own the lot. Fee simple, no land lease, no lot rent
Type 55+ active adult golf community
Location Southeast Port St. Lucie, 34952
Sections The Savanna Club Plat I, II and III sections hold the land-owned homes in current listings
Housing Predominantly manufactured and mobile homes with a smaller number of site-built homes, mostly single-storey, built roughly 1983–2007
HOA dues Roughly $237 to $388 per month on current Savanna Club listings, billed monthly
Financing VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing subject to change and availability
Boat & RV parking On-site, subject to availability

Why Own the Land Instead of Leasing It

Land-leased homes in Savanna Club are cheaper to buy. That is the whole appeal, and for plenty of buyers it is the right call. But the leased lot carries lot rent every month for as long as you own, and lot rent can rise.

Owning the lot costs more up front and nothing every month. On current Savanna Club listings, land-owned homes run a median of roughly $190,000 against about $140,000 for land-leased. That gap is what you are paying to stop the lot rent.

  Own the land Lease the land
Up front Higher purchase price Lower purchase price
Monthly HOA dues only — no lot rent HOA dues plus lot rent, which can increase
Financing More programmes fit, including VA, conventional and FHA A shorter list, and terms that differ from a fee-simple purchase
What you own The home and the ground under it The home only
Resale Wider buyer pool, behaves like conventional real estate Smaller buyer pool because of the financing constraints
Estate Real property you can pass on Different treatment — worth asking your attorney about

The arithmetic that actually matters is not the purchase price, it is the two numbers over the years you plan to stay. Lot rent compounds; a higher purchase price does not. Depending on how long you expect to be here, owning the land can be dramatically cheaper or genuinely not worth it. That is a calculation I will run for you with real figures before you decide — it takes ten minutes and it is the single most useful thing you can do before touring Savanna Club.

Which Savanna Club Sections Own the Land

In the current listing data, the land-owned homes sit in the Savanna Club Plat I, II and III sections. The Eagle's Retreat, Fairways, Links and Preserve sections show up as land lease.

Do not rely on the section name alone. Listing data is not always complete on this point, and the only thing that settles it is the paperwork for the specific property. I confirm land tenure in writing on every Savanna Club home I show, before an offer goes anywhere.

Financing a Land-Owned Home Here

Because you are buying the ground as well as the home, more loan programmes are open to you than on a leased lot. VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing subject to change and availability.

What still matters is the home itself. Construction type and age affect which programmes fit, particularly on manufactured homes, which is most of the housing stock here. A home that works for one buyer's financing will not necessarily work for another's.

I am a licensed mortgage loan officer as well as a broker associate, so I can tell you what a specific Savanna Club home qualifies for before you get attached to it. Call (772) 359-1926.

Amenities

Land-owned or leased, every resident gets the same amenity campus.

Golf & sport Golf course, putting green, tennis, pickleball, bocce ball, shuffleboard, basketball
Clubhouse & social Clubhouse, cafe/restaurant, billiard room, library, community room, game room, business center, manager on site
Pool & wellness Pool, spa/hot tub, fitness center, sauna
Outdoors Picnic area, jogging path, boat and RV parking (subject to availability)

Where Is Savanna Club in Port St. Lucie?

Savanna Club is in southeast Port St. Lucie in the 34952 zip code. The land-owned Plat sections sit toward the southern side of the community, centred near 27.3110, -80.2920. Interior streets across the community include Columbrina Circle, Cinnamon Lane, Fiddlewood Circle, White Ibis Lane, Red Tailed Hawk Drive, Meadowlark Lane, Schefflera Court, Five Iron Drive and 9th Hole Drive.

How far is Savanna Club from... Approximate distance
US-1 About 3 miles
Jensen Beach & the Indian River About 6 miles
I-95 About 8 miles
Hutchinson Island beaches About 9 miles
Downtown Fort Pierce About 11 miles
Tradition Square About 12 miles
Palm Beach International Airport About 52 miles
Miami International Airport About 115 miles

View Savanna Club on Google Maps

Thinking about buying or selling in Savanna Club?

I'll confirm whether a home owns its lot, run the lease-versus-own arithmetic for your timeline, and tell you what it qualifies for.

Free, no-obligation home value report

RE/MAX — local Savanna Club and Port St. Lucie specialists

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Common Questions

Can you own the land in Savanna Club?

Yes. Savanna Club has both land-owned and land-leased homes. On a land-owned home you buy the lot along with the house, fee simple, with no lot rent. In current listings the land-owned homes are in the Savanna Club Plat I, II and III sections.

How much more do land-owned homes cost in Savanna Club?

On current listings, land-owned homes run a median of roughly $190,000 against about $140,000 for land-leased. The gap is what you pay to eliminate lot rent. Whether it is worth it depends on how long you plan to stay, which is a calculation worth running before you decide.

What financing is available on a land-owned Savanna Club home?

VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing is subject to change and availability. Because most of the housing stock here is manufactured, the construction type and age of the specific home still affect which programmes fit.

How do I know whether a Savanna Club home owns its land?

The listing usually says, but not always clearly, and listing data on this point is incomplete. The only thing that settles it is the paperwork for that specific property. Confirm it in writing before you make an offer.

Is Savanna Club 55+?

Yes, it is an age-restricted active adult community. Read the governing documents for the specific rules on second occupants and younger family members.

Is there boat and RV parking at Savanna Club?

Yes, on-site boat and RV parking is available subject to availability. Ask about current space and any waitlist early if you have either.

Savanna Club Homes Where You Own the Land