Most homes in Savanna Club sit on leased land. Some do not — and if you want the golf, the clubhouse and the 55+ lifestyle without paying lot rent for the rest of your life, those are the ones to look at.
The two look identical from the street. They are very different transactions, and the difference shows up in your monthly payment, your financing options and what the home is worth when you sell.
| Land tenure | You own the lot. Fee simple, no land lease, no lot rent |
|---|---|
| Type | 55+ active adult golf community |
| Location | Southeast Port St. Lucie, 34952 |
| Sections | The Savanna Club Plat I, II and III sections hold the land-owned homes in current listings |
| Housing | Predominantly manufactured and mobile homes with a smaller number of site-built homes, mostly single-storey, built roughly 1983–2007 |
| HOA dues | Roughly $237 to $388 per month on current Savanna Club listings, billed monthly |
| Financing | VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing subject to change and availability |
| Boat & RV parking | On-site, subject to availability |
Land-leased homes in Savanna Club are cheaper to buy. That is the whole appeal, and for plenty of buyers it is the right call. But the leased lot carries lot rent every month for as long as you own, and lot rent can rise.
Owning the lot costs more up front and nothing every month. On current Savanna Club listings, land-owned homes run a median of roughly $190,000 against about $140,000 for land-leased. That gap is what you are paying to stop the lot rent.
| Own the land | Lease the land | |
|---|---|---|
| Up front | Higher purchase price | Lower purchase price |
| Monthly | HOA dues only — no lot rent | HOA dues plus lot rent, which can increase |
| Financing | More programmes fit, including VA, conventional and FHA | A shorter list, and terms that differ from a fee-simple purchase |
| What you own | The home and the ground under it | The home only |
| Resale | Wider buyer pool, behaves like conventional real estate | Smaller buyer pool because of the financing constraints |
| Estate | Real property you can pass on | Different treatment — worth asking your attorney about |
The arithmetic that actually matters is not the purchase price, it is the two numbers over the years you plan to stay. Lot rent compounds; a higher purchase price does not. Depending on how long you expect to be here, owning the land can be dramatically cheaper or genuinely not worth it. That is a calculation I will run for you with real figures before you decide — it takes ten minutes and it is the single most useful thing you can do before touring Savanna Club.
In the current listing data, the land-owned homes sit in the Savanna Club Plat I, II and III sections. The Eagle's Retreat, Fairways, Links and Preserve sections show up as land lease.
Do not rely on the section name alone. Listing data is not always complete on this point, and the only thing that settles it is the paperwork for the specific property. I confirm land tenure in writing on every Savanna Club home I show, before an offer goes anywhere.
Because you are buying the ground as well as the home, more loan programmes are open to you than on a leased lot. VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing subject to change and availability.
What still matters is the home itself. Construction type and age affect which programmes fit, particularly on manufactured homes, which is most of the housing stock here. A home that works for one buyer's financing will not necessarily work for another's.
I am a licensed mortgage loan officer as well as a broker associate, so I can tell you what a specific Savanna Club home qualifies for before you get attached to it. Call (772) 359-1926.
Land-owned or leased, every resident gets the same amenity campus.
| Golf & sport | Golf course, putting green, tennis, pickleball, bocce ball, shuffleboard, basketball |
|---|---|
| Clubhouse & social | Clubhouse, cafe/restaurant, billiard room, library, community room, game room, business center, manager on site |
| Pool & wellness | Pool, spa/hot tub, fitness center, sauna |
| Outdoors | Picnic area, jogging path, boat and RV parking (subject to availability) |
Savanna Club is in southeast Port St. Lucie in the 34952 zip code. The land-owned Plat sections sit toward the southern side of the community, centred near 27.3110, -80.2920. Interior streets across the community include Columbrina Circle, Cinnamon Lane, Fiddlewood Circle, White Ibis Lane, Red Tailed Hawk Drive, Meadowlark Lane, Schefflera Court, Five Iron Drive and 9th Hole Drive.
| How far is Savanna Club from... | Approximate distance |
|---|---|
| US-1 | About 3 miles |
| Jensen Beach & the Indian River | About 6 miles |
| I-95 | About 8 miles |
| Hutchinson Island beaches | About 9 miles |
| Downtown Fort Pierce | About 11 miles |
| Tradition Square | About 12 miles |
| Palm Beach International Airport | About 52 miles |
| Miami International Airport | About 115 miles |
View Savanna Club on Google Maps
I'll confirm whether a home owns its lot, run the lease-versus-own arithmetic for your timeline, and tell you what it qualifies for.
Free, no-obligation home value report
RE/MAX — local Savanna Club and Port St. Lucie specialists
Yes. Savanna Club has both land-owned and land-leased homes. On a land-owned home you buy the lot along with the house, fee simple, with no lot rent. In current listings the land-owned homes are in the Savanna Club Plat I, II and III sections.
On current listings, land-owned homes run a median of roughly $190,000 against about $140,000 for land-leased. The gap is what you pay to eliminate lot rent. Whether it is worth it depends on how long you plan to stay, which is a calculation worth running before you decide.
VA, conventional, FHA, cash and in some cases owner financing are all considered — owner financing is subject to change and availability. Because most of the housing stock here is manufactured, the construction type and age of the specific home still affect which programmes fit.
The listing usually says, but not always clearly, and listing data on this point is incomplete. The only thing that settles it is the paperwork for that specific property. Confirm it in writing before you make an offer.
Yes, it is an age-restricted active adult community. Read the governing documents for the specific rules on second occupants and younger family members.
Yes, on-site boat and RV parking is available subject to availability. Ask about current space and any waitlist early if you have either.
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